Another article of me investing on a different HYIP. This next one, Titan-Bank.com is the 20th HYIP that I currently invest my money on and are still paying. Since the previous one, one has stopped paying.
Because of the recent changed with the payment processor, I’m not sure that the rest are still paying. Even if they do, it can take a week or even a month before the owner will process our payment.
Even this one has been considered as scam or not paying by a few monitors including Goldpoll. Maybe I just got lucky and still got paid right after the change of status.
So, who is this Titan-Bank.com? Is Titan-Bank.com legit or scam? What are the investment plans? How do we get paid?
Those are probably just a few questions that came to mind after hearing about the program. Well, in this article, I’m going to share with you my Titan-Bank.com Review based on my experience and what I can find from the internet.
Hope this helps. Is Titan-Bank.com going to be the best investment program out there?
Click or tab on any sections from the table of contents to jump right to that part. Use the red arrow button on the bottom right corner of the screen to head back to the top.
Table of Contents
Type: High Yield Investment Program (HYIP)
Investment Plan: 2% Weekly for 595 Days
Minimum Deposit: $50
Maximum Deposit: none
Referral Commission: 0.5%
Payment Method: Cryptocurrencies
Started Since: 18 September 2015
My Status: NOT PAYING / SCAM
Last Payment: June 2022
WARNING – Titan-Bank.com is one of the HYIP
High Yield Investment Program (HYIP), is a program where anybody can deposit some money as investment and get a high profit in return after a duration of time. How high the profit can be very relative but still, they are not very sustainable for the long term.
They will be out of business, eventually. Not necessarily because they are scams, but sometimes just a single mistake can cause them to lose a lot of money.
Some consider this as PONZI scheme, where the first investor get paid by the next one. Eventually the last member won’t get paid at all.
IF YOU ARE NOT SURE ABOUT THIS PROGRAM JUST CLOSE THIS PAGE OR SKIP TO THE BOTTOM TO LEARN ABOUT ALTERNATIVE WAY TO MAKE MONEY ONLINE.
Why are people still using this kind of program?
For one thing, there are still some legit programs, even though they will be out of business sooner or later. People can still make money out of them.
Another thing is that people sometimes just want some extra income right away. They can no longer afford time and energy to work and build a business in a legit way. Some even already work for two jobs.
Investing some money is their only way. Hopefully to get something in return.
Why do I still use this kind of program?
Some people would say that this is not a legit way to make money online, let alone as a business for passive income. It is a scam and we will lose the money.
I tend to agree and in general will not recommend anybody to use.
But the legit way to make money online and turn them into a business requires time and hard work even money to start that not everybody can afford. What I’m doing here on this website is exactly one of those legit way. We build website like this and fill them with helpful information, get traffic and monetize.
You can learn more about it below. There are other way to make money online that I share here on this website.
I’m here just to share my experience, observation and point of view regarding this program. To help people make decision on whether they should spend their money with this program or not.
So you can just read about my story with them. No need to follow me invest some money or even join the program because I’m not recommending this in general. Do it at your own risk.
And it is all for the sake of making money online in a legit way.
Some tips for using HYIP service
If you are still willing to give this kind of program to try, there are some tips that we can use in general for every HYIP.
First of all, consider this program not as investment but more like gambling. Which means, just think that the chances are we are going to lose the money.
Use only the money we can afford to lose. Not the money you need to pay rent or school or food. Maybe money for cigarettes, or vacation.
Do not to think about making money or even huge profit, consider it just a bonus if we get. And if we do get some profit, try to save it for another program if you want. Think about investing as a whole not just per program.
Get our investment back as soon as we can. Do not try to compound or reinvest before that. Once we get our initial investment back, we can reinvest as we please.
Do our own due diligence. Research first, read from monitor, forum, or other people’s blog or website. Try to understand which user is actually give some time to invest. Anybody can say anything on the internet, even those who doesn’t have anything to do with it.
Test first, by try using every feature from the platform. Send tickets to support, ask them anything. Make sure we understand the rule and terms, how to deposit, or withdraw.
Choose the very low minimum investment plans so we are not going to lose money that much. There are a lot of ways to earn money online for free that I share here. Maybe just a few cents but we can try investment program with very low minimum deposit.
It is very easy to be tempted to reinvest our money once we know that the program is legit or just because we get our first payment. We think that the program will keep paying.
Remember that one of the reason for them to stop paying is because they lose the money, or make a mistake. Not just because they are scam from the beginning.
We have to control ourselves, set rules that we follow.
If you have set up your mind and still want to give this a try, keep reading. If you are not ready just skip to the very end of this post.
Just by looking at their homepage, we can easily tell that this uses the same script from Gold Coders. We can check GoldCoders.com and there will be license checker.
Titan-Bank.com is indeed licensed. If I understand correctly, they need to pay like $166 for the script.
Typical like other similar programs, we can just ignore other part of the pages because most of them don’t even bother to update any page from this script. I think the same goes with Titan-Bank.com for the most part.
This is the only thing we can find as the company profile from their page.
Titan Bank is a stable, long term investment program, backed up by stock market trading and investing in various funds and activities. Profits from these investments are used to enhance our program and increase its stability for the long term. Our program is intended for people willing to achieve their financial freedom but unable to do so because they’re not financial experts. Join us today and your life will be happy and fulfilling!
If we look at the page of other HYIP, this is just slightly different. It is probably just a template.
Not that it is going to make them a legit one. Some people might be concerned without any clear info and this is not a kind of program for them.
According to HYIP.biz, this site actually shares the IP address with 3 HYIP programs. All 3 of them were started and closed like a year after Titan-Bank.com.
The IP network itself have been used by hundreds of closed HYIP in the past. Currently, there are 2 other HYIP that are still active but I haven’t heard about any of them.
We can use this link to create account with Titan-Bank.com. Recently, they stopped using Perfect Money as the only payment method because the payment processor doesn’t want to support this kind of programs again.
Because of that, they are now accepting payment with Tether (USDT), one of the cryptocurrency, specifically the Tron TRC20 network. My problem with this is that we cannot change the payment ID as easily. So, we have to make sure, that we can always access the wallet address if we want to keep getting paid.
On other similar programs, some are willing to help us reset the payment ID by contacting them via their support channel while some others allow us to update on our own. But the manual help can take like a week or more before they process the request.
Investment is the main and only feature on Titan-Bank.com. Anybody can make a deposit, some amount of money and after a period of lock in time, they will get profit.
Depending on the program, we can get the profit payment, daily, weekly, bi-weekly or even monthly or just one time at the end of term. For the daily, usually either based on calendar days or just weekdays.
Some can even offer hourly payment. We can make a deposit and an hour after that, we will get our first payment of profit.
The lock in period or duration of the investment term can also vary. Some can offer a day, some weeks or even years before we can get the principal back.
Regarding the payment, a program can pay the profit first and return the principal at the end of investment term. Some may pay differently like each payment includes both the profit and parts of the deposit.
For the latter, the offered interest rate seems like higher than the former. This probably will matter if we try to consider how soon we can reach the BEP and start making pure profit.
As for the interest rate, usually from any HYIP, we will get a constant rate. So, the profit is not going to fluctuate depending on the program’s performance.
Some HYIP can offer just one investment plan or several different ones. In the case of Titan-Bank.com, they are offering only one plan at this moment:
2% Weekly for 595 days
The minimum to start the investment is $50 and there is no maximum. Based on their calculator feature, we will get the principal back at the end of the investment term.
That means the 2% weekly is the profit only. Also based on the calculator, 595 days means in calendar day terms. So, the plan will end in about 20 months or almost 2 years.
Since they are paying weekly, there should be exactly 85 profit payments to our Titan-Bank.com account. If we invest the minimum, $50, after a week, we will get $1 in our account. By the end of the term, the total profit will be $85 (170%) and we still get the $50 back.
With the 2% interest rate, we will reach BEP or 100% return after 50 weeks or almost a year. After that, the rest of 35 weeks will be pure profit.
It’s not recommended but after those 50 weeks, we can start another investment plan with Titan-Bank.com. The new deposit and the current one will be handled separately.
That is it with the investment plan from Titan-Bank.com.
Comparisons to Other Investment Programs
If we are not familiar with the world of investing, specifically HYIP or online program, it is probably hard to understand the number described above. Are they a good interest rate or is it really too high or even a sign for scammers?
One way to find out is by making comparison to other similar programs. This might not be the best or the perfect way to do it but at least this can give us some perspective.
As we can see above, the only interest rate from Titan-Bank.com is that 2% weekly profit. Is that a reasonable rate?
Here are some comparisons. The numbers are based on the current rate at the time of writing. Each of them may change their plan anytime.
CityBuildTrade.com, recently changed their plan from one to several plans. The lowest one offers 0.2% after a week while the highest one offers 0.468% daily profit but paid after 1,920 days. That means, the lowest one is only 10% of what we can get from Titan-Bank.com.
SolidTradeBank.com, also one of the longest paying HYIP at this time, is offering 0.14% daily calendar days interest rate as the lowest plan or 0.28% for the higher one. We can say that the higher rate is about the same as Titan-Bank.com but it will take shorter time to end.
Crypto7.com, offers like 0.07% daily profit for 777 days. That is like only a quarter from the interest rate of Titan-Bank.com and longer investment period.
SafetyDepositary.net, also offers like 0.2% daily profit but for 555 business days. We can say that the rate is about half the rate from Titan-Bank.com but it will take shorter time to end.
TopTradeCapital.com, also offers 2% weekly payment but only for 364 calendar days. We can say that the rate is about the same as Titan-Bank.com but it will take longer time to end.
7-Lion.com, also offers 2% weekly but in bi-weekly payment and also with very long term plan of 798 calendar days. We can say that the rate is about the same as Titan-Bank.com but it will take longer time to end.
Fine-China.biz offers 2% weekly as well as the lowest investment plan but it will take 777 calendar days with 17% weekly as the highest. We can say that the lowest rate is about the same as Titan-Bank.com but it will take longer time to end.
Funds-Broker.com offers also 2.1% weekly profit in 798 days. We can say that the rate is slightly higher than the plan from Titan-Bank.com but it will take longer time to end.
Seven-Stream.com offers 4.1% profit per 2 weeks in 994 days. We can say that the rate is slightly higher than the plan from Titan-Bank.com but it will take longer time to end.
White-Wolf.biz, offers 2.1% weekly profit for 2 years. We can say that the rate is slightly higher thanTitan-Bank.com but it will take longer time to end.
Billion-Stars.com offers 4% profit per 2 weeks for 798 days. We can say that the rate is about the same as Titan-Bank.com but it will take longer time to end.
Cyber-9.com also offer 4% per 2 weeks for 994 days. We can say that the rate is about the same as Titan-Bank.com but it will take longer time to end.
Cyber-Bank.cc also offer 2% weekly for 798 days. We can say that the rate is about the same as Titan-Bank.com but it will take longer time to end.
UnchartedWealth.com offers 0.05% daily profit for 365 days. That is only like 1/6 weekly rate compared to Titan-Bank.com, even if the plan is shorter.
OnlineDividends.com offers about 1.8% or more weekly profit if we choose the weekly plan or the second one. That is slightly lower than the interest rate from Titan-Bank.com but with much shorter time period.
UCTraders.com offers 2% weekly for 2 years. We can say that the rate is about the same as Titan-Bank.com but it will take longer time to end.
LuxioProfit.com offers 2% weekly for 777 calendar days. We can say that the rate is about the same as Titan-Bank.com but it will take longer to end.
Rhythm-and-Profit.com is also offering 4% but every 2 weeks. We can say that the rate is about the same as Titan-Bank.com and with almost the same period to end.
LightAssetsLTD.com is offering 4 investment plans with 1.08% weekly profit as the lowest interest rate and 19.84% as the highest one. The lowest one is about half of the interest rate from Titan-Bank.com but it will end within a year.
Those 19 are the only HYIP programs that I’ve tried and still paying right now. I really can’t try too many of them, considering how risky the nature of HYIP and again, I wouldn’t recommend anybody to try as well.
But there are other online programs that also offers to pay some interest. Some people might think these programs are better than HYIP because the interest feature is just a secondary feature.
They have other ways as income source. Here are some of those programs.
Freebitco.in, probably one of the longest paying faucet program, offers like 4.08% annual interest. That is just like 0.01% daily calendar day profit, which is already far lower than any HYIP.
Free-Litecoin.com and their group, similar program to Freebitco.in, also offers to give up to 6% annual interest. It is like 0.016% daily profit, just slightly higher than Freebitco.in and obviously still way lower than any HYIP.
Cointiply.com, also another faucet program that offers interest which will be compounded weekly. The interest is 5% annual or about 0.014% daily, also lower than any HYIP.
StakeCube.net also offers 0.02% fixed daily interest rate for investing in Bitcoin and several altcoins. There are also another offer with fluctuate interest rate from the Staking feature which could be up to 0.08%.
SimpleBits.io is another faucet program that offers some kind of investment from their rent hardware simulation. The plan with the highest rate is about 35% for 120 days or about 106% annually.
CryptoWin.io is another one where we can invest Bitcoin. They offer 0.7% daily rate but include the principal for 180 days. That means the interest rate is about 0.144% profit per day. This is just half of the rate from most HYIP.
There are still other forms of online investment programs that are not HYIP and I haven’t got the chance to try it. We could invest on cryptocurrency mining, with hardware, or some stocks.
Comment and Suggestion
Overall, this is a typical HYIP with Gold Coders that offers equal to 2% weekly profit. As we can see from the comparisons above, there are a couple of other HYIP that are offering this same rate. Some can offer slightly higher and only a few that gives way higher.
I consider the 2% weekly profit as a reasonable rate. We can see that from the HYIP I mentioned, they have been around for 7 years or more at this point.
If those HYIP are scams or just offering very high rate, they will not be here for that long. Some can barely reach their first month or so.
People might think that higher rate means a better program. That is not the case here. They might be willing to pay but at the same time, they are not sustainable.
After all, this is a business, not just some giveaway. Of course, they make more money than that but if they give the investors everything, who would pay for their operational cost?
The more they can save, the more they can keep offering the service. I don’t know how exactly they generate the profit. Typically, they do it from trading with stocks, or forex or cryptocurrency.
If that is the case, there is a chance that they will occasionally lose money in their effort. So, clearly they need to make more than 2% that they give us or alternatively, give the investors lower rate.
By doing so, they can build enough barrier for them to cover some losses. Some may say that HYIP will eventually become a scam but some stick around way longer. For me, it’s matter of choosing the one with lower risk and by giving a reasonable rate is one way to do it.
At this point, Titan-Bank.com has been around for almost 7 years. Since each plan will expire within 19 or 20 months, the earliest investors would have reinvested more than 7 times if they chose to do.
It is possible that this one is just collecting money from investors and the owner will invest them on another HYIP that gives higher rate. I guess, that is the reason why those other HYIP are offering unreasonable starting minimum deposit.
Personally, I don’t mind it as long as they do pay. The problem is that if the other HYIP that give higher rate are going bankrupt, then this one will follow not long after.
Ideally, we have to diversify so that if one investment platform collapse, we still have the other, which is why I keep reinvesting to more HYIP. But this one relies on the other HYIP, probably the one that I already use myself.
So, if I lose money on the other, it is possible that I lose on this one too. If we are looking for more HYIP to diversify, maybe this is not the one to go.
I still consider it as another diversification because even if the interest rate is reasonable, they are handled by different people. We do not now what will happen to different people on different platform. Those people can just suddenly decide to shut down their business.
It’s just not an ideal one. Ideally, we should invest on different industry than this.
I still think 2% is an ideal rate but some programs that I currently use have been adjusting the rate to the lower one. It’s possible that all of them have to lower it even more.
The plan itself with weekly payment is a good option. Some other HYIP are offering daily or even hourly plan. In my opinion, the more flexibility that they give to the investors, the more difficult for HYIP to manage the money.
Investors can just keep adding more deposits or just withdraws as often as they want. This will increase the workload on the HYIP that may lead to bad decision, losing money and going bankrupt sooner.
For example, programs that promise to pay hourly. In a few hours after we made the deposit, we will get our first payment. We can then withdraw or after several payments, we can probably start another investments.
If they manage the withdraw manually, imagine with hundreds of investors, the time they need to spend just to process those payments. It may not be a big deal if they can automate the process.
By limiting the option for the investors, they will have a better estimation of how much profit to generate. So, this is another way to reduce the risk.
$50 is probably a bit too high for some people. We can start lower with different HYIP as low as $1 which with the same interest rate will give us $0.02 per week.
It’s just that with the same interest rate we will get higher amount for profit payment. Since the minimum to withdraw is about $5 using the new system, then maybe higher deposit is a better choice so we can withdraw sooner.
Overall, Titan-Bank.com or any HYIP are already a risky investment. Offering higher interest rate makes them even worse.
They can become scam anytime. Maybe right before we reach BEP or even right after we make the deposit. We will never know, except when it is already happened and all we can do is let it go.
Even some of the programs that I mentioned above have been considered as SCAM or STOP PAYING. This is after they have to switch from using Perfect Money to cryptocurrencies.
Which is why, in general, I do not recommend anybody to invest in any HYIP. Please do it at your own risk and only spend the money that we can afford to lose.
Referral / Affiliate Program
It seems that there is actually a way to earn money from Titan-Bank.com without starting any investment or even making a deposit to them. It is by using the affiliate or referral feature to earn some commission.
What we need to do is we invite other people to join the program and let them use the service. In this case, the program is Titan-Bank.com and the service is to invest, deposit some money to start the investment.
As the referrer, we will get some commission based on some percentage of the referral’s deposit amount. We can then withdraw the money or, if we can reach the minimum amount, we can use to start investing.
The more referrals we have, assuming they are all making a deposit will increase the commission we can get. If we focus on promoting and keep getting more referrals, then we may have a passive income source without investing.
That is the basic idea. The question is, will this referral feature work as good as it sounds?
How does it work?
Like any other online program offering a referral or affiliate commission, each of their member will get a unique link with their ID attached to it. It is called a referral link or ref link and this one below is mine for Titan-Bank.com.
If anybody click on that link and join the program, they will become my referral. And if they use the service, make a deposit to start their investment, based on their homepage, we as the referrer will get 0.5% from the amount of referral’s deposit.
So, for every $50 deposit by the referral, the referrer will get like $0.25. That is the only offer, no other way to get higher commission rate.
Assuming the referral feature works, what we need to do is just share the link to anybody on any online platform that we regularly use. The platforms can be our social media accounts, forums, emails, group messengers for family or friends or even blog and website that we own.
Anywhere we can post the link and the public can access it will do. Even Google Docs can work.
To find our own link, after we sign in to Titan-Bank.com, we need to access the REFERRAL LINKS menu. The previous image shows us what that page looks like.
We need to click on one of the “banners” and copy the URL result from our browser. Alternatively, just copy my link above and replace the username at the end.
The banners on that page are just template from the script that they did not update. Most of these HYIP didn’t. I don’t think those HTML codes are correct.
Alternatively, they will also show the link on the Dashboard or ACCOUNT menu.
Aside from that, there is also a menu that says YOUR REFERRALS. This will tell us just the number of referrals that we have invited so far and how many of them made a deposit and the commission we get so far.
How to get (more) referrals?
Well, sharing the link is a must but how exactly? Sharing to the wrong people is like a salesman approaching stranger. People hate that.
If we try to share on our social media, people might get annoyed if they are not interested. Especially if we are spamming, sharing over and over again like multiple times within a day.
We could lose our followers, risking any network we have built. Maybe it’s better to have alternate account specifically just to share this kind of program.
We look for community or other users that we know are interested. Then we can share with them the link.
A better way might be to share on forums. Not just any forum of course, but related to online money making program and maybe investment.
The problem with using any free platform like this is that we are probably not the only one who promote the same program. We have to offer something more than just the referral link like anybody else.
Another thing is that these free platforms have rules that they can suddenly change about promotion and not to mention, shutting down their service entirely. We have to start over our campaign if they delete them.
A better way would be to have our own website. We can share anything not just one program but others with the same, similar or related topics.
Having a website is like having a shop in real life. People can always come back to and find out more programs to use.
Then we can use those free platforms, forum or social media accounts just for promotion. A good way to get backlink or generate traffic.
Since it’s an online shop, it will stay open 24/7, no need to wait for us to wake up and can be accessed from everywhere around the world. The best part of having our own place or website is that any search engine like Google will do the promotion work non stop.
And they will show the website as a result to exactly people who are interested in it. The people that use the search engine to look for it and get the website we build as the result. No need to worry about being annoying salesman.
Those people will access the website, see what we have to offer. Maybe a review like this, other or similar program we use, sharing experience, opinion, views to let people know that we understand this kind of program.
If they are interested, they will become our referrals for any program we promote. Once we have enough referrals for Titan-Bank.com or every programs we promote, we can have passive income even full time income.
That is exactly how people can build their business online. They own a website, fill the website with contents that can help promote a program, and let it work automatically.
If you are interested to know more about how to build a website and turn it into an online business, keep reading. I will share with you later about a training program that anybody can use.
In the meantime, let’s head back to Titan-Bank.com for a little bit.
Comment and Suggestion
Again, in general, I would not recommend anybody to use or invest on any HYIP, including Titan-Bank.com. Since we have to make a deposit while we can earn money for free from other programs.
What I’m doing here is just sharing my experience and what I know about any online money making program. So, if anybody is willing to join this program and invest their money here, please do it at you own risk.
Read again the warning section above.
For some forums, HYIP is considered as total scam but they still accept other money making program. Just make sure if we want to share our links, they do accept this kind of programs, like by providing a dedicated thread or sub forum.
Maybe give rating on HYIP monitoring program and use the comment section to share the link is the way to do it, not sure though. Try to do it more passively, like wait until somebody ask for it and reply with the link and review, after we do get paid.
As I said before, we can only get commission if our referral make a deposit from outside. So, redepositing from the account balance after the previous one get expired will not get the referrer anything.
If somehow the referral is planning to make deposit and withdraw the funds completely then deposit again, not really sure but this should give some commission to the referrer. So, with my suggestion above on how to lower the risk for investing here, I can earn more commission but I still stand with my reasoning.
Again, I don’t recommend anybody to invest here or any HYIP program.
The commission rate, 0.5% is not the lowest among other HYIP. Other programs can offer up to 1% or lower.
One concern about this is whether the referrals have to be active or not. If we do get some referrals, some of them will just join and do not use it at all.
So, if they also require the referrals to be active, it will take a long time before we can even increase the rate. I suggest just forget about the extra and consider the just the lowest possible rate.
If we do expect to start the investment from the commission, it will take like 200 active referrals, each make a deposit of $50 just so we can start our own. Since the minimum to withdraw now is $5, I suggest to aim that number first. It’s still going to take like 40 active referrals.
Assuming we manage to achieve that number, we can withdraw the money and start with other programs. CityBuildTrade.com for example where we can just start with $1. We might need extra because of the fee from payment processor.
If we do earn something from this commission, we should just withdraw them as soon as possible. Luckily, there is no additional fee for withdraw from Titan-Bank.com with the new payment system.
If we use several other programs, maybe eventually we can accumulate enough money by earning from those programs to start the investment with Titan-Bank.com. Not that I would recommend it in general.
The reputation about a HYIP is already bad. We could jeopardize our relationship with other people by promoting this very risky program where they could lose the money.
For those who don’t really like promoting, especially directly, we can earn more free money faster using other online earning program. That way we can start the investment sooner.
Inviting other people doesn’t always mean they will make a deposit right away, if ever. Since this is already an investment program, we can already have a passive income.
There is no need to focus on promoting this program just to build long term passive income. You can find other programs on this website with no risk, we can earn right away for free.
I suggest look for programs where they offer investment as their secondary feature. Usually from the main feature, we can earn free money. This way, people can decide later whether they want to invest or just withdraw the earnings.
Check out the COMPARISONS section of this article for programs where we can earn free money with invest. There might be more. Check out the previous link to find out the latest update.
Deposit and Withdraw
Now that we have learned about the investment and how to earn commission from Titan-Bank.com, how do they handle payment? How do we make a deposit to start the investment and how do we get paid after that?
Recently, starting from 2022, a lot of HYIP have to stop accepting money via Perfect Money. The payment processor is no longer supporting this type of program. As replacement, most of these HYIP, including Titan-Bank.com have begun accepting USDT, one of the cryptocurrency in Tron network.
They actually have an exchange feature for older investors so they can convert their balance from Perfect Money to USDT but not the other way around.
Titan-Bank.com is also accepting deposit using Bitcoin but I haven’t tried it. In this article, I will only share my experience using USDT method.
How to invest
After we sign in to our Titan-Bank.com account, we can click on the MAKE DEPOSIT menu from the left navigation widget of the website. This will bring us to a page similar to the previous picture.
As we can see, there is only one plan. We can check the calculator as when the plan will expire if we choose to invest at this moment. At the bottom part of that page, we can see 3 payment processors, each with 2 different options.
For the first time deposit, we need to choose the TOPUP option which is from outside the platform. Again, in this example, I will be explaining with USDT, so we need to click on the corresponding circle until a dot will appear as shown by the previous picture.
Then, we can enter the amount. If we just deposit the minimum, the system will automatically enter that amount on the field.
We can click on the SPEND button to proceed. This will bring us to the next page, similar to the next picture below.
The page shows a summary of our order with the investment plan and the amount we need to deposit. There is no cancel button as we can just repeat the process if we want to change something.
What’s important is the wallet address we need to send the deposit to. At the bottom we can see the part that says PLEASE SEND MONEY TO, and then followed by a series of letter and numbers. This is the payment ID for USDT but only for my account.
If anybody send money to that address, it will be credited to my account. Every account will have a different and unique address. We can also scan the QR code as alternative of a copy button.
Now, the next step is, we need to go to our wallet for USDT to send the amount. I’m using a wallet from Crex24.com, an exchanger, but any wallet can do.
That second image below is showing the wallet page for USDT on Crex24.com. First, we need to choose the transfer network. For this HYIP, at least, we need to choose the TRON TRC-20 option.
Then, we can paste on the wallet address that we copy from the deposit page of the HYIP in that address field. Right below that is the field to enter the amount. This is the amount that will be sent to the HYIP. The extra fee will be separated.
On Crex24.com, we can choose different coin to pay the fee. In this example, I chose to pay with USDT as well and the fee is 1 USDT.
At the bottom it will tell us the limit like minimum and maximum and the amount that the HYIP will receive. We can proceed by clicking on the WITHDRAW button at the bottom right corner.
This will trigger a withdraw confirmation link sent by Crex24.com to our registered email. We need to click that link and this will bring us to another confirmation page as shown by the third picture below.
This will be the last time we can cancel the withdraw process. Otherwise, we can click the YES, PROCEED button to continue.
The withdraw will be processed instantly. However, like any cryptocurrency payments via the network, there is going to be confirmation process which can take a couple of minutes.
As shown by the fourth picture below, it will take 41 confirmations before the HYIP receive the deposit but if I understand correctly, they only need like 10 confirmations. That page is what we will see after the payment has reached that number of confirmation.
Once Titan-Bank.com has received the money, we can go back to their website. If we click on the menu that says YOUR DEPOSIT, we should be seeing an entry similar to the fifth picture below, except with different payment method.
The page will tell us when the plan will be expire. That is the process of how to make a deposit to Titan-Bank.com.
All we need to do now is wait exactly 7 days or 1 week from that moment and we should be seeing the first profit payment to our account.
How to withdraw
Once we have reached the minimum amount in a single balance, we can withdraw. The minimum is $5.
To do that, we can click on the WITHDRAW menu from the left navigation widget. This will bring us to the next page which should be similar to the next picture below.
Here we can find our balance, with the total at the top and if we still have money in multiple balance, the bottom part will tell us how much in each. Again, as an example, I will be using USDT to withdraw.
Below the ACCOUNT column of that page, we should see our wallet address to receive USDT payment. If not, it will say NOT SET, and we can click that button which will bring us to EDIT ACCOUNT page.
We can just paste the wallet address from any wallet as long as it is for USDT, specifically Tron TRC-20 network. Then click on the UPDATE button.
Back to the WITHDRAW page, we can enter the withdrawal amount and click on the REQUEST button to proceed. The minimum is $5 and if we requested lower amount than that, the page will deny and tell us the minimum.
Otherwise, we will see another confirmation page. All we need to do is just to click on the CONFIRM button.
The next page will then say, THE REQUEST HAS BEEN SUCCESSFULLY SAVED. At this point, we can check the WITHDRAW HISTORY page, there should be an entry and it will have a CANCEL button if we want to cancel it.
When they have successfully processed the payment, that history page will change slightly to the date they process the payment. In my experience, they processed it in about 9 days since I submitted the request. According to the homepage, it will be processed within 24 – 120 business hours or a week.
The last picture is the transaction details from my wallet on Triv.co.id for that withdraw process. That shows how we get paid by Titan-Bank.com.
We will also get a notification email for the request and when they send out the payment.
That is it with how to withdraw from Titan-Bank.com using the USDT payment system.
Here are the reports for every withdraw that I have requested and the time I got paid from Titan-Bank.com. Based on my first withdraw, the payment was not instant and it was processed after 9 days. That is more than 5 business days that they promised. Let’s see if the next one will be different.
1st withdraw, weekly payment #1 to 10. Paid at 1:15, 15 June 2022 (GMT+7), which was about 9 days since the request. Status paying with 20% ROI.
The next withdraw should be around 11 July 2022 for the request. I will update this section after I get the payment. The current plan should end after 85 weekly payments.
Update: it has been almost a month since I made the request and they still have not sent the payment. It seems that this one is no longer paying.
Comment and Suggestion
The best recommendation with using any HYIP is always try to withdraw as soon as possible. Luckily, with USDT, we don’t need to pay additional fee for receiving payments. Other HYIP can charge an extra fee but not Titan-Bank.com.
This is a good way to cut the loss. Again, this HYIP program can turn into scam anytime. Before we get our money back, reach BEP, we should not try to compound. The key of investing is to diversify so it is recommended to withdraw and probably invest the earnings on something else.
That way we could still increase our investment but lowering the risk. Most of other HYIP will process them manually. Some can take like 3 hours and others can take more than a week before we receive the money.
That s also another reason why I can’t really recommend using this kind of programs. We will always wonder whether we are going to get paid or get scammed. Before we make a hasty judgement, it is recommended to check every monitoring programs, and see when was the last time they got paid.
If we are not ready to deal with that, we should look for other investment programs.
On one hand, I always say that with manual payment, it will give flexibility for the HYIP. But maybe that is not a good thing for investors. With instant payment, it’s reassuring and we will worry less whether they become scam or not.
Ideally, it is better if they have other payment options, not just USDT. Assuming that the BTC also works, it’s hard for me to recommend using it. Mostly because the value can change while with USDT, it is always tied to the value of USD.
The problem with BTC is only when we make a deposit. The system will not accept the investment in BTC but with $50 minimum. So, if we make a deposit request, the system will then convert it into BTC.
It’s possible that somehow we have some amount in USD but it doesn’t match the USD value. That is the only problem. After the investment starts, we still will are getting paid in USD and only when we are withdrawing, we will get BTC back.
There is a chance that the BTC will have a different value between the time we made a deposit and when we withdraw from this HYIP. So making a deposit means we are selling BTC and withdraw is we buy BTC. Some people will try to time it.
Hopefully they don’t need to change the payment method again. If they add something, it will be nice. It is just that, in the past, other payment method can be taken down even by government,
When the same thing happens, these HYIP will not have a back up saving account. They probably put their money on that one payment method. At that point, becoming a scam is inevitable. So, that is another risk we have to be prepared for when investing in this kind of program.
Status from Monitors and Forums
Once again, I don’t recommend anybody to invest in here considering how risky this type of program can be. But some people might be willing and ready to take the risk and still want to try it. Please do it at your own risk.
I might post and report the payment I got from Titan-Bank.com here. But I could be in the middle of depositing terms and need a week or several to know if they suddenly stop paying.
Or I could be just lucky while they fail to pay other users. It is best to double check other HYIP monitoring program or group discussion on any forum we can find.
Actually, at the time I got paid by Titan-Bank.com some monitors have switched the status for the HYIP to SCAM OR NOT PAYING. Maybe I got lucky with that one payment and they will not send the next one. Or maybe they are still paying. It’s really hard to tell.
I suggest checking the other monitors even right before we hit the DEPOSIT button. Below is the list of some links to forum and monitoring program that we can check about Titan-Bank.com.
We don’t have to trust every single website or every review on those website. For me, Goldpoll is probably the one that I’ve been checking on primarily.
I did send Goldpoll a report of problematic program once using the form from their left navigation widget. Not long after that, they changed their status for the program and I got paid right after. Or, it could be just a coincidence.
I encourage anybody who are investing in any HYIP to do the same. Do research, report to any monitor if we get some problems with payments.
Titan-Bank.com is another HYIP with Gold Coders standard script that has been around since 2015. They are offering just one plan which is 2% weekly for 595 days.
That is just the profit, as they will return the principal at the end of investment term. The 2% interest rate is what I consider as reasonable rate.
We can start with just $50 with no maximum. The investment plan will expire after about 85 payments every week or about 20 months. We will still reach BEP in less than a year. Even if this is not the shortest one, but shorter than a lot of other similar HYIP that I have tried.
Recently they have to switch from using Perfect Money as the payment method into USDT, one of the cryptocurrency in Tron TRC-20 network. To withdraw, the minimum is $5, so with the minimum deposit, we can withdraw after 5 weeks.
Luckily, there is no extra fee to accept any withdraw using the new payment method. Because of the high minimum, I’ve only got one payment from them. That one was processed after 9 days since the request even though they say they will process it within 5 business days.
It seems that they are also accepting payments in BTC. The problem is that they will convert the BTC into USD value so depending on the current value of BTC, we may lose some amount when we get paid back.
They do offer referral commission with 0.5% rate from the referral’s deposit amount with no higher commission rate. We will need like 200 active referrals to start the investment from that commission.
Even if we just want to withdraw, with higher minimum like $5, it will take a while if we only rely on the referral.
In general, I don’t recommend anybody to invest in any HYIP program including Titan-Bank.com. If anybody still want to do it, they should do it at their own risk. Please read the WARNING section of this article before making that first deposit.
Other Investment Program
Last Update: June 2022
For the latest update, check out this investment program section in this article. I probably have tried more programs but haven’t written a review for.
Also find out more about alternative way to earn online on that article.
Here are other investment programs that I am currently using. Some of them are also HYIP with rather high interest rate with the same level of risk.
But there are also other investment programs that are not HYIP programs but with lower interest rate and probably less risky.
Please read the article to find out the latest update of each program. There is a chance that they are no longer available and I forget to update this section by the time anybody read this.
7-Lion.com(HYIP, 4% Bi-Weekly Profit, USD)
Billion-Stars.com (HYIP, 2% Weekly Profit, USD)
CityBuildTrade.com (HYIP, 2% Monthly Profit, USD)
Crypto7.com (HYIP, 0.07% daily profit, USD)
Cyber-9.com (HYIP, 4% Bi-weekly profit, USD)
Cyber-Bank.cc (HYIP, 2% weekly profit, USD)
Fine-China.biz (HYIP, 2% Weekly Profit, USD)
Funds-Broker.com (HYIP, 2.1% Weekly Profit, USD)
LightAssetsLTD.com (HYIP, 1.08% Weekly Profit, USD)
LuxioProfit.com (HYIP, 2% Weekly Profit, USD)
OnlineDividends.com (HYIP, 3.15% Weekly Profit, USD, Cryptocurrencies)
Rhythm-and-Profit.com (HYIP, 2% Weekly Profit, USD)
SafetyDepositary.net (HYIP, 1% Weekly Profit, USD)
Seven-Stream.com (HYIP, 2.05% Weekly Profit, USD)
SolidTradeBank.com (HYIP, 2% Weekly Profit, USD)
TopTradeCapital.com (HYIP, 1% Weekly Profit, USD)
UCTraders.com (HYIP, 2% Weekly Profit, USD)
UnchartedWealth.com (HYIP, 0.05% Daily Profit, USD)
White-Wolf.biz (HYIP, 2.1% Weekly Profit, USD)
FreeBitco.in (Cryptocurrency Faucet and Investment, 0.01% Daily Profit, Bitcoin)
Cointiply.com (Cryptocurrency Faucet and Investment, 0.014% Daily Profit, Bitcoin)
Free-Litecoin.com and group (Cryptocurrency Faucet and Investment, 0.02% Daily Profit, Multi Coins)
StakeCube.net (Cryptocurrency Staking and Investment, 0.02% Daily Profit, Multi Coins)
SimpleBits.io (Cryptocurrency Staking and Investment, about 1.64% Daily Profit, Multi Coins)
CryptoWin.io (Cryptocurrency Staking and Investment, about 0.14% Daily Profit, Bitcoin)
HYIP is not the best way to use our money. Even if we use the free money we get from other online program that you can find here on my website.
HYIP is like gambling. There is a big chance that we will lose the money and people would not consider this as a legit way to make money.
Instead, we can invest on our own online business.
If you want to know more about how to start online business, there are a lot of training out there like this one. We can learn about how to set up a website and build content and how to make money online. You can read my review here about them.
Spend and invest our time and money to build a website that can generate an income for ourselves. Unlike investment on HYIP, where if we lose the money we lose everything and need to start over.
If we invest on our website, our hard work can eventually pays off. The only way to lose our investment is if we give up on it or abandon it. We just need to spend some little time everyday and it will grow.
Building a business requires time and hard work. Even Jeff Bezos need two years before Amazon reach return of investment.
The same thing can happen for us on building online business. The sooner we do it the sooner we become successful.
I realize that not everybody still have the time to do this but at least use the money to pay outsource to help you build the website. We just need to learn and understand how the it works and we can pay somebody else to do it for us.
You can learn everything there in the training. Try it, it’s for FREE.
Anybody can use it. Even for a guy without a college degree.
That’s all I can share with you regarding Titan-Bank.com. Maybe I missed something and if you have something to add, please use the comment section below, I would be happy to learn.
Hope this helps. Thanks for reading.