List of Scam, Problematic or Closed Programs

This posit is a list for all programs that I have tried and I consider them as either Scam, Problematic or Closed Programs. Maybe some of them are still paying or accessible but for various reasons I stop using them.

Because of that I don’t check them anymore. I will not know if there are any updates related to any of these sites.

Originally, this was part of the complete list of programs that I still use. As it became a very long list, I thought I put a separate article for these that I no longer use.

Table of Contents

List of Programs

BIT-HIT.COM

Website: bit-hit.com
Type: High Yield Investment Program (HYIP)
Investment Plans:
1. Up to 110% after 1 Day
2. Up to 155% after 5 days
3. Up to 270% after 15 days
4. Up to 1,200% after 90 days
5. Up to 2,400% after 180 days
6. Up to 5,000% after 360 days
7. Up to 11,000% after 720 days
8. Up to 25,000% after 1080 days
Minimum Deposit: $10
Maximum Deposit: $1,000,000
Referral Commission: 10%
Payment Method: Perfect Money, Cryptocurrencies
Started Since: 10 September 2020
My Status: NOT PAYING / SCAM
Last Payment: April 2023

Bit-Hit.com is actually another HYIP with Gold Coder script but not the typical template interface. Here, we can start the investment as low as $10 and no maximum.

They are offering 8 different groups of investment plans. Each will have a range of interest rate and different terms. The longer the plan will give higher rate but for the same minimum.

We can choose plans with either 1 day, 5-day, 15-day, 90-day, 180-day, 360-day, 720-day and 1080-day term. They will only pay once at the end of the investment, including the profit.

The lowest rate is about 1% daily profit or 7% weekly if we choose to keep reinvesting everyday. While the highest can go more than 161% weekly profit, even though it is not a reasonable amount of deposit to start. Most people won’t even touch the second plan of each group which requires more than $5,000 to start.

So, the lowest plan with 7% weekly is already higher than what I consider as reasonable rate, which is 2% weekly profit. Which puts this in higher risk than HYIP that I’ve been using.

Up to this point, they just recently passed through their second year. That means, people who invested in the longest plan on the day that the HYIP was launched have not received any payment yet. I don’t know how many of them are there but it is very unlikely but possible.

Also, I don’t know why they didn’t offer the 30-day plan. For me, 90 is probably too long so 15 is a better one. But if we do invest higher than the minimum, even the lowest plan is enough.

Bit-Hit.com handles the payments in USD value using Perfect Money and multiple choices of cryptocurrencies. Their FAQ page says that the minimum is $1 to withdraw but I have withdrawn in lower amount than that using Perfect Money. Maybe the restriction is for cryptocurrencies.

So far, they have processed all of my withdrawal request between 8 to 19 hours since the request was submitted. Unfortunately, there is no notification at all via email whether about the request or the payment like other HYIP.

They are also offering affiliate or referral commission. But unlike other similar programs, we need to apply first by sending them an email. We have no access at all to any tool before they accept the application. I have sent them one but no reply so far.

According to their page for that feature, they are offering up to 10% commission rate for 5 referral levels. I think their goal is to have regional representative instead of just referrer, assuming it actually works.

Learn more from Bit-Hit.com Review.

CRYPTO7.COM

Website: crypto7.com
Type: High Yield Investment Program (HYIP)
Investment Plan:
0.3-2% Daily Profit for 555 Business Days
Minimum Deposit: $1
Maximum Deposit: $1,000,000
Payment Method: Perfect Money
Started Since: 2015
My Status: SCAM
Last Payment: August 2023

Crypto7.com is one of the HYIP program that offers up to 2% daily profit for 555 business days. Despite using crypto word in their name, and a Bitcoin logo on their website, there is no deposit or payment method supporting that. Maybe there was in the past but no longer so.

The 2% profit is actually pretty high, compared to other programs except maybe for FXGlonet.com highest plan. However, it will require higher amount which I doubt anybody would want to spend that much money here.

At most people would choose the lowest plan which is 0.03% daily profit or in calendar days about 0.21%. This number is quite reasonable, lower than other program that I currently use which usually offer between 0.28% to 0.35%.

The problem is that this one has longer terms which will take more than 2 years to complete while the longest one I currently use is about half a year. With Crypto7.com, even if we want to withdraw as soon as possible, to fastest to reach BEP would be about 15 or 16 months.

The minimum deposit is actually very low, just $1. However that means we need at least 3 or 4 days before we can reach $0.01 which is the minimum for Perfect Money as the payment method. That is assuming, they are counting less than 1 cent which I’m not sure.

Since we have to use Perfect Money, we don’t have to worry about paying fee to receive every withdraw. So far, the payment will be processed instantly right after we submit the withdraw request.

The terms from Crypto7.com is not the longest but probably not the ideal one. If we are not willing to wait that long, we should just try other similar programs.

The referral feature is there but not enough information we can find. There are still a lot of template info from the script.

Read more from my Crypto7.com Review.

SAFETYDEPOSITARY.NET

Website: safetydepositary.net
Type: High Yield Investment Program (HYIP)
Investment Plan:
Up to 5% daily profit for 396 Business days
Minimum: 25 USD or 0.1 BTC
Maximum: 250,000 USD or 1,000 BTC
Payment Method: Bitcoin, Perfect Money
Started Since: February 2014
My Status: NOT PAYING / NOT AVAILABLE
Last Payment: July 2023

SafetyDepositary.net is another HYIP where we can start our investment with $25. They also accept deposit with Bitcoin, but the minimum is way higher than with USD vi Perfect Money. No other payment method even though they still display logos from other platforms.

They stated that the investment term is 555 days. Unlike other programs, that number is the total calendar days. They will only pay daily, Monday to Friday for 396 business days.

The interest rate is up to 5% per day but that is with the highest amount for deposit. The lowest one is 0.4% profit. Based on that number, the interest rate is just slightly higher than the average. We can reach BEP after 250 business days or almost a year.

Nothing special with the interest, but considering they can deliver that same amount for years, that number is reasonable to sustain their business. We can probably consider them as alternative to diversify our investment portfolio.

Unlike other programs that use Perfect Money, while the deposit will be processed instantly, that is not the case with withdrawing. They will process the payout manually and within a day. We will get a notification once they have processed the payment via email.

They also offer an affiliate or referral commission. Even though they have several tools we can use, better than other similar programs, they don’t have further explanation about this feature. We can’t even find out the commission rate on their website.

One unique thing about SafetyDepositary.net is the registration process. They will generate some passwords that we can choose one from and the PIN. This may help them secure the website but probably a bit work for the user.

FUNDS-BROKER.COM

Website: funds-broker.com
Type: High Yield Investment Program (HYIP)
Investment Plans:
2.1% Weekly Profit for 798 days
1,600% after 60 Trading Days
11% Daily Profit for 30 Trading Days
Minimum Deposit: $30
Maximum Deposit: none
Referral Commission: 0.25 – 0.5%
Payment Method: Perfect Money
Started Since: 14 October 2015
My Status: NOT PAYING / SCAM
Last Payment: November 2023

Funds-Broker.com is another HYIP program that has been around since 2015. This is the second HYIP that offers slightly higher interest rate with 2.1% weekly profit.

This is definitely open to higher risk as it attracts more people than similar programs that offers just 2%. The fact that they have been deliver their service for so long, it means the rate is still reasonable but the risk is there.

That is also just the lowest plan as they offer two more. We can just ignore them considering how high the minimum amount and the interest rate they offer. It is very unlikely for anybody to even invest that much money on a program like this.

This is a typical HYIP website with a script from Gold Coders. Like most of them, they don’t even update some of their pages, except for their essential parts.

Funds-Broker.com does a bit update with the main page by adding the referral links there. Maybe there are some more but not that it matters.

The minimum is $30 with no maximum, so a bit high and we can only use Perfect Money to make the first deposit. That is just for the lowest one.

The plan is for 798 calendar days so we will get 114 payments within almost 2 years. With that fixed interest rate, we can reach BEP within 48 weeks or less than a year.

So, even though they have been around for 5 years but technically at this point, the first investor may only get 2 cycles. A lot of other investors may not even reach their BEP yet.

The payment are processed manually and they say it can take up to 5 business days after the request has been submitted. So, it can be more than a week but for my several first payments, I got within 2 business days.

While they do offer referral commission as well which has the typical 0.25% as the base commission rate. If we can have more than 100 referrals, we can get 0.5%.

With the minimum amount of deposit, we will get enough to withdraw by just inviting one investor. We need like 200 active referrals if we want to start the investment just from the commission.

BILLION-STARS.COM

Website:billion-stars.com
Type: High Yield Investment Program (HYIP)
Investment Plan: Up to 10% Bi-Weekly Profit for 798 Days
Minimum Deposit: $25
Maximum Deposit: none
Referral Commission: 0.15% – 1%
Payment Method: Perfect Money
Started Since: 20 October 2015
My Status: NOT AVAILABLE / NOT PAYING
Last Payment: July 2023

Billion-Stars.com is another HYIP program that has been around since 2015. This is another alternative for HYIP that offers 2% weekly profit payment but paying once every 2 weeks.

Technically, there is only a single plan but with higher deposit amount, we can get higher interest rate up to 10% per 2 weeks. But to get to the second level, there is a big jump for the minimum deposit amount.

Practically, we can just ignore the other plans. However, this does open themselves to a risk if there is even a single crazy user who is willingly invest that much money in this kind of program.

The investment plan will take 798 calendar days to complete or about 2 years and 2 months. With that interest rate, we need like 25 two week payments or about almost a year to reach the BEP.

This is not the longest plans among similar programs but it still more than 2 years. They are about to reach the end of their 6 years or barely starts their 3rd investment cycles.

This is a typical HYIP website with a script from Gold Coders. Like most of them, they don’t even update some of their pages, except for their essential parts.

The payment are processed manually and they say it can take up to 5 business days after the request has been submitted. So, it can be within a week but for my first payment, I got it within a day.

While they do offer referral commission as well which has the typical 0.15% as the base commission rate. That is probably the lowest among similar programs that I have tried. The highest is about 1% if we can get 101 referrals or more.

With the minimum amount of deposit, we will get enough to withdraw by just inviting one investor. We need like 100 active referrals if we want to start the investment just from the commission.

JANADS.COM

Website: janads.com
Type: Cryptocurrency Faucet (3 minutes, USDT)
Feature: Shortlinks
Payment Method: FaucetPay.io
My Status: NOT AVAILABLE
Last Payment: August 2023

TOPTRADECAPITAL.COM

Website: toptradecapital.com
Type: High Yield Investment Program (HYIP)
Investment Plans:
1: Up to 40% Weekly Profit for 364 Days
2: Up to 1% Daily profit + principal for 365 days
3: 7% Daily profit + principal for 22 days
4: 2.5% Daily Profit for 85 trading days (Compounded)
5: Up to 5% Daily profit for 60 trading days (Compounded)
6: 150% – 1,500% Profit after 15 – 150 Calendar Days
Minimum Deposit: $25
Maximum Deposit: none
Referral Commission: 0.5%
Payment Method: Perfect Money
Started Since: September 19, 2015
My Status: NOT PAYING
Last Payment: June 2023

TopTradeCapital.com is one of the HYIP program, very high risky which some people consider them as scam. However, they have been delivering their service, making profit and pay their user since 2015 and they are still around. Usually if they are scam, they won’t be able to stay for that long.

TopTradeCapital.com actually offer about 15 different investment plans. We can simplify them by putting in some categories. Each of these offers different way to pay the investors depending on several variables like the duration, daily, weekly or lump sum payment, etc.

Most of them require the minimum of $20,000 as deposit amount which I think nobody will ever invest on. So, practically, they only offer one plan which we can start our investment with just $25. This one will pay weekly profit and will end after a year, get the principal back at the end.

The interest rate, for this one plan is 2% weekly profit. That is the lowest and the highest one is up to 10%.

Compared to other longest paying HYIP this is the same rate, nothing special. At least, the number is proven to be reasonable and we can consider them as alternative to diversify our portfolio..

With this duration and interest rate, we will reach BEP almost a year, almost at the end of the terms. Unless we are willing to spend $20,000, we won’t be able to get reach BEP earlier.

Aside from offering a longer term investment, another downside is that they process the payment manually It will take up to 5 business days but they can send the payment during weekends.

On one hand this is not a favor for the investor but probably for TopTradeCapital.com. They will have more time and room to generate the profit. The fact that they have been and still around for that long, we can probably consider that it is a good way to sustain the business.

Like on any HYIP, it is recommended to always withdraw the money as soon as possible. The good thing is the payment method they use, Perfect Money will let us get multiple payments without any additional fee.

The only other feature we can find on TopTradeCapital.com is the referral or affiliate feature. The template from the script has issue and apparently they didn’t even bother to fix it after so long.

Even though, theoretically we can earn commission that we can use to invest for free, it is very unlikely to happen. We need 200 referrals that are willing to invest the minimum plan for that. It is not worth it.

Once again, this is a high risk program that can turn into scam anytime. They could be paying right now, but they could also stop before we reach the BEP or even sooner. When that happens, there is nothing we can do.

DOGEMATE.COM

Website: dogemate.com
Type: Cryptocurrency Faucet (1 hour, Internal Currency)
Feature: Shortlinks, Offerwalls, Bonus Point, Level System
Referral Commission: 10% (Offerwalls), 25% (Faucet, Shortlink)
Payment Method: ~~ExpressCrypto.io, KSWallet.net,~~ FaucetPay.io, Payeer, WebMoney, Cryptocurrency Wallet (Bitcoin, Dogecoin, Ethereum)
Started Since: September 2019
My Status: NOT AVAILABLE
Last Payment: April 2023

DogeMate.com is another cryptocurrency faucet program where anybody can earn money for free. Despite the name that suggests Dogecoin, we can actually earn either Bitcoin or Ethereum or even USD currency.

Faucet is just one of the earning feature on DogeMate.com. We can claim once every 6 hours to earn DMT, their internal currency. The earning rate is not that much for the base prize, probably one of the lowest among similar programs.

They use lucky number system but even the top prize is not that special. However, we probably should consider how easy it is to claim, at least at this time. There will be a pop up ad, and just one captcha from Google, no alternative, unfortunately.

DogeMate.com does offer a way to increase the reward by leveling up our membership. We need to get experience points or XP by using any features on the website. The higher our level only increase the upper limit of possible bonus, not a guarantee.

Other earning feature that we can use here is shortlink which we can also earn XP per link. We can earn DMT immediately after each visit. The links can be revisited after 24 hours even though they say there is a server reset time. The bonus from the level system also applies here but probably lower percentage than the faucet.

The last earning option is from offerwalls. Most of them only offer survey and mobile apps. The unique thing about offerwalls on DogeMate.com is that they will hold the balance at least for 10 days, depending on the type of task and as part of the bonus from the level system. The 10 days is from when the providers pays DogeMate.com not after we have finished doing the task.

They do have referral features which is good enough for long term passive income but not that many tool. The problem is more about the main features which are not good enough to drive people to use them.

There is no deposit here but there are a lot of withdrawing methods. DogeMate.com uses three of the main micro wallets. We can also get paid directly to our wallet or with Payeer for USD payment.

Obviously with the minimum amount, using micro wallet, especially FaucetPay.io is probably a better choice than the direct one.

ADSBITCOIN.IO

Website: adsbitcoin.io
Type: PTC
Payment Method: FaucetPay.io
My Status: NOT AVAILABLE
Last Payment: October 2022

DIGITASK.RU

Website: ~~digitask.ru (MicroWallet.co)~~ digitask.ru (FaucetPay.io)
Sister Site:
~~digitask.ru (FaucetPay.io)~~
~~digitads.club (FaucetPay.io)~~
autofaucet (FaucetPay.io)
Type: Faucet (no timer, Dogecoin)
Feature: Manual and Auto Faucet
Referral Commission: 10%
Payment Method: ~~FaucetHub~~ (DOGE), ~~MicroWallet.co (DOGE),~~ FaucetPay.io (DOGE)
Started Since: 2015
My Status: NOT AVAILABLE
Last Payment: June 2023

This is a rather simple website, just a faucet program with no timer, and very easy Key Captcha system. There are ads but not the annoying pop ups.

DigiTask.ru use FaucetHub as the payment to send the DogeCoin we earn. The funds is on FaucetHub so we can immediately check whether we get paid or scammed.

The faucet itself only offers one constant prize for each claim. With a very easy captcha system, the claiming process only takes like 30 seconds.

Of course, there is no way anybody would spend the whole day claiming every 30 seconds but with that amount, just a couple of claiming already make DigiTask.ru as one of the highest paying faucet. That is just from the main feature, tha manual faucet.

DigiTask.ru actually have one other earning feature. The auto faucet feature, which we there is no direct link from the homepage.

With the auto faucet or auto claim, with just one click we can automatically get paid every minute. It seems that there is no daily limit of how many claims we can get from the auto faucet. The reward itself per claim is not that much though.

Just let the browser tab open and we can do other task. Of course, we still need to check from time to time since a problem could occur and we need to reload the page.

Since DigiTask.ru doesn’t keep any data regarding the referrals for each account, the referral program is probably not the one to focus on. The commission is just 10% for now and it doesn’t seem to include earning from the auto faucet.

Nevertheless, the potential to turn DigiTask.ru as part of the passive income for anybody still stands. With enough earning, we can invest to other program and let the money grow.

DigiTask.ru is one of the best faucet program so far to earn but probably not to focus on to build a passive income.

Learn more from DigiTask.ru Review.

MELLOWADS.COM

Website: mellowads.com
Type: Ad Network
Feature: faucet (for advertising only)
My Status: PROBLEMATIC

ROYALCASINOFUNDS.COM

Website: royalcasinofunds.com
Type: High Yield Investment Program (HYIP)
Investment Plans:
1. 0.5% Daily Profit for 365 Business Days
2. Up to 3% Daily Profit for 100 Business Days
3. Up to 5% Daily Profit for 45 Business Days
4. Up to 10% Daily Profit for 20 Business Days
5. Up to 20% Daily Profit for 10 Business Days
6. 150% Return After 1 Business Day
7. 200% Return After 3 Business Days
8. 300% Return After 7 Business Days
9. 400% Return After 15 Business Days
10. 500% Return After 45 Business Days
11. Up to 1,000% Return After 80 Business Days
12. Up to 2,000% Return After 120 Business Days
Minimum Deposit: $10
Maximum Deposit: none
Referral Commission: 5 -15% (Level 1), 2% (Level 2), 1% (Level3)
Payment Method: Perfect Money, Cryptocurrencies, Nix Money, AdvCash, EPayCore, Paypal, Payeer
Started Since:31 October 2022
My Status: PROBLEMATIC / SCAM
Last Payment: March 2023

RoyalCasinoFunds.com was a domain used by a HYIP back in 2010. Recently the domain was brought back in 2022 and started offering different investment plans.

They have 12 investment plans which can be put into 2 categories. One category is for plans that will pay every business day. Each plan in this category may require different minimum deposit. With higher deposit and shorter term, we can get higher interest rate.

For the second category, they will only pay once at the end of the term. They have different plans with different minimum, interest and how long it will take for the plan to expire. Plans with higher interest rate require more deposit but will end faster.

We can start the investment with deposit as low as 10 USD in either types of plans. With that minimum, the plan will end after 18 months for the first type and almost 6 months for the 2nd type.

The interest rate from the first type is between 2.5% up to 100% profit per week. For the second type, the rate is between 70 to 250% per week. But some of them require unreasonable minimum deposit.

Even if we only count the reasonable one, 2.5% per week is already higher than what I consider the reasonable 2% rate from other older HYIPs. That means the risk is very high from this one.

At this point they are still new, only about 3 months since they were launched. Which means, investors of the longer plans still haven’t gotten their payments if not at all. It’s better to choose the daily plan instead of the one time payment to decrease the loss.

RoyalCasinoFunds.com is accepting payments from 6 payment processors and 12 cryptocurrencies at this point. All deposits from any methods will be converted to USD value. Like other HYIP, it is very common that this also do not accept exchanging currencies on the platform.

Using cryptocurrencies, we are basically selling them using the rate at the time of the deposit. Later, when we make a withdraw, we are buying them back using different rate.

So far, all of the payments are done instantly, at least using PM up to this point with low minimum of 0.1 USD. The other methods might require 1, 10 or even 20 USD just to withdraw.

They are also offering referral commissions up to 3 levels. The commission rate from Level 1 is between 5 up to 15% depending on how many referrals we have invited while Level 2 and Level 3 is just 2 and 1% in that order.

With multiple payment methods, then we might get commissions in separate currencies and each might require certain minimums either to get paid or just to start investment. It’s like we have to encourages the referral to invest in the same currency.

8BIT.LTD

Website: 8bit.ltd
Type: Investment
My Status: SCAM
Last Payment: February 2023

LITEGPT.COM (Ex. LitecoinAds.com)

Website: litegpt.com ~~litecoinads.com~~
Type: Paid to Click (PTC)
Feature: Cryptocurrency Faucet, Rent Referrals, Offerwalls, Shortlinks, Advertise, Traffic Exchange, Traffic Grid, Games, Upgrade Membership
Referral Commission: 5% (Offerwalls & Video), 10% (PTC)
Payment Method: Payeer, FaucetPay.io, CoinPayments.net (BTC, LTC, DOGE, USD)
Started Since: April 2019
My Status: NOT AVAILABLE
Last Payment: March 2023

LitecoinAds.com is one of the online earning programs with a lot of earning options, mainly the PTC. That means we can earn by viewing ads and we can also advertise.

Earning from the PTC feature is an easy process. We just need to wait mostly 10 seconds and solve their script’s captcha. There is no feature to force view the ads so it is rather not recommended to advertise even if they don’t use framed window to display the ads for PTC.

Other similar earning features are videos where we can watch from Daily Motion channel and YouTube. But only for YouTube we can also advertise.

LitecoinAds.com also have Shortlinks. They will refresh after 24 hours since the visit, not based on the same server time.

Also, they have a 60 minutes faucet which use a lucky number system like most programs. There will be some pop ups in there.

There is also a Traffic Exchange feature. We can earn money for surfing some pages and we can spend the money back for traffic.

LitecoinAds.com also hosts a lot of offerwalls. Some of them even offer PTC type, shortlinks type and survey. This gives a lot of earning options for different type of users.

If we use certain number of tasks from those earning options, we can earn daily bonus, another money. They also offer one more type of membership but I don’t think it is worth it unless we have enough active referrals.

We can get commission if the referrals are earning from the PTC and offerwalls mostly. Sadly, we will get nothing if they advertise. There is also an option to rent referrals for 30 days.

Even though the name suggests Litecoin, we also can get paid with either BTC, DOGE or USD but mostly via Payeer or FaucetPay.io. They recently changed their internal currency so that we will mostly earn in USD.

We can transfer them immediately into one of the 3 cryptocurrencies if we want to secure the value. But there is no internal exchange feature between cryptocurrencies. Transferring to other type of balances will limit how we can spend it later.

For me, LitecoinAds.com is a great platform to earn but not so much for advertisers. I think it is essential for any PTC program to sustain the supply between earner and advertiser.

Without any incentive for advertising, their PTC will eventually lose advertisers.

Other program has successfully done it via Revenue Share concept. LItecoinAds.com started out with this idea but they couldn’t make it work and recently removed the feature.

If they can fix it or find other solutions, I think LitecoinAds.com has the potential to be one of the best. Until then, we can still earn a lot but not for long with the current state.

Learn more from LiteGPT.com Review.

SOFTAIRBAY.COM

Website: softairbay.com
Type: Cryptocurrency Faucet (5 minutes, Multi Coins)
Features: PTC, Shortlinks, Daily Tasks, Level System, Lottery, Offerwalls, Games, Auto Faucet.
Referral Commission: 25%
Payment Method: FaucetPay.io
Started Since: 2020
My Status: NOT AVAILABLE
Last Payment: February 2023

SoftAirBay.com can be considered as an auto faucet where we first need to collect some CP or Claim Points. Then, we can spend those CP to run an auto faucet and get paid with the chosen cryptocurrencies. They will send the coin directly to FaucetPay.io.

The auto faucet itself will automatically send the coin every 5 minutes assuming that the owner has some funds for the chosen coin in their micro wallet account. We can choose as many coins as we want from the 12 supported by the micro wallet but it will take more CP.

Aside from the auto faucet, we can also convert CP using their regular faucet which can give 10x higher conversion rate. We can claim like once every 5 minutes and only for 1 coin.

The process is rather easy with just solving 2 captcha systems. One is either hCaptcha or reCaptcha and the other is their own script. For their captcha, we just need to enter a series of numbers. It’s very easy but sometimes the instruction doesn’t show the number clearly and reloading the faucet page is a bit slow.

We can also increase the conversion rate from the Level bonus. For every 1 level up, we will get additional 1% bonus from that conversion but it will take awhile to reach the next level.

So, we first need to get CP before converting them using any of the faucet. The first way is from their PTC feature. Unlike other platform, at this moment there is no option for users to create the PTC ad.

So, the available ads are mostly from the owner, which is very limited but it can still give like 26 CP or 13 regular faucet claims. The process is also very easy for now without any requirement to stay active on the window.

Most of the time reCaptcha V3 will take care but there will be times when we have to solve it manually for every PTC ads. The PTC is the easiest way to get CP.

The next part to get CP is shortlinks. SoftAirBay.com is currently working with about 30 different providers. Most of them can only be visited once but it can go up to 5 times a day. They will reset using the same server time.

Using the conversion rate from the regular faucet, SoftAirBay.com is probably giving the highest reward per shortlink visit compared to other similar platforms. However, if we choose to convert using auto faucet, the rate is not a special one.

The next way to earn CP is from their Offerwalls. There are currently 3 providers which all of them are surveys or related to mobile apps. While the reward can give like 40,000 CP but not every user will be able to access them.

We can also spend some CP to play their games and participate in the Lottery. If we are lucky enough to win, we can get higher return but it is very unlikely.

The last one to gain the CP is from their Daily Tasks. For each features that I have mentioned above, if we use them certain number of times in a day, we can claim bonus which is more CP. Most of these will reset the next day so we can repeat the process to gain more.

SoftAirBay.com is also offering a referral commission, with 25% rate from the referral’s earning. I guess that features that convert CP into cryptocurrency like faucet or auto faucet doesn’t count.

The biggest issue with the overall system is the limited way to convert those CP. To get the highest result, we can only use faucet but all of them need the owner to have the funds or otherwise, the CP is stuck. We can also cashout the CP with 1,000 CP minimum but even lower rate.

Maybe this is a typical issue with any auto faucet. There is no use on having a lot of CP if we cannot do anything with it. The referral will eventually stop using and the referrer will just stuck with too many CP.

It will be better if they allow us to keep cryptocurrencies, not just CP, in our SoftAirBay.com account while waiting for the owner to refill their coins.

As it is, there is a fundamental issue with this system. Even if we accept using the lower rate conversion, unless they can keep having some funds in their wallet, then, there is no point on using the platform at all.

This could be a good long term passive income but they need to fix and improve their features. As it is, maybe we should use and promote something else.

Learn more from SoftAirBay.com Review.

CITYBUILDTRADE.COM

Website: citybuildtrade.com
Program Type: High Yield Investment Program (HYIP)
Minimum deposit: $1
Maximum deposit: $500,000
Investment Plan: 102% after 7 days (including initial deposit)
Referral Commission: 1%
Payment Method: Perfect Money, ~~Payeer~~
Started Since: 24 February 2014
My Status: SCAM
Last Payment: March 2023

I don’t recommend anybody to use any HYIP but if you still consider this as investment opportunity, do it on your own risk. Look for other investment program aside from HYIP, maybe I will add some to this list.

This is one of the longest paying HYIP for now. People say that HYIP will eventually become scams.

After more than 5 years, City Build Trade is still around offering profit to those who invest. This might be the reason for me to try them out.

What they offer is just one plan, maybe for now. They guarantee to get total of 102%, that includes the principal investment and 2% profit in a one week plan.

They already lower the number of profit from their initial 5%. Which, for me, indicates that they want to stick around. Most HYIP will just run away when they start to lose money instead of making adjusment.

If 2% profit a week that equals to around 0.28% per day. I don’t know if that is a good number or not but the key is the higher the profit they promise, the easier for any HYIP to become scams.

Back then I used to set like 1% per day is the standard. Even if they became scams, at least I can still get something from 1% profit HYIP.

Since CBT has proven to stay in business for so long with that number, maybe we can consider it as standard. Of course, interest rate is just one part to keep them stay in business.

I think the key for them is to limit the investment number and CBT has several limit. There is a limit to the maximum deposit, which for me is still very high.

Another one is that we can only make one deposit to one plan. Since they only have one plan, we can say one user one investment.

The bad thing about them is the script. It doesn’t work very well despite using an old template. Several link could send us back to homepage as if we are suddenly logging out even though we are not.

Some people might consider this as indication of scams. Try and understand how their dashboard work first before we make the first deposit.

They promise to send the withdraw within 24 hours. I already got one which was 4 minutes after a day. So, sometimes they seem to wait until the very end.

We can start as low as $1, wait for a week and we can withdraw. Need a year of investment before we can reach break even point.

Read more from my review about CityBuildTrade.com

LOCALBITCOINS.COM

Website: localBitcoins.com
Type: Bitcoin Exchanger
My Status: NOT AVAILABLE

UNCHARTEDWEALTH.COM

Website: unchartedwealth.com
Type: High Yield Investment Program (HYIP)
Investment Plan: 0.05% Daily for 365 days
Minimum Deposit: $1
Maximum Deposit: $1,000
Referral Commission: ?
Payment Method: Perfect Money
Started Since: February 2017
My Status: NOT PAYING / SCAM
Last Payment: December 2022

UnchartedWealth.com is another HYIP with Gold Coders standard script that has been around since 2017. They are only offering one plan at this time, with 0.05% daily for 365 days.

That rate is way lower than most programs that I have tried which is usually 2% weekly or about 0.285% daily. In a way this should be safer but at the same time, this one may just gather the money to invest on those other HYIP.

As investors we only get a small portion of it. The risk is when the bigger one shut down their business, this one will come along right after.

UnchartedWealth.com says that the deposit amount should be between $1 up to $1,000 per deposit. We can deposit more as separate investment.

The problem is that with the rate so low, if we invest the minimum, we will not get anything and they have to round it up. Their calculator suggests that they still accumulate the profit but the system will only show some amount when it reach like $0.01.

The payment is based on calendar days so we will get 365 payments before the plan expire. With that rate, even until the end of investment, the profit will not reach BEP.

So, while they have been around like almost 5 years, we need more than 5 years to reach the BEP just from the profit.

For the payment, they are only supported by Perfect Money, like other similar programs and there is no signs that they will accept cryptocurrencies. With this payment processor, we can get multiple withdraws without paying any fee.

So far, the payment that I got were processed instantly right after the request. Based on my experience with similar programs, there is still a chance that they may switch to manual process.

It seems that they also offer referral commission. However, they didn’t say anywhere on their site regarding the commission rate. So, it can be just a template from the script but at the same time, this is the only one that provides promotional banners.

Even if they do offer, I’m really not sure that they will give much. It is still just one time for the most part.

SOLIDTRADEBANK.COM

Website: solidtradebank.com
Type: High Yield Investment Plan (HYIP)
Minimum Deposit: $25
Maximum Deposit: $10,000
Investment Plan:
0.2% daily profit for 25 business days,
2% weekly profit for 26 weeks
Referral Commissions: 0.5%
Started Since: October, 2013
Payment Method: PerfectMoney, Payeer
My Status: NOT PAYING / SCAM
Last Payment: October 2022

Another long time HYIP program. So, as I mentioned before, I don’t recommend people to use any HYIP. Do it on your own risk.

This one has been around longer than CBT. The good thing compared to CBT is they actually have a better look of website. I think they use a script from the same developer but this one use a unique for them alone.

Solid Trade Bank (STB) offers two plans. First is a daily business plan, 0.2% profit for 25 business days.

So it will expire after 35 days and we get 5% profit and principal. Compared to CBT, if we count for calendar days, for this plan SBT offer just half from CBT, which is around 0.14%.

The second plan is a weekly plan with 2% profit per week for 26 weeks. After around half a year, we can get 52% profit and the principal. Or we can say that the profit per day is 0.28%, almost the same as CBT but longer terms.

The minimum is $25, so it’s a bit higher than CBT. It will take at least a year before we can reach break even point, with weekly plan.

I suggest people to use Perfect Money as payment method should they want to invest. We pay fee only when making a deposit but no fee for each withdraw, so we can withdraw regularly.

As I said before, any HYIP need to have some limitation about accepting any investment. The more they have to handle the bigger the risk and the faster they will turn into scams.

SBT, even if we can make multiple deposit for each plan, has a lower maximum deposit. I think it’s still too high but yet, they have proven to sustain their business.

Read more from my review about SolidtradeBank.com.

FREEDGB.COM

Website: freedgb.com
Type: Faucet (60 minutes, DGB)
Feature: double claim event
Referral Commission: 10%
Payment Method: ~~FaucetHub~~ (DGB), ~~ExpressCrypto.io,~~ FaucetPay.io
Started Since: October 2018
My Status: PROBLEMATIC
Last Payment: December 2022

FreeDGB.com is a faucet program where we can earn free Digibyte for free. It is very typical that the amount we can get is very low considering how little the effort is.

Like similar programs supported by FaucetHub, micro wallet service, FreeDGB.com is very simple to use. Faucet is the only feature here. There are several pages but only for news, contact form, faq page which are not essential.

The faucet itself for now, is rather easy to use or to claim. We just need to solve one captcha from SolveMedia and the payment will be sent instantly to FaucetHub account.

There is no shortlinks but maybe one pop up once in awhile.The interval time is 60 minutes before we can claim again.

The earning rate, compared to other similar program can be considered as rather low. At this time it is just about 2 bitcoin satoshi per hour. The reward we can get will change based on the market, I think.

In the past the owner has run an event for double claim for a whole week. It was considered as a success which they extended the runtime for a few hours.

We can expect them to run another event again in the future. Follow their Twitter account for the latest news about any improvement or an upcoming event.

The referral feature is very typical for simple faucet program supported by FaucetHub. A low commission rate, with no data to keep and only referral link with no other tool to use.

At this time, it has been about a year since FreeDGB.com was launched. Maybe we could still expect more improvement from the owner.

Read more from my FreeDGB.com Review.

ONLINEDIVIDENDS.COM

Website: onlinedividends.com
Type: High Yield Investment Program (HYIP)
Investment Plans:
0.8 – 1.5% daily for 160 business days
5 – 8% weekly for 32 weeks
26 – 35% monthly for 8 months
Referral Commission: 5% – 10% (1st Level), 2 – 4% (2nd Level), 1 – 2% (3rd Level)
Payment Method: Perfect Money, Bitcoin, Litecoin, Payeer
Started Since: July 2019
My Status: PROBLEMATIC
Last Payment: September 2022

OnlineDividends.com can be considered as one of the HYIP. This is the first one that doesn’t use the Gold Coders typical script.

Everything definitely looks better than those HYIP. While we still cannot find much about the people behind this program, at least they published their Twitter account.

They claimed to have 10 years experience before launching this HYIP in more private projects. The most significant difference compared to the Gold Coders HYIP is the security PIN which is required to either change the payment ID or for withdrawal request.

For the investment plans, they are offering three different types based on how often we will get paid, either daily, weekly or monthly.

In any of them, we can start as low as $20 and it will expire after about 8 months or so. The daily one gives the lowest rate, obviously but we can withdraw the money sooner.

Each of those plans will give higher interest rate by spending higher amount. So, all of those 3 plans are accessible for anyone.

Compared to other HYIP, the interest rate is higher than the standard 2% weekly profit, especially if we choose the monthly plan. That is just the basic plan. They are also offering compounding option, so the rate is even higher.

That means the risk is higher even though they recently entered their 3rd year. Either they are doing a very good job or they have to adjust the rate eventually.

The difference between this one and the other HYIP that I have tried is that they include the principal to the payments. So, they will not return the principal at the end of the investment.

OnlineDividends.com is also offering a referral commission with significantly higher commission rate. Not only we will get between 5 or 6% from our referral’s deposit, we can commission from the deposit of our referral’s referral. So, it’s a multilevel referral system down to 3 levels.

That is not all. Apparently, we can become their representative or such which I cannot find much info. By participating in their representative programs, the referral commission rates will be upgraded up to 10% from the first level but only if we make a deposit ourselves.

Even the base commission rate is already 5 or 6 times higher than other HYIP that I have tried. Moreover, we have a good amount of promotional banners that we can use to help us promote OnlineDividends.com.

For the payment method, they accept USD via either Perfect Money or Payeer. They also accept 2 cryptocurrencies, Bitcoin and Litecoin which they will retain the value in USD not the amount of coin. Because of that we might need to do a bit timing for when to make deposit and when to withdraw into cryptocurrency back.

The problem is that there is no built in exchange feature. Our referrals can use different method than us and we can only get the commission in their chosen method. Unlike the USD method, there will be some minimum before we can withdraw the cryptocurrencies.

I think Litecoin is a more flexible option with lower minimum amount compared to Bitcoin. If somehow we have referrals and they use all of payment methods, the only way to get paid for the commission is to start another investments using those method.

Either we recommend one method to the referrals or the commission will stuck there.

Considering the generous interest and commission rate, it is probably riskier to invest on OnlineDividends.com than other HYIP that I have tried. Maybe they could make it by adjusting their rate or maybe they will become scam sooner than the other HYIP.

So far, the payments were processed manually but within several hours since I requested. The investment period is also not that long compared to most HYIP that I have tried.

FINE-CHINA.BIZ

Website: fine-china.biz
Type: High Yield Investment Program (HYIP)
Investment Plan:
1. Up to 17% Weekly for 777 Calendar Days
2. Up to 10% Daily for 22 to280 Trading Days
3. Up to 1,000% after 20 – 100 Calendar Days
Minimum Deposit: $30
Maximum Deposit: none
Referral Commission: Up to 0.5%
Payment Method: Perfect Money
Started Since: September 2015
My Status: NOT PAYING
Last Payment: June 2022

Fine-China.biz is one of the investment program that can be considered as HYIP or High Yield Investment Program. They offer relatively very high interest rate.

Some may consider them as a scam. Usually a scam will not even make it to the first year and yet, Fine-China.biz has been around since 2015.

It is a typical website with template script from Gold Coders. They didn’t even bother to update some of their pages.

Fine-China.biz offers several different investment plans with different payment frequency, minimum deposit amount and the duration. However, most likely people will only invest on the lowest basic plan because the other plans require way higher minimum amount to start the investment.

The other plans require at least $10,000. I really doubt that anybody with that much money will invest in this kind of program. But it is possible and open another unnecessary risk.

We can start investing with $30 here and the duration is 777 calendar days or over 2 years. They will pay weekly a 2% profit and return the principal at the end of term.

That interest rate is the same as other longest paying HYIP. Which means, the rate is reasonable. But even though they have been 5 years but with a very long investment terms, at most the first investor is only up to 2 cycles.

Regardless, with that interest rate, we can reach the BEP within a year or less. It is recommended to just withdraw as soon as possible and with Perfect Money, we don’t have to worry about fees for accepting multiple payments.

One problem is that they also process the payment manually. Their pages even states that it can take up to 7 business days or more than a week.

Fine-China.biz also offers referral commission which we can earn without making any deposit at all. However, the commission rate is even lower than other similar programs.

There are 3 level for commission rate and we can increase to higher rate by having at least 500 referrals. Like typical Gold Coders template HYIP website, there are several tools but not really helpful.

SEVEN-STREAM.COM

Website: seven-stream.com
Type: High Yield Investment Program
Investment Plan: 4.1% bi-weekly profit for 994 days
Minimum Deposit: $25
Maximum Deposit: none
Referral Commission: 0.2 – 0.5%
Payment Method: Perfect Money
Started Since: 17 October 2015
My Status: NOT PAYING
Last Payment: June 2022

Seven-Stream.com is another HYIP program that has been around since 2015. Currently this does not offer the highest interest rate but still higher than my standard of 2% weekly profit.

Seven-Stream.com only offers one plan and that is 4.1% bi-weekly profit for 994 calendar days. That means we will get 71 payments and get almost 300% of profit.

Also, this is probably the longest plan that I have tried so far. It takes almost 3 years to complete. At this point they just recently reached the end of 2nd cycle of the investment.

We can start as low as $25 and with that interest rate, we can reach BEP after 25 payments or 50 weeks, less than a year. The extra 0.1% doesn’t really make it difference that much.

This is a typical HYIP website with a script from Gold Coders. Like most of them, they don’t even update some of their pages, except for their essential parts.

The payment are processed manually and they say it can take up to 5 business days after the request has been submitted. So, it can be more than a week but for my first payment, I got it within a day.

While they do offer referral commission as well which has the typical 0.2% as the base commission rate. With just 10 referrals we can increase it to 0.35%. It is very unlikely that we can get 500 referrals to get 0.5% commission rate.

With the minimum amount of deposit, we will get enough to withdraw by just inviting one investor. We need like 500 active referrals if we want to start the investment just from the commission.

CYBER-BANK.CC

Website: cyber-bank.cc
Type: High Yield Investment Program (HYIP)
Investment Plan: 2% Weekly for 798 days
Minimum Deposit: $30
Maximum Deposit: none
Referral Commission: 0.1 – 0.5%
Payment Method: Perfect Money
Started Since: 18 October 2015
My Status: NOT PAYING / SCAM
Last Payment: June 2022

Cyber-Bank.cc is another HYIP with Gold Coders standard script that has been around since 2015. They are offering just one plan, which is 2% weekly profit for 798 days.

The minimum is $30 to start and they will lock that principal for more than 2 years. We will get 114 payments for the profit and they will return the principal at the end of the term.

With that interest rate, we can reach 100% return or BEP in less than a year. Because of that long term, the program hasn’t even reached the end of their 3rd cycle at this point. Most of their investors may not even complete their first plan.

Considering that this is about the same rate as other HYIP that have been around that long, we can say that the rate is reasonable.

The payment will be processed manually and they say it can take up to 7 calendar days or within a week. Based on my experience, we can get the payment as soon as within hours since the request or up to 11 days.

That means if we withdraw like once a week, they send the payment for the 2 requests at the same time. I also had an issue with them where after I made the deposit, the account didn’t update immediately.

They eventually fix it but it was a while since I contacted them. I also got $2 as compensation, which is not much compared to the deposit itself. I guess, there have been some red flags with this more than typical with other similar programs.

Cyber-Bank.cc also offers a referral commission so in theory, we can get paid without making any investment. The rate is actually very low, which is 0.1% if we have 3 or less referrals. More than that, we can get 0.5%. from the referral’s deposit.

It will take 200 active referrals if we want to start the investment from the commission only. However, with just 1 active referral, we already can withdraw the commission.

Learn more from Cyber-Bank.cc Review.

LIGHTASSETSLTD.COM

Website: lightassetsltd.com
Type: High Yield Investment Program (HYIP)
Investment Plans:
0.6% Daily for 261 Business Days
1.5% Daily for 132 Business Days
3.2% Daily for 66 Business Days
7.0% Daily for 33 Business Days
Minimum Deposit: $10
Maximum Deposit: none
Referral Commission: 5% (1st Level), 1% (2nd Level)
Payment Method: Perfect Money, Cryptocurrencies
Started Since: July 2019
My Status: SCAM
Last Payment: October 2022

LightAssetsLTD.com is another HYIP with Gold Coders Script. It looks different from other typical programs with the same script but it works almost the same.

They are offering 4 investment plans with different interest rates and minimum to start. None of them will return the principal so, the payment already includes the principal.

The first one is offering 0.6% payment per day, for 261 business days, which is about a year. For the profit only, we will get about 1.08% weekly profit rate which is lower than the typical 2% weekly. The minimum is quite low with just $10.

We can start the second plan with as low as $1,000 and they are offering 1.5% payment per day for 132 business days. That is about 6 months in calendar days and the profit rate will be about 3.72% weekly.

For the third one we need $5,000 to start and they are offering 3.2% per day for 66 business days. For almost 3 months, the weekly profit rate is about 14.6%.

The last plan requires $100,000 to start and they are offering 7% per day for 33 business days. So, with about 1.5 months, the weekly profit rate is almost 20%.

The first three sound reasonable but the last one is not. While the first one is quite low but I think people can afford to invest with the second or even the third one.

The problem is that those two are offering way higher than what I consider as a reasonable 2% weekly profit rate. It puts them in a higher risk investment. What makes it worse is that the higher profit they are offering, the shorter the investment terms. So, the risk is double then, because they need to make money faster or they cannot afford to pay their big investors.

LightAssetsLTD.com is currently accepting payments via Perfect Money system and 4 cryptocurrencies: BTC, ETH, LTC, DOGE. With the minimum deposit requirement and the interest rate, we can easily withdraw every day if we use PM.

Up to this point, the payments were processed instantly with PM but there is always a chance that they will stop doing that. Hopefully it’s not a sign that they will turn into a scam.

Not really sure about the cryptocurrencies. Usually it will be processed manually. The problem with cryptocurrency options is that we are basically selling our coins to USD when we make a deposit. Then, when we withdraw, we are buying the coins again.

If the price of the coin is higher, we may end up having fewer coins after the withdraw. So, there is an issue with the volatile price. We also cannot withdraw the funds easily because there will be some transaction fees.

There is a chance that they may stop accepting PM like other HYIP and have to switch to USDT. If that happens, the minimum will be higher and maybe some fees as well.

Other than the investment, they do offer referral commission and the rate is 5% for Level 1 and 1% for level 2. That is huge compared to other similar HYIP that only offer like 1% at most. Here, we only need 20 active referrals and we can immediately start the investment.

The problem is that we can get referrals who use different payment methods. We may get the same total value but we cannot exchange them on the platform. If we have large amount, we can just withdraw them individually and combine them ourselves outside the platform.

Otherwise, the money or coins from commission may stuck and we cannot do anything.

CRYPTOMINES.BIZ

Website: cryptomines.biz
Type: High Yield Investment Program (HYIP)
Investment Plan:
0.5% Daily for 500 Business Days + Principal
3% Daily for 90 Business Days + Principal
6% Daily for 35 Business Days + Principal
12% Daily for 18 Business Days + Principal
20% Daily for 10 Business Days + Principal
150% after 1 Business Day
200% after 3 Business Days
300% after 7 Business Days
400% after 15 Business Days
500% after 35 Business Days
1,000% after 70 Business Days
1,500% after 100 Business Days
Minimum Deposit: $10
Maximum Deposit: none
Referral Commission: Up to 10% (Level 1), 2% (Level 2), 1% (Level 1)
Payment Method: Cryptocurrencies, Paypal, Payeer, Perfect Money, NixMoney, ePayCore, AdvCash
Started Since: 5 July 2017
My Status: SCAM
Last Payment: September 2022

CryptoMines.biz is another HYIP with Gold Coders Script. This is the second one that I’ve tried with modern, better presentation but works almost the same as the old ones.

They are offering like 12 different plans but can be put into 2 big categories. The first category is where they will pay us daily, each business day and return the principal at the end of the investment.

For the second category, they will only pay once which is at the end of the term, including the principal. Using the first category, there is a possibility to compound the interest, add them to the current principal. We will lose the chance to withdraw those profit but the next day, for certain threshold will increase the daily profit.

The first category has 5 different levels while the second category has 7. Each level from the first category will have different minimum deposit and interest rate. Aside from the first or the lowest level, the other level even has sublevels.

In general, to get higher interest rate the plan requires higher minimum deposit. However, the higher the interest rate, the shorter the time before the plan expire. This works similarly with the second category.

The interest rate itself is quite high compared to the other HYIP that I’ve tried, even from their lowest plan. Usually, I consider 2% weekly profit as the reasonable rate for most HYIP.

With CryptoMines.biz, the lowest plan offer like 2.5% weekly profit. It is not that far different and we can start with just $10. However, if we are willing to invest $25, we can immediately get to the second plan which will give us 2% daily each business day.

The problem is now, everybody can just invest with the higher plan instead of going with the lower one. A lot of investors can go at least $100 or $200 so that 2% daily will be like their standard which is way higher compared to the standard from all other HYIP that I have tried.

Maybe it’s good for the investors, assuming that the HYIP can and will keep paying that much. While the other HYIP that offer lower rate can use their revenue to increase the profit margin for their company, in this one, they will just send it to investors.

In my opinion, this will put them in a higher risk. They will more likely to fail sooner. That is based on their second lowest plan. Even though their several top highest plans can be a joke, but there are others that can give too much workload for the HYIP to survive.

On top of that, this one accepts multiple different payment options and one of the option is to use cryptocurrencies which also have multiple different coins. While having alternative would be good but having a lot of different options means they also need to manage each of them individually.

Cryptocurrencies themselves already have a volatile price. It is not as flexible when we want to withdraw them as soon as possible.

So far, from my first couple of withdraws, all of the payments were processed instantly. It is very impressive if they can keep doing this.

One thing that is different from the other is that they do charge withdraw fee, at least if we are using Perfect Money. Maybe it’s a good thing for them to help them gain more revenue.

For investors, it doesn’t matter if we withdraw once or several times because they use percentage of the requested amount. We just need to make sure that we do not request too many withdraws under $2 as we might have to pay more.

They claimed to have been around since 2017 but most of the monitors or testers showed as if they came out from 2022. Maybe they are just using old domain name which was registered from that time.

The generous rate from CryptoMines.biz also come from their referral commissions. They are offering multi level commissions up to 3 Levels with up to 10% for the first level, 2% and 1% for the second and third level.

For the first level, even with 5% as the base rate is already very generous compared to other HYIP. This will put them into even higher risk.

Even some of those 2% weekly profit HYIP didn’t survive. I suspect this one will not stay that long.

Learn more from CryptoMines.biz Review.

INSTANTTRADELTD.COM

Website: instanttradeltd.com
Type: High Yield Investment Program (HYIP)
Investment Plans:
15% Daily Forever
110% After 6 Hours
Minimum Deposit: $20
Maximum Deposit: $100,000,000
Referral Commission: 7% (1st Level), 5% (2nd Level), 3% (3rd Level)
Payment Method: Cryptocurrencies, Perfect Money, Payeer
Started Since: 28 July 2020
My Status: SCAM
Last Payment: October 2022

InstantTradeLTD.com is another HYIP with the new script from Gold Coders. From what I know, this uses the same payment account as CryptoMines.biz, another HYIP, so they are probably from the same owner.

This is a unique one as it promises to pay nonstop everyday while most other similar programs offer limited plan. The plan will not expire so they will not return the principal.

If we are planning to just keep reinvesting the principal with any HYIP, then this one is not different. But if we do plan to just invest once, then we should look for different HYIP.

We can start with just $20 but each day we will only get 0.2%. That makes the weekly profit to just 1.4% which is lower than 2% which I consider as the reasonable rate among HYIP.

From this plan, we can get higher interest rate up to 15% but it is almost like a joke plans. The next higher-level plan is just $1,000 to start, which makes it very risky as some people can afford that.

They also offer a different plan where they will pay profit plus the principal after 6 hours. For this, we can start with just $1,000 and get 3% profit after 6 hours. That means for a day we can get 12% and up to 84% weekly profit with constant reinvesting that we have to do manually.

There is also a higher-level plan where we can get up to 110% after 6 hours including the principal. Of course, the minimum is quite high to reach that which makes this another joke plan. Although, I still think the lowest one of this group is affordable and it will put them into a risky situation.

Aside from the main investing, InstantTradeLTD.com also offers multi-level referral commissions, up to 3 Levels. Level 1 referrals will give us 7% which is probably the highest among HYIP. For Level 2, we can get 5% and 3% from Level 3.

That means, about 15% from the deposit amount of any user will be returned to other users. It will put them at higher risk. Users, of course, can withdraw them immediately but there is a chance that they choose to invest.

I think the problem with this referral feature is that they accept multiple different payment methods. From what I understand, they will pay the commission separately and there is no built-in feature to exchange.

If the referral chooses to pay with cryptocurrencies, the money can get stuck between unable to withdraw or spend to start investment at all. So far, my payments were processed instantly as their name suggest but I don’t know about the other methods.

In general, I don’t recommend anybody to invest in any HYIP program including Titan-Bank.com. If anybody still want to do it, they should do it at their own risk. Please read the WARNING section of this article before making that first deposit.

WHITE-WOLF.BIZ

Website: white-wolf.biz
Type: High Yield Investment Program
Investment Plan:
2.1% Weekly Profit for 2 Years
Up to 1% Daily for 260 Working Days, Principal Included
Minimum Deposit: $25
Maximum Deposit: none
Referral Commission: 0.2 – 2%
Payment Method: Perfect Money
Started Since: 22 October 2015
My Status: NOT PAYING
Last Payment: April 2022

White-Wolf.biz is another HYIP program that has been around since 2015. Currently this does not offer the highest interest rate but still higher than my standard of 2% weekly profit.

This is definitely open to higher risk as it attracts more people than similar programs that offers just 2%. The fact that they have been deliver their service for so long, means the rate is still reasonable but the risk is there.

White-Wolf.biz only offers 2 plans. One is the 2.1% weekly profit for 2 years and the other is up to 1% daily for 260 business days. If we convert the second one to just profit rate, that would be up to about 3% weekly.

Somehow the second one is not offering that high compared to the first plan but like other similar programs, the minimum is very high. It is like the program itself encourage investors not to invest on the second plan.

With the first one, we will get 104 weekly profit payments to our account and get the principal back at the end. It will take 48 payments or almost a year to reach the BEP.

The extra 0.1% doesn’t really make it difference that much. We can start as low as $25.

This is not the longest plans among similar programs but it still takes 2 years. They are about to reach the end of their 6 years or the end of third investment cycles.

This is a typical HYIP website with a script from Gold Coders. Like most of them, they don’t even update some of their pages, except for their essential parts.

The payment are processed manually and they say it can take up to 5 calendar days after the request has been submitted. So, it can be within a week but for my first payment, I got it within a day.

While they do offer referral commission as well which has the typical 0.2% as the base commission rate. However, we just need 3 referrals and get a big jump for the rate of 0.5%.

With the minimum amount of deposit, we will get enough to withdraw by just inviting one investor. We need like 200 active referrals if we want to start the investment just from the commission.

Learn more from White-Wolf.biz Review.

GOLDENPRICE.IN

Website: goldenprice.in
Type: Cryptocurrency Faucet (30 minutes, BCH)
Feature: none
Referral Commission: 50%
Payment Method: Cryptocurrency Wallet
Started Since: May 2020
My Status: NOT PAYING
Last Payment: April 2022

GoldenPrice.in is another cryptocurrency faucet that is not an instant faucet supported by any micro wallet. At least at this moment. From this one we can claim their faucet once every 30 minutes to earn Bitcoin Cash (BCH).

The reward per claim is a fixed amount but with several possibilities based on the lucky number that we roll. If we can get higher number, we will get higher reward.

It is also not based on dynamic price of the coin. We will always get the same amount whether the value of BCH drops or rises.

The claiming process is also very simple. We just need to solve one captcha from hCaptcha and probably deal with a bit of pop up ads. There is also no alternative for the captcha and it seems this one uses the occasionally weird captcha from hCaptcha.

After the claim, the faucet page will then show a timer but without sound notification.

The timer will also slow down based on our device performance. Other than that, the faucet doesn’t have any extra features to boost the reward like loyalty bonus or leveling system.

The earning rate of the lowest possible reward is decent, almost similar like a lot of similar programs. Again, this depends on the current price of BCH. With the minimum of 0.002 BCH to withdraw, we can reach the minimum with less than 2,000 claims.

Even though they have proper registration, a couple of pages that we can explore, they don’t have other earning option that we can use while waiting for the faucet.

We can still promote it, invite other people and turn it into a passive income source. It’s just that the site may not give enough reason for users to stick around and keep using the platform.

The commission rate is very high with 50% but there is not many tools that they provide to help us promote the program. Their page says that they will process the payment manually within 2 days.

However, based on my experience, it can take about 3 weeks. The thing is that we don’t know whether they are going to pay or not. There is no payment report like pending payments on the site itself.

Some people may not like that uncertainty. Bitcoin Cash itself is probably not the best coin to collect.

Overall, this is not a bad Bitcoin Cash faucet. I just wish that they can improve and add more features to the platform so it will be more appealing to more users.

Learn more from GoldenPrice.in Review.

7-LION.COM

Website: 7-lion.com
Type: High Yield Investment Program (HYIP)
Investment Plan: 4% Bi-Weekly Profit for 798 Calendar Days
Minimum Deposit: $25
Maximum Deposit: none
Referral Commission: 0.5%
Payment Method: Perfect Money
Started Since: October 2015
My Status: NOT PAYING / SCAM
Last Payment: January 2022

7-Lion.com is another high yield investment program or HYIP that offers 2% weekly interest rate. However, the profit will be paid bi weekly instead of every week.

That interest rate is the same as other similar programs that I currently use and most of them has been in the business for years. So, the number is not reasonable, but that is still not a guarantee that they will not become scam.

At least we do have more alternatives to help us diversify our investment portfolio. If one of them runs into problem, we still have other programs.

They only have one investment plan and the investment terms will take 798 calendar days, probably one of the longest so far. At this point, they have been offering the service for a bit over 4 years. The first investor have probably reinvested twice of their money.

We can start the investment with $25 and no maximum. Every 2 weeks we can get $1 profit for that amount.

With that interest rate, we still need 50 weeks or 25 payments or almost a year just to reach the BEP. The only payment method is Perfect Money which is good if we want to withdraw the money every payment as there will be no withdrawal fees.

When we want to withdraw, the payments will be processed manually. Their page says it can take up to 7 calendar days.

It is always recommended to withdraw the funds first until we have reached the BEP before deciding to compound to generate higher profit. Remember that this is one of the HYIP or online earning program where they can become scam anytime.

The only other feature on 7-Lion.com is the referral or affiliate program. We can do earn something, even create a passive income without the need to spend anything or make a deposit.

The commission rate is 0.5% from the referral’s deposit amount. That is also not something special, very typical. We can then withdraw these earnings or if we can reach the minimum to invest, then start the investment.

But with that rate, we probably need like 200 referrals which each of them has to deposit and start the minimum to invest. That is very unlikely to happen, considering how bad the reputation of HYIP.

VOTE2IT.COM

Website: vote2it.com
Type: Cryptocurrency Faucet (5 minutes, USDT)
Sister Site:
WeInDOGE.com (Faucet, 5 minutes, Multi Coins)
WeInBTT.com (Faucet, 5 minutes, Multi Coins)
Feature: Lottery, Voting System
Referral Commission: 10%
Payment Method: FaucetPay.io, ExpressCrypto.io
Started Since: September 2021
My Status: NOT PAYING
Last Payment: December 2021

Learn more from Vote2It.com Review.

COINBID.ORG and the Group

Website: coinbid.org
Type: Cryptocurrency Faucet (5 minutes, BTC)
Sister Sites:
eth.coinbid,org (Ethereum, 5 minute)
doge.coinbid.org (Dogecoin, 5 minute)
ltc.coinbid.org (Litecoin, 5 minute)
bch.coinbid.org (Bitcoin Cash, 5 minute)
dash.coinbid.org (Dash, 5 minute)

eFaucet.eu (BTC, 1 minute)
eth.efaucet.eu (ETH, 1 minute)
doge.efaucet.eu (DOGE, 1 minute)
ltc.efaucet.eu (LTC, 1 minute)
bch.efaucet.eu (BCH, 1 minute)
dash.efaucet.eu (DASH, 1 minute)

randomit.eu (BTC, 3 – 10 satoshi, 1 minute)
eth.randomit.eu (ETH, 40-150 ether, 1 minute)
doge.randomit.eu (DOGE, 0.01 – 0.06 DOGE, 1 minute)
ltc.randomit.eu (LTC, 100-800 litoshi, 1 minute)
bch.randomit.eu (BCH, 10-70 satoshi, 1 minute)
dash.randomit.eu (DASH, 40-180 satoshi, 1 minute)
Referral Commission: 20%
Payment Method: FaucetPay.io
Started Since: April 2020
My Status: not available(December 2021)

FAUCETSPIN.COM

Website: faucetspin.com
Type: Cryptocurrency Faucet (60 minutes, Multi Coins)
Feature: PTC, Advertise
Referral Commission: 20%
Payment Method: FaucetPay.io
Started Since: February 2021
My Status: NOT PAYING
Last Payment: November 2021

Learn more from FaucetSpin.com Review.

FAUCETIO.COM

Website: faucetio.com (BTC)
Type: Cryptocurrency Faucet
Sister Site:
Cardano Faucet (ADA)
Bitcoin Cash Faucet (BCH)
Bytecoin Faucet (BCN)
Dash Faucet (DASH)
Digibyte Faucet (DGB)
Dogecoin Faucet (DOGE)
Ethereum Faucet (ETH)
Ethereum Classic Faucet (ETC)
EX-Silver Faucet (EXS)
EX-Gold Faucet (EXG)
Lisk Faucet (LSK)
Litecoin Faucet (LTC)
Neo Faucet (NEO)
Peercoin Faucet (PPC)
Tron Faucet (TRX)
Monero Faucet (XMR)
Tezos Faucet (XTZ)
Waves Faucet (WAVES)
ZCash Faucet (ZEC)
Feature: none
Payment Method: ExpressCrypto.io
Started Since: January 2021
My Status: NOT AVAILABLE
Last Payment: May 2021

Learn more from my Faucetio.com Review.

TRUST-FX.COM

Website: trust-fx.com
Type: High Yield Investment Program (HYIP)
Investment Plan:
2% Weekly Profit for 10 Weeks
Minimum Deposit: $10
Maximum Deposit: $10,000
Referral Commission: 1%
Payment Method: Perfect Money (USD)
Started Since: August, 2015
My Status: NOT PAYING
Last Payment: September 2021

List of Scam, Problematic or Closed Programs

List of Programs

VOTE2IT.COM

FAUCETSPIN.COM

FAUCETIO.COM

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