2020 didn’t start off great, at least for me. Some programs that I thought can be around for awhile are shutting down one after another. From faucet programs, micro wallet, PTC programs and of course HYIP. Some tried to stick around but then decided otherwise.

To be honest, I’m not a fan to write review a scam program. There were some programs that turned into one sometimes after I published the article.

For this program, while in the middle of writing this review, their website suddenly became inaccessible at the start of 2020. Since this is one of the HYIP, and I know what I’m getting into, it is very likely to happen to me sooner or later. I probably have lost my investment here.

The amount is not that much and I have seen other member investing a lot more and I’m pretty sure they haven’t reached break even point yet at the time. There are several others of similar program that are still paying. But there is no guarantee, they could become like this one, who knows when.

I’m talking about This one actually has been around for about 4 years. Most of this type of programs,  if they are scam from the beginning, they wouldn’t be able to reach even the first year or first month.

Even what they are offering as interest rate is quite reasonable compared to other programs. However, the investment terms are way longer than others. I guess that is another bad sign I should consider while looking for another one.

People might say, they are just in the middle of holiday, and we should give them more time to come back like a couple of days. If they indeed come back, I will change the status for this.

Update: There was a downtime and I thought they have become scam but in fact we can now access their website again. Maybe they are just doing a maintenance and I should have just give them some time.

So, who is Is legit or scam? What is the investment rate they are offering?

Those are probably just a few question that came to mind after hearing about With this, article, I’m going to share with you my review based on my experience, and what we can learn more about HYIP program.

Hope this could help. Is going to keep offering their investment service?

Click or tab on any sections from the table of contents to jump right to that part. Use the red arrow button on the bottom right corner of the screen to head back to the top.


Type: High Yield Investment Program (HYIP)
Investment Plan:
0.3-2% Daily Profit for 555 Business Days
Minimum Deposit: $1
Maximum Deposit: $1,000,000
Payment Method: Perfect Money
Started Since: 2015
My Status: PAYING
Last Payment: December 2021

News and Update

October 2021. Republished the article from the original date of January 3, 2020.

Apparently did become accessible again right before I published this article. It was a downtime for several days right after the new year of 2020 and I should have just give them some time. I change the status again. Hopefully they will be around for a while.


High Yield Investment Program (HYIP), is a program where anybody can deposit some money as investment and get a high profit in return after a duration of time. How high the profit can be very relative but still, they are not very sustainable for the long term.

They will be out of business, eventually. Not necessarily because they are scams, but sometimes just a single mistake can cause them to lose a lot of money.

Some consider this as PONZI scheme, where the first investor get paid by the next one. Eventually the last member won’t get paid at all.


Why are people still using this kind of program?

For one thing, there are still some legit programs, even though they will be out of business sooner or later. People can still make money out of them.

Another thing is that people sometimes just want some extra income right away. They can no longer afford time and energy to work and build a business in a legit way. Some even already work for two jobs.

Investing some money is their only way. Hopefully to get something in return.

Why do I still use this kind of program?

Some people would say that this is not a legit way to make money online, let alone as a business for passive income. It is a scam and we will lose the money.

I tend to agree and in general will not recommend anybody to use.

But the legit way to make money online and turn them into a business requires time and hard work even money to start that not everybody can afford. What I’m doing here on this website is exactly one of those legit way. We build website like this and fill them with helpful information, get traffic and monetize.

You can learn more about it below. There are other way to make money online that I share here on this website.

I’m here just to share my experience, observation and point of view regarding this program. To help people make decision on whether they should spend their money with this program or not.

So you can just read about my story with them. No need to follow me invest some money or even join the program because I’m not recommending this in general. Do it at your own risk.

And it is all for the sake of making money online in a legit way.

Some tips for using HYIP service

If you are still willing to give this kind of program to try, there are some tips that we can use in general for every HYIP.

First of all, consider this program not as investment but more like gambling. Which means, just think that the chances are we are going to lose the money.

Use only the money we can afford to lose. Not the money you need to pay rent or school or food. Maybe money for cigarettes, or vacation.

Do not to think about making money or even huge profit, consider it just a bonus if we get. And if we do get some profit, try to save it for another program if you want. Think about investing as a whole not just per program.

Get our investment back as soon as we can. Do not try to compound or reinvest before that. Once we get our initial investment back, we can reinvest as we please.

Do our own due diligence. Research first, read from monitor, forum, or other people’s blog or website. Try to understand which user is actually give some time to invest. Anybody can say anything on the internet, even those who doesn’t have anything to do with it.

Test first, by try using every feature from the platform. Send tickets to support, ask them anything. Make sure we understand the rule and terms, how to deposit, or withdraw.

Choose the very low minimum investment plans so we are not going to lose money that much. There are a lot of ways to earn money online for free that I share here. Maybe just a few cents but we can try investment program with very low minimum deposit.

It is very easy to be tempted to reinvest our money once we know that the program is legit or just because we get our first payment. We think that the program will keep paying.

Remember that one of the reason for them to stop paying is because they lose the money, or make a mistake. Not just because they are scam from the beginning.

We have to control ourselves, set rules that we follow.

If you have set up your mind and still want to give this a try, keep reading. If you are not ready just skip to the very end of this post.


The first thing I want to talk about, regarding, is the interface. Some of the page seems like blank but in fact we just need to scroll down. We can then find the content below the member dashboard menu.

There is no other way to contact them except via the contact page. Which is why, if they have a downtime like what happen on new years, it’s like they leave us in the dark.

The website uses the script from We can check from that website that is officially licensed. However, like typical HYIP, there are a lot of template contents which may not be relevant for them.

If we check their domain, it was registered until 2026 at this time, updated in 2018. So, they are ready to offer their service for long term but there is no guarantee considering the nature of HYIP. For the registrant, we can only find out that they are registering from Panama and no other info.

I don’t know what happen before, but even though they use crypto word in their name but they don’t support any cryptocurrency payment at this time. Maybe there was before but no longer so.

We can see from their page, the description says about investing in finance, or in this case the crypto trading world. Even though we can’t just trust what they say, but it is very reasonable. A lot of other similar program are doing the same thing.

Investment Plan

Like other HYIP program, investment is the only feature here on Other programs may offer multiple plans but only offer one, or we can say 3 plans with different amount of minimum deposit and the interest rate. Here is the breakdown of that plan.

$1 – $9,999 deposit for 0.3% daily profit
$10,000 – $99,999 deposit for 0.5% daily profit
$100,000 – $1,000,000 deposit for 2% daily profit

Each investment is for 555 business days so it will reach the end after 777 calendar days or more than 2 years and they will return the deposit at the end of the investment term.

That means the profit we can get is 555 x 0.3% = 166.5% for the lowest plan or 1,110% for the highest one. If we invest, for example, $100, we will get $166.5 profit and $100 the deposit at the end.

Even though they use crypto as their name and we can see Bitcoin logo, at this time we can only make deposit via Perfect Money and in USD. The profit will be paid daily to our account balance. We can then, submit a withdrawal request manually, typical for any HYIP program.

I haven’t tried it yet but I think we can make multiple deposits, as many as we want. Each will be handled separately.

To start earning profit from, we can login to our account, and click on MAKE DEPOSIT menu from the left side widget on the website. We will see a page like the picture below, maybe scroll down a bit on that page.

We can enter the amount of money we want to invest and click on SPEND button. For the first time investing or if the account balance is empty, we can only make deposit from Perfect Money, out of What we can see from the picture is if we have some balance in our, maybe from the profit to reinvest.

After we click the button we will see a confirmation page like the second picture above. From that page, we can see the detail of our investment. will not take any fee from the deposit but the payment method will.

Once we are sure with the deposit, we can click on PROCESS and this will send us to Perfect Money page. Otherwise we can click cancel and return to the member dashboard.

There will be a couple of pages we need to go through within Perfect Money payment system. About 4 if I recall correctly. Since there will be a fee from Perfect Money for sending payment from our account to, they will add it to the deposit.

So, we have to make sure that we have enough funds on the Perfect Money account to pay both the deposit and the fee. Once we reached the end of the process, we will return to page like the second picture below. The page will say that the deposit has been received.

After this, we just need to wait to receive the profit, after one business day. We can invest on weekends but that means, we will probably get the first profit at the start of Tuesday. The deposit page also has the calculator which we can find out which day we will get the first profit payment assuming we are making deposit immediately.

Depending on the amount of money we invested in, we can immediately withdraw them to the Perfect Money again. Check out the other section below of this article for more information about withdrawing.

We can check out the account dashboard of At the bottom of the page, we can see the last time we make a deposit or withdraw. The displayed server time uses GMT+3 time zone.

Comparison to similar program

If we are not familiar with the world of investing, specifically HYIP or online program, it is probably hard to understand the number described above. Are they a good interest rate or is it really too high or even a sign for scammers?

One way to find out is by making comparison to other similar programs. This might not be the best or the perfect way to do it but at least this can give us some perspective.

Based on the investment plan, we can get 0.3% profit daily but business days only. For a week we can get 5 payments or 1.5% profit weekly from and as mentioned before, the total profit will be 166.5% for 555 business days.

We can also convert that number for calendar days profit. That means 166.5% total profit / 777 calendar days = 0.21% profit per calendar day. For the highest plan, we can get 1.43% daily profit per calendar day., one of the longest paying HYIP at this time, has been paying for over 5 years, is offering only one plan with 0.28% daily calendar days. Compared to that, offers slightly less for the lowest investment plan., also one of the longest paying HYIP at this time, 5 years old as well, is offering 0.14% daily calendar days interest rate as the lowest plan or 0.28% for the higher one. We can actually say that offers the same or lower than with the lowest plan is between the two but very longer terms., offering interest since 2013 (longest one at this time), has about 5% biweekly interest as their lowest plan. It is about 0.35% daily calendar days higher than the previous two and This is actually almost the same for the middle plan of even offer up to 7.86% daily profit for the highest plan which I think very risky while the highest plan from is just 1.43%., offers 2% weekly profit for 10 weeks which is the same as but with longer terms. That means this is also higher than lowest plan.

Those four are the only HYIP program that I’ve tried and still paying right now. I really can’t try too many of them, considering how risky the nature of HYIP and again, I wouldn’t recommend anybody to try as well.

But there are other online programs that also offers to pay some interest. Some people might think these programs are better than HYIP because the interest feature is just a secondary feature.

They have other ways as income source. Here are some of those programs., probably one of the longest paying faucet program, offers like 4.08% annual interest. That is just like 0.01% daily calendar day profit, which is already far lower than any HYIP. and their group, similar program to, also offers to give up to 6% annual interest. It is like 0.016% daily profit, just slightly higher than and obviously still way lower than any HYIP., also another faucet program that offers interest which will be compounded weekly. The interest is 5% annual or about 0.014% daily, also lower than any HYIP.

There are still other forms of online investment programs that are not HYIP and I haven’t got the chance to try it. We could invest on cryptocurrency mining, with hardware, or some stocks.

Comment and Suggestion

Based on the comparison above, we can say that interest rate is a bit lower compared to other HYIP programs. The first 3 that I mentioned are currently the longest paying HYIP at the moment and they have proven that their interest rate is reasonable.

That means, it is easier for to actually sustain their business. The lower their offer means they can make more profit. It is not a guarantee that they can keep making profit, but this will give a room to breath if somehow they make some mistakes.

Even a legit HYIP can turn into scam easily once they think they lose some money and they don’t think they can cover the loss. By offering lower rate, they could mitigate the problem.

I doubt anybody would actually invest higher amount for the higher interest rate, even though not for sure. With $10,000 or even $100,000, they would probably invest their money somewhere else.

Even so, this will still open the chance for risk. Another risk is that any member can still make multiple deposits. This will at least, give another work load to handle the funds.

For me, the more difficult they make for investor to spend the money, the safer it is. Like where we can only have one active deposit.

With limit, it will be easier for any HYIP to make prediction as how much profit they have to make for the next couple of weeks.

Here is the problem though. The big difference between and other similar programs that I have tried is the terms. We need like more than 2 years before one investment term conclude while the others are way shorter.

The term is one week  for, 2 for, 10 for and 26 weeks or half a year for The problem is when we can actually get the principal back from or other longer term program.

Surely they can pay us day after day and could suddenly run away by just giving back portion what we have invested and they are still making money for themselves. We need like 334 business days before the profit can reach BEP or 467 calendar days, 15 to 16 months. That is the fastest if we keep withdrawing the profits as we get paid.

For, at this time, they have been around for 4 years and if they only want to scam people, they are not going to reach 1 year. Of course, again that is not a guarantee. With 4 years, the first investor can already reach BEP 3 times, assuming he always reinvest.

But this 4 years is still less then 2 complete cycle of full investment terms. So, there is still a risk that is still holding a bigger portion of all of the investors’ money, including mine.

Like I said before, what I do here is risky. In general I don’t recommend anybody to invest in any HYIP unless they are willing to take the risk. Read again the warning section above, before investing in any HYIP.

So, assuming we are willing to invest here, I suggest we should just withdraw the profit every business day we get the profit. This way we can lower the risk. Save some money that we can get.

The good thing is that they use Perfect Money as the payment method. We just need to pay fee for making a deposit but not receiving. So, even if it’s just $0.01 to withdraw, we will still get full amount.

Some people might be easily tempted to reinvest immediately, like me. This is not a good idea since we don’t know what is going to happen in the future. The best thing to do for now is to reach BEP first. After that, we don’t have to worry about losing the profit.

Remember that the key of investment is diversification. We need to invest in many different programs. This will help lower the risk. It is a bad idea trying to reach the highest interest rate possible.

We can use the profit from one program to reinvest on another program. In this case, use the profit from to invest on other HYIP. This way, if somehow become scam, we still have some portion of our money.

Regarding the deposit, I’m not sure how much we will get if we invest less than $10. With $10, we will get $0.03 profit per day but will we get $0.003 for $1 as the minimum? It is possible that they can even pay $0.01 per day as the possible minimum amount, but again I’m not sure.

If that is the case, that means, they are even paying 10% interest rate. A lot of people can take advantage by making multiple deposit with lower amount instead of one big in total. Another risk for to go bankrupt because the rate becomes too high. Hopefully that is not the case.

Even if they do count less than 1 cent, the payment method doesn’t. We still need to wait until we have at least 1 cent to withdraw the funds. That means, it’s probably better if we invest at least $4 or $5 which per day we can get $0.01.

Again, it’s a high risk.

There is a chance that they are actually just reinvesting the money they have collected from investors to other established  and paying program. Which is why the term is very long and the interest rate is lower.

They invest on other and get higher profit, and take a smaller portion of it, and give the rest to the investors. I think that is also a common practice in the real world investing. So they are just fund management programs.

However, if they do that, they usually become scam if the main major programs they relied on were in trouble as well. They will just fall along.

Just a reminder if we want to try a long term program like more than 6 months or a year.

Payment Method and Withdraw

As mentioned before, the only accepted payment method by right now is via Perfect Money, despite the fact that they use crypto in their name and Bitcoin logo on their website. We can only make deposit and withdraw the funds using this method and it should be in USD.

Use this link to create account with Perfect Money.

Perfect Money is a good choice for HYIP program like Other program might offer payment with Payeer or cryptocurrencies.

The reason why Perfect Money is good, is that we only need to pay just one fee for making a deposit. We don’t have to worry about getting smaller payment every week because accepting will have no fee.

This aligns perfectly for lowering the risk of losing money by getting paid as soon as possible.

Unless of course, we are planning to invest then withdraw everything again, and then deposit again. In this case, we will have to pay fees multiple times for each deposit.

For reinvesting, should we want to, from the internal balance, will charge no additional fee. We will also get paid the exact amount we requested to withdraw.

To withdraw, we can just sign in to account and click on WITHDRAW from the left side navigation widget. On the next page, we just need to fill in the amount we want to withdraw. See the next few images.

Click on the REQUEST button to submit. It will display a confirmation page and if we are sure, we can click the PROCESS button.

The next thing we see, like the third picture below, will display the batch ID for the Perfect Money.

 As I said before, every payment was processed instantly. I don’t know if there are other circumstances that it will happen differently and I will update this page.

We will receive two emails, one for the request and the other about the payment that has been processed. Since the payment was processed instantly, both emails come at the same time.

This is typical for other similar HYIP program with the same script. However, from my experience with other program, they could stop this email notification while still sending the payment.

Do check our spam if we don’t get them. I don’t know if we could get notification from Perfect Money or not, but the default setting is we won’t be notified. So, we need to access Perfect Money to find out if we do get paid or not.

We can see something like the next picture on our Perfect Money account. The Perfect Money payment ID from is U9119727.

My Withdraw

Here is my report for every withdraw that I have requested and received from So far, the payment was processed instantly right after we confirm the request as described from the previous section.

1st withdraw. Paid at 12:29, December 21, 2019 (GMT+7). Status paying and reach 1% ROI.

2nd withdraw. Paid at 12:26, December 28, 2019 (GMT+7). Status paying and reach 2% ROI.

At the start of 2020, their website is no longer accessible. So, at this point has turned into SCAM. This is the risk of HYIP. They could be paying but suddenly stop.

It could be when I reach 1%, 10%, 50% we can’t really know for sure.

Maybe they are just updating their website while on holiday. Some monitoring programs are still waiting. If they indeed come back again, I will change the status back again.

For now my status for is NOT AVAILABLE.

Update January 4, 2020. We can access their website again. It’s just a couple of days downtime and I already get paid. So, I changed my status for back to PAYING.

3rd withdraw. Paid at 5:14, January 4, 2020 (GMT+7). Status paying and reach 3% ROI.

4th withdraw. Paid at 12:26, January 11, 2020 (GMT+7). Status paying and reach 4% ROI.

5th withdraw. Paid at 12:42, January 18, 2020 (GMT+7). Status paying and reach 5% ROI.

6th withdraw. Paid at 12:37, January 25, 2020 (GMT+7). Status paying and reach 6% ROI.

7th withdraw. Paid at 12:32, February 1, 2020 (GMT+7). Status paying and reach 7% ROI.

8th withdraw. Paid at 12:35, February 8, 2020 (GMT+7). Status paying and reach 8% ROI.

9th withdraw. Paid at 12:32, February 15, 2020 (GMT+7). Status paying and reach 9% ROI.

10th withdraw. Paid at 11:58, February 22, 2020 (GMT+7). Status paying and reach 10% ROI.

11th withdraw. Paid at 12:33, March 1, 2020 (GMT+7). Status paying and reach 11% ROI.

12th withdraw. Paid at 12:35, March 7, 2020 (GMT+7). Status paying and reach 12% ROI.

13th withdraw. Paid at 12:42, March 14, 2020 (GMT+7). Status paying and reach 13% ROI.

14th withdraw. Paid at 12:45, March 21, 2020 (GMT+7). Status paying and reach 14% ROI.

15th withdraw. Paid at 12:40, March 28, 2020 (GMT+7). Status paying and reach 15% ROI.

16th withdraw. Paid at 10:50, April 4, 2020 (GMT+7). Status paying and reach 16% ROI.

17th withdraw. Paid at 10:47, April 11, 2020 (GMT+7). Status paying and reach 17% ROI.

18th withdraw. Paid at 11:30, April 18, 2020 (GMT+7). Status paying and reach 18% ROI.

19th withdraw. Paid at 14:23, April 25, 2020 (GMT+7). Status paying and reach 19% ROI.

20th withdraw. Paid at 14:29, May 2, 2020 (GMT+7). Status paying and reach 20% ROI.

21st withdraw. Paid at 14:17, May 9, 2020 (GMT+7). Status paying and reach 21% ROI.

22nd withdraw. Paid at 09:02, May 17, 2020 (GMT+7). Status paying and reach 22% ROI.

23rd withdraw. Paid at 21:26, May 23, 2020 (GMT+7). Status paying with 23% ROI.

24th withdraw. Paid at 14:27, May 30, 2020 (GMT+7). Status paying with 24% ROI.

25th withdraw. Paid at 08:00, June 7, 2020 (GMT+7). Status paying with 25% ROI.

26th withdraw. Paid at 11:28, June 14, 2020 (GMT+7). Status paying with 26% ROI.

27th withdraw. Paid at 14:20, June 20, 2020 (GMT+7). Status paying with 27% ROI.

28th withdraw. Paid at 14:16, June 27, 2020 (GMT+7). Status paying with 28% ROI.

29th withdraw. Paid at 2:23, July 6, 2020 (GMT+7). Status paying with 29% ROI. This time the payment wasn’t done instantly like usual. I got paid like after 36 hours since the request.

30th withdraw. Paid at 16:00, July 11, 2020 (GMT+7). Status paying with 30% ROI. I got instant payment again.

31st withdraw. Paid at 14:45, July 18, 2020 (GMT+7). Status paying with 31% ROI.

32nd withdraw. Paid at 14:32, July 25, 2020 (GMT+7). Status paying with 32% ROI.

33rd withdraw. Paid at 14:21, August 1, 2020 (GMT+7). Status paying with 33% ROI.

34th withdraw. Paid at 14:38, August 8, 2020 (GMT+7). Status paying with 34% ROI.

35th withdraw. Paid at 16:58, August 15, 2020 (GMT+7). Status paying with 35% ROI.

36th withdraw. Paid at 14:42, August 22, 2020 (GMT+7). Status paying with 36% ROI.

37th withdraw. Paid at 14:43, August 29, 2020 (GMT+7). Status paying with 37% ROI.

38th withdraw. Paid at 17:14, September 5, 2020 (GMT+7). Status paying with 38% ROI.

39th withdraw. Paid at 14:53, September 12, 2020 (GMT+7). Status paying with 39% ROI.

40th withdraw. Paid at 14:40, September 19, 2020 (GMT+7). Status paying with 40% ROI.

41st withdraw. Paid at 14:32, September 26, 2020 (GMT+7). Status paying with 41% ROI.

42nd withdraw. Paid at 14:33, October 3, 2020 (GMT+7). Status paying with 42% ROI.

43rd withdraw. Paid at 14:30, October 10, 2020 (GMT+7). Status paying with 43% ROI.

44th withdraw. Paid at 14:27, October 17, 2020 (GMT+7). Status paying with 44% ROI.

45th withdraw. Paid at 14:29, October 24, 2020 (GMT+7). Status paying with 45% ROI.

46th withdraw. Paid at 14:53, October 31, 2020 (GMT+7). Status paying with 46% ROI.

47th withdraw. Paid at 17:05, November 7, 2020 (GMT+7). Status paying with 47% ROI.

48th withdraw. Paid at 14:32, November 14, 2020 (GMT+7). Status paying with 48% ROI.

49th withdraw. Paid at 16:19, November 21, 2020 (GMT+7). Status paying with 49% ROI.

50th withdraw. Paid at 14:30, November 28, 2020 (GMT+7). Status paying with 50% ROI.

51st withdraw. Paid at 14:43, December 5, 2020 (GMT+7). Status paying with 51% ROI.

52nd withdraw. Paid at 14:17, December 12, 2020 (GMT+7). Status paying with 52% ROI.

53rd withdraw. Paid at 14:35, December 19, 2020 (GMT+7). Status paying with 53% ROI.

54th withdraw. Paid at 14:35, December 26, 2020 (GMT+7). Status paying with 54% ROI.

55th withdraw. Paid at 00:18, January 3, 2021 (GMT+7). Status paying with 55% ROI.

56th withdraw. Paid at 14:30, January 9, 2021 (GMT+7). Status paying with 56% ROI.

57th withdraw. Paid at 00:13, January 17, 2021 (GMT+7). Status paying with 57% ROI.

58th withdraw. Paid at 22:34, January 23, 2021 (GMT+7). Status paying with 58% ROI.

59th withdraw. Paid at 14:33, January 30, 2021 (GMT+7). Status paying with 59% ROI.

60th withdraw. Paid at 14:00, February 6, 2021 (GMT+7). Status paying with 60% ROI.

61st withdraw. Paid at 11:08, February 13, 2021 (GMT+7). Status paying with 61% ROI.

62nd withdraw. Paid at 14:20, February 20, 2021 (GMT+7). Status paying with 62% ROI.

63rd withdraw. Paid at 13:04, February 27, 2021 (GMT+7). Status paying with 63% ROI.

64th withdraw. Paid at 22:30, March 6, 2021 (GMT+7). Status paying with 64% ROI.

65th withdraw. Paid at 14:51, March 13, 2021 (GMT+7). Status paying with 65% ROI.

66th withdraw. Paid at 20:11, March 20, 2021 (GMT+7). Status paying with 66% ROI.

67th withdraw. Paid at 14:23, March 27, 2021 (GMT+7). Status paying with 67% ROI.

68th withdraw. Paid at 10:56, April 3, 2021 (GMT+7). Status paying with 68% ROI.

69th withdraw. Paid at 11:00, April 10, 2021 (GMT+7). Status paying with 69% ROI.

70th withdraw. Paid at 11:07, April 17, 2021 (GMT+7). Status paying with 70% ROI.

71st withdraw. Paid at 10:50, April 24, 2021 (GMT+7). Status paying with 71% ROI.

72nd withdraw. Paid at 14:56, May 1, 2021 (GMT+7). Status paying with 72% ROI.

73rd withdraw. Paid at 11:44, May 8, 2021 (GMT+7). Status paying with 73% ROI.

74th withdraw. Paid at 10:35, May 15, 2021 (GMT+7). Status paying with 74% ROI.

75th withdraw. Paid at 10:41, May 22, 2021 (GMT+7). Status paying with 75% ROI.

76th withdraw. Paid at 10:35, May 29, 2021 (GMT+7). Status paying with 76% ROI.

77th withdraw. Paid at 10:11, June 5, 2021 (GMT+7). Status paying with 77% ROI.

78th withdraw. Paid at 10:09, June 12, 2021 (GMT+7). Status paying with 78% ROI.

79th withdraw. Paid at 10:06, June 19, 2021 (GMT+7). Status paying with 79% ROI.

80th withdraw. Paid at 10:07, June 26, 2021 (GMT+7). Status paying with 80% ROI.

81st withdraw. Paid at 10:20, July 3, 2021 (GMT+7). Status paying with 81% ROI.

82nd withdraw. Paid at 10:09, July 10, 2021 (GMT+7). Status paying with 82% ROI.

83rd withdraw. Paid at 10:07, July 17, 2021 (GMT+7). Status paying with 83% ROI.

84th withdraw. Paid at 10:10, July 24, 2021 (GMT+7). Status paying with 84% ROI.

85th withdraw. Paid at 10:12, July 31, 2021 (GMT+7). Status paying with 85% ROI.

86th withdraw. Paid at 10:19, August 7, 2021 (GMT+7). Status paying with 86% ROI.

87th withdraw. Paid at 10:40, August 14, 2021 (GMT+7). Status paying with 87% ROI.

88th withdraw. Paid at 10:37, August 21, 2021 (GMT+7). Status paying with 88% ROI.

89th withdraw. Paid at 10:07, August 28, 2021 (GMT+7). Status paying with 89% ROI.

90th withdraw. Paid at 10:18, September 4, 2021 (GMT+7). Status paying with 90% ROI.

91st withdraw. Paid at 10:36, September 11, 2021 (GMT+7). Status paying with 91% ROI.

92nd withdraw. Paid at 10:45, September 18, 2021 (GMT+7). Status paying with 92% ROI.

93rd withdraw. Paid at 10:43, October 2, 2021 (GMT+7). Status paying with 93% ROI.

94th withdraw. Paid at 10:40, October 9, 2021 (GMT+7). Status paying with 94% ROI.

95th withdraw. Paid at 10:49, October 16, 2021 (GMT+7). Status paying with 95% ROI.

96th withdraw. Paid at 10:13, October 23, 2021 (GMT+7). Status paying with 96% ROI.

97th withdraw. Paid at 10:14, October 30, 2021 (GMT+7). Status paying with 97% ROI.

98th withdraw. Paid at 10:11, November 6, 2021 (GMT+7). Status paying with 98% ROI.

99th withdraw. Paid at 10:39, November 13, 2021 (GMT+7). Status paying with 99% ROI.

100th withdraw. Paid at 10:19, November 20, 2021 (GMT+7). Status paying with 100% ROI.

That means, this one has reached the ROI for my investment.

101st withdraw. Paid at 10:18, November 27, 2021 (GMT+7), instantly. Status paying with 101% ROI.

102nd withdraw. Paid at 10:43, December 4, 2021 (GMT+7), instantly. Status paying with 102% ROI.

If I withdraw weekly, the current plan should end after 111th payment. I will update again this part once a week.

Comment and Suggestion

Well, it’s not like we have any choice regarding this payment method. One thing to remember is that we can’t change our Perfect Money account on

So, make sure we do have access to the Perfect Money account we use to sign up with or we will be losing our investment.

As a HYIP, there is always a risk for to suddenly become scam. I don’t know if their script will allow us to find out, like we will only get email for the request and not the payment if they do stop paying.

In the case, they could manipulate the email, it is recommended to keep checking the payment regularly right after the request. That is the nature of any risky investment like HYIP. We will be haunted with that possibility, which is the reason why I don’t really recommend anybody to use this.

If we are not ready to lose money, don’t even invest in here.

Perfect Money will ask a confirmation if we access our account from the different IP address. So, we need to be able to access our email as well when we are making a deposit or checking for payment.

Try not to invest while on mobile, just do it from home.

I don’t think they would ever add more payment method like Payeer or any cryptocurrencies. Not that I would recommend to use them even if they do.

Payeer will charge fee for every withdraw or payment we receive. So, we will pay more if we want to withdraw every week, decreasing the profit even more.

I’m not sure how exactly any cryptocurrencies can work with this investment. From what I know, each transaction using their network will increase the fee later. So, receiving smaller amount payments will only hurt us later.

It has been over 4 years anyway, and didn’t add alternative payment. Problem with payment processor usually can lead to shutting down business like

Perfect Money can just freeze account or like LibertyReserve in the past, the government shut them down. I don’t know if that could still happen but Perfect Money has been around long enough while the other payment method getting closed down.

It’s not like we can just transfer account as well. Even if they add Payeer with USD payment as well, they would just handle each investment from different deposit separately and we can only withdraw from where we make deposit.

Yes, this is another risk for such program. Once again, if we are not willing to accept losing our money, try to find other program to invest.

Referral / Affiliate Program

On any investment program, we need to make a deposit first and get paid back with the profit or interest. However, by offering an affiliate or referral commission, we can actually earn from them for free or without any deposit.

What we do to earn this commission is we invite other people to join the program and let those people to use the service. In this case, the program is and the service is making a deposit for investment.

From that deposit, some percentage of that will be given to us as the referrer. The more people making a deposit, the more we can earn and eventually we can have enough to start our own investment.

How does it work?

Like any online program offering an affiliate or referral commission, each member will get a unique link with their ID attached to it, called referral link or ref link. This one below is mine for

If anybody click on that link and join the program, they will become my referral. And if they do make a deposit, I will get 1% the amount of their deposit as commission.

Like any HYIP program, we will only get paid if they make deposit from outside not from reinvesting. So, unless the referral withdraw everything and then reinvest again from Perfect Money, I will only get paid once.

What we need to do is to share the link to anybody on any online platform that we use. The platform can be our social media accounts, forums, a group messengers for family or friends, even a blog or website that we own.

To find the link, we need to sign in to , and click on REFERRAL LINKS from the left side navigation widget.

How to get (more) referrals?

Well, sharing the link is a must but how exactly? Sharing to the wrong people is like a salesman approaching stranger. People hate that.

If we try to share on our social media, people might get annoyed if they are not interested. Especially if we are spamming, sharing over and over again like multiple times within a day.

We could lose our followers, risking any network we have built. Maybe it’s better to have alternate account specifically just to share this kind of program.

We look for community or other users that we know are interested. Then we can share with them the link.

A better way might be to share on forums. Not just any forum of course, but related to online money making program and maybe investment.

The problem with using any free platform like this is that we are probably not the only one who promote the same program. We have to offer something more than just the referral link like anybody else.

Another thing is that these free platforms have rules that they can suddenly change about promotion and not to mention, shutting down their service entirely. We have to start over our campaign if they delete them.

A better way would be to have our own website. We can share anything not just one program but others with the same, similar or related topics.

Having a website is like having a shop in real life. People can always come back to and find out more programs to use.

Then we can use those free platforms, forum or social media accounts  just for promotion. A good way to get backlink or generate traffic.

Since it’s an online shop, it will stay open 24/7, no need to wait for us to wake up and can be accessed from everywhere around the world. The best part of having our own place or website is that any search engine like Google will do the promotion work non stop.

And they will show the website as a result to exactly people who are interested in it. The people that use the search engine to look for it and get the website we build as the result. No need to worry about being annoying salesman.

Those people will access the website, see what we have to offer. Maybe a review like this, other or similar program we use, sharing experience, opinion, views to let people know that we understand this kind of program.

If they are interested, they will become our referrals for any program we promote. Once we have enough referrals for or every programs we promote, we can have passive income even full time income.

That is exactly how people can build their business online. They own a website, fill the website with contents that can help promote a program, and let it work automatically.

If you are interested to know more about how to build a website and turn it into an online business, keep reading. I will share with you later about a training program that anybody can use.

In the meantime, let’s head back to for a little bit.

Comment and Suggestion

Again, in general, I would not recommend anybody to use or invest on any HYIP, including Since we have to make a deposit while we can earn money for free from other programs.

What I’m doing here is just sharing my experience and what I know about any online money making program. So, if anybody is willing to join this program and invest their money here, please do it at you own risk.

Read again the warning section above.

For some forums, HYIP is considered as total scam but they still accept other money making program. Just make sure if we want to share our links, they do accept this kind of programs, like by providing a dedicated thread or sub forum.

Maybe give rating on HYIP monitoring program and use the comment section to share the link is the way to do it, not sure though. Try to do it more passively, like wait until somebody ask for it and reply with the link and review, after we do get paid.

The referral feature from itself is not bad, very typical for any HYIP. As I said before, we can only get commission if our referral make a deposit from outside so redepositing from the account balance after the previous one get expired will get the referrer anything.

If somehow the referral is planning to make deposit and withdraw the funds completely then deposit again, not really sure but this should give some commission to the referrer. So, with my suggestion above on how to lower the risk for investing here, I can earn more commission but I still stand with my reasoning.

Again, I don’t recommend anybody to invest here or any HYIP program.

The 1% commission is the same on and even offer lower like 0.5%. While offers the highest like 4%.

So if the referral make deposit with minimum amount, we can get like $0.01 per deposit. We are going to need like 100 referrals before we can actually invest for free.

There is no share button so we have to be careful when copying the link to share. Missing just one character from the referral link means missing the entire income potential. If it helps for double checking, they use our username as part of the ID on referral link, so it is easier to check.

Even though what they actually provide is a code for promotional banners, but as we can see, they are just words not images. I would not recommend anybody to use it either. Not only because it is bad, but some says that it is better to use referral link as part of the sentence instead of using an image.

Most people hate ads and those promotional banner images will be considered as part of them. If we really one to use an image, I suggest creating a new one just for you, a unique one so people might think it as a new program.

The tracking tools, while it is very rare, not actually bad but we need to do something before it can become useful. Since we can’t track for each referral link, just total numbers, we have to add one link at a time.

Give each link some time to see how good the conversion rate is before we share another one somewhere else.

As I said before, with referral feature, we can invest without making any deposit to by inviting other people to make a deposit. But, considering how bad the reputation for any HYIP, this might not be a good thing to focus on building as passive income.

For those who don’t really like promoting, especially directly, we can earn more free money faster using other online earning program. That way we can start the investment sooner.

Inviting other people doesn’t always mean they will make a deposit right away, if ever. Since this is already an investment program, we can already have a passive income.

There is no need to focus on promoting this program just to build long term passive income. You can find other programs on this website with no risk, we can earn right away for free.

Status from Monitors and Forums

Once again, I don’t recommend anybody to invest in here considering how risky this type of program can be. But some people might be willing and ready to take the risk and still want to try it. Please do it at your own risk.

I might post and report the payment I got from here. But I could be in the middle of depositing terms and need a week or several to know if they suddenly stop paying.

Or I could be just lucky while they fail to pay other users. It is best to double check other HYIP monitoring program or group discussion on any forum we can find.

I suggest doing it even right before we hit the DEPOSIT button. Below is the list of some links to forum and monitoring program that we can check about

We don’t have to trust every single website or every review on those website. For me, Goldpoll is probably the one that I can trust. There are a lot of website or monitors who invest in These are just a few of them.


As I said before, the web is no longer accessible. They might be paying before but no longer so. I have to remind myself that I should avoid long term HYIP program like is another typical HYIP program. Some people say that they are scam or just a ponzi scheme.

Even so, the program has been offering their service for about 4 years at this time. Most of the scams will not even make it to their first year or even month. However, that doesn’t guarantee that will keep paying.

Based on the interest rate, offer like 0.3% as the base profit and up to 2% daily for 555 business days. If we convert them into calendar days, the interest rate is about 0.21% up to 1.43%.

Since a lot of people will most likely to invest just the base, the base rate is still very reasonable. Several of the longest paying HYIP at this time even offer higher than that number.

The problem is that the investment will take more than 2 years. At this time, they haven’t even reached 4 years which is less than 2 full cycle of investment. Even if we withdraw as soon as we get the payment, to reach BEP we will need 15 or 16 months.

For any HYIP, they can become scam anytime and 15 months is a long time. Not because they intended to but with just one small mistake, a legit one could suddenly lose the money they are handling. only accepts Perfect Money with USD, despite they use crypto in their name and the Bitcoin logo on their website. It’s not that using cryptocurrency will make it better.

With Perfect Money, we don’t have to worry about paying fee for receiving multiple payouts. They will only charge deposit fee and no additional from themselves. So far, the payment will be processed instantly right after the request.

It’s very risky to invest on any HYIP and is one of them.

Once again I don’t recommend anybody to invest on any HYIP. If you want please do it at your own risk. Read the WARNING section of this article above again before making the deposit.

You can use this link to start your investment with Just make sure you have enough funds including fees on your Perfect Money account.

Other Investment Program

Last Update: October 2021

For the latest update, check out this investment program section in this article. I probably have tried more programs but haven’t written a review for.

Here are other investment programs that I am currently using. Some of them are also HYIP like with rather high interest rate with the same level of risk.

But there are also other investment programs that are not HYIP programs but with lower interest rate and probably less risky. (HYIP, 2% Weekly Profit, USD) (HYIP, 2% Weekly Profit, USD) (HYIP, 2% Weekly Profit, USD) (HYIP, 2% Weekly Profit, USD) (HYIP, 1% Weekly Profit, USD) (HYIP, 4% Bi-Weekly Profit, USD) (HYIP, 2% Weekly Profit, USD) (HYIP, 2.1% Weekly Profit, USD) (HYIP, 2.1% Weekly Profit, USD) (HYIP, 2.05% Weekly Profit, USD) (HYIP, 2.1% Weekly Profit, USD) (HYIP, 2% Weekly Profit, USD) (Cryptocurrency Faucet and Investment, 0.01% Daily Profit, Bitcoin) (Cryptocurrency Faucet and Investment, 0.014% Daily Profit, Bitcoin) and group (Cryptocurrency Faucet and Investment, 0.02% Daily Profit, Multi Coins) (Cryptocurrency Staking and Investment, 0.02% Daily Profit, Multi Coins) (Cryptocurrency Staking and Investment, about 1.64% Daily Profit, Multi Coins) (Cryptocurrency Staking and Investment, about 1.64% Daily Profit, Multi Coins) (Cryptocurrency Staking and Investment, about 0.14% Daily Profit, Bitcoin)

Final Words

HYIP is not the best way to use our money. Even if we use the free money we get from other online program that you can find here on my website.

Here is my list of all online earning programs that I have used.

HYIP is like gambling. There is a big chance that we will lose the money and people would not consider this as a legit way to make money.

Instead, we can invest on our own online business.

If you want to know more about how to start online business, there are a lot of training out there like this one. We can learn about how to set up a website and build content and how to make money online. You can read my review here about them.

Spend and invest our time and money to build a website that can generate an income for ourselves. Unlike investment on HYIP, where if we lose the money we lose everything and need to start over.

If we invest on our website, our hard work can eventually pays off. The only way to lose our investment is if we give up on it or abandon it. We just need to spend some little time everyday and it will grow.

Building a business requires time and hard work. Even Jeff Bezos need two years before Amazon reach return of investment.

The same thing can happen for us on building online business. The sooner we do it the sooner we become successful.

I realize that not everybody still have the time to do this but at least use the money to pay outsource to help you build the website. We just need to learn and understand how the it works and we can pay somebody else to do it for us.

You can learn everything there in the training. Try it, it’s for FREE.

Anybody can use it. Even for a guy without a college degree.

That’s all I can share with you regarding Maybe I missed something and if you have something to add, please use the comment section below, I would be happy to learn.

Hope this helps. Thanks for reading.



Mark M.

Leave a Reply

Your email address will not be published. Required fields are marked *