For the last couple of weeks, earning from cryptocurrency faucet programs has been very difficult, especially if they use Google reCaptcha system. The more we solve it the more difficult it gets.

We have no choice but to stop claiming but then, we stop getting income as well. It got me thinking to look for another investment programs so I will still get something.

HYIP is one of them and they are probably not the best choice. Some even think that we should avoid them completely because they think HYIP are scam.

I admit that those programs are very risky but they are still around and some are still delivering their service after several years. is one of the longest paying HYIP that I recently tried.

Here, we can even invest with Bitcoin not just in USD like other programs. We can use the free money we earn from other online money making program to start investing.

So, who is Is legit or scam? Which payment processor do they accept? What are the investment plans?

Those are probably just a few questions that came to mind after hearing about Well, in this article, I’m going to share with you my Review based on my experience and what I can find from the internet.

Hope it helps. Is going to be the best investment program?

Click or tab on any sections from the table of contents to jump right to that part. Use the red arrow button on the bottom right corner of the screen to head back to the top.


Type: High Yield Investment Program (HYIP)
Investment Plan:
Up to 5% daily profit for 396 Business days
Minimum: 25 USD or 0.1 BTC
Maximum: 250,000 USD or 1,000 BTC
Payment Method: Bitcoin, Perfect Money
Started Since: February, 2014
My Status: PAYING (October 2021)


High Yield Investment Program (HYIP), is a program where anybody can deposit some money as investment and get a high profit in return after a duration of time. How high the profit can be very relative but still, they are not very sustainable for the long term.

They will be out of business, eventually. Not necessarily because they are scams, but sometimes just a single mistake can cause them to lose a lot of money.

Some consider this as PONZI scheme, where the first investor get paid by the next one. Eventually the last member won’t get paid at all.


Why are people still using this kind of program?

For one thing, there are still some legit programs, even though they will be out of business sooner or later. People can still make money out of them.

Another thing is that people sometimes just want some extra income right away. They can no longer afford time and energy to work and build a business in a legit way. Some even already work for two jobs.

Investing some money is their only way. Hopefully to get something in return.

Why do I still use this kind of program?

Some people would say that this is not a legit way to make money online, let alone as a business for passive income. It is a scam and we will lose the money.

I tend to agree and in general will not recommend anybody to use.

But the legit way to make money online and turn them into a business requires time and hard work even money to start that not everybody can afford. What I’m doing here on this website is exactly one of those legit way. We build website like this and fill them with helpful information, get traffic and monetize.

You can learn more about it below. There are other way to make money online that I share here on this website.

I’m here just to share my experience, observation and point of view regarding this program. To help people make decision on whether they should spend their money with this program or not.

So you can just read about my story with them. No need to follow me invest some money or even join the program because I’m not recommending this in general. Do it at your own risk.

And it is all for the sake of making money online in a legit way.

Some tips for using HYIP service

If you are still willing to give this kind of program to try, there are some tips that we can use in general for every HYIP.

First of all, consider this program not as investment but more like gambling. Which means, just think that the chances are we are going to lose the money.

Use only the money we can afford to lose. Not the money you need to pay rent or school or food. Maybe money for cigarettes, or vacation.

Do not to think about making money or even huge profit, consider it just a bonus if we get. And if we do get some profit, try to save it for another program if you want. Think about investing as a whole not just per program.

Get our investment back as soon as we can. Do not try to compound or reinvest before that. Once we get our initial investment back, we can reinvest as we please.

Do our own due diligence. Research first, read from monitor, forum, or other people’s blog or website. Try to understand which user is actually give some time to invest. Anybody can say anything on the internet, even those who doesn’t have anything to do with it.

Test first, by try using every feature from the platform. Send tickets to support, ask them anything. Make sure we understand the rule and terms, how to deposit, or withdraw.

Choose the very low minimum investment plans so we are not going to lose money that much. There are a lot of ways to earn money online for free that I share here. Maybe just a few cents but we can try investment program with very low minimum deposit.

It is very easy to be tempted to reinvest our money once we know that the program is legit or just because we get our first payment. We think that the program will keep paying.

Remember that one of the reason for them to stop paying is because they lose the money, or make a mistake. Not just because they are scam from the beginning.

We have to control ourselves, set rules that we follow.

If you have set up your mind and still want to give this a try, keep reading. If you are not ready just skip to the very end of this post.


Some people might be asking about a company profile of the investment program, considering that we are going to spend our money to them. They might consider the program as legit based on that. does have a page describing their company and the focus of their business. As shown by the next picture, they say insurance is their main sector of business.

For me, that really doesn’t mean anything. They could write anything just to impress those people. There are other programs that don’t even have a company profile at all but I still got payment from them. even provide more on their homepage. There is info about address and even a picture of map even phone number. I’m not really sure if they are real. If they are, then, their company is based in Belize country which the phone prefix is indeed +501.

The only thing I can verify is the email address as the contact info which is using dot com extension instead of dot net. They already replied my email.

So, for more information, we can send email to

One unique thing about is the registration process. They will ask for our email, username, and secret phrase, but they will generate several passwords that we can choose one from.

The secret phrase requires 12 characters at least. Failing to provide that will restart the registration process and they will generate a different set of password options.

After that the registration, they will also generate a PIN which will be required if we want to change or update the email address later. Make sure we write down every detail info if we don’t want to get any trouble in the future.

Use this link to create account with

News and Update

September 2021. I just realized that they changed the investment plan. It is now offering only 0.2% per business days for 555 calendar days, which is half of the previous interest rate.

Also, I made a mistake in this article saying that we will get our deposit back. It doesn’t seem that way. My plan was already expired like a week ago and still haven’t gotten the deposit back. So, I think, I’m not going to get it.

Investment Plan

Investment is the main feature of Anybody can make a deposit of money with some minimum amount required and get a profit for a range of time.

The profit can be paid daily, weekly, bi-weekly or more depending on the program. Some even can offer like hourly so the next hour after we make a deposit, we will get the first profit payment.

In the case of, they offer one plan which we will get up to 5% daily profit for 555 days based on the amount we invested starting from $25 investment. The payments are only on business days.

Usually if a program says 555 days it usually means 555 business days and the term in calendar days it will be 777 days. However, that is not the case with

Instead, the 555 days is the calendar days terms and if the payments are only on business days, that means we will get about 396 days within that term. Each business day, or Monday to Friday we will get paid the profit to our account balance. At the end of the terms, we will get the deposit back. 

Update: It seems, we actually don’t get the deposit back. That means, each payment includes the deposit, not just the profit.

There is only one plan at the moment and with different amount of deposit we will get different interest rate. Here is the detail between the amount of deposit and the profit we will get.

$25 – $9,999 or 0.1 BTC – 49.9999 BTC: 0.4% Daily Profit
$10,000 – $14,999 or 50 BTC – 69.9999 BTC: 1.0% Daily Profit
$15,000 – $24,999 or 70 BTC – 99,9999 BTC: 2.0% Daily Profit
$25,000 – $250,000 or 100 BTC – 1,000 BTC: 5.0% Daily Profit

That means for the lowest plan, with $25 investment, each business day we will get $0.1 or 0.0004 BTC profit. At the end of terms, we will get $39.6 or 0.1584 BTC profit and we will get the principal back. The total will be $64.6 or 0.2584 BTC including the deposit.

How to Make Deposit

After we sign in to our account, we can click on MAKE DEPOSIT menu from the left side navigation widget of their website. The next page we see will be similar to the previous picture.

There is only one plan but we need to click on the circle right next to the line that says 555 DAYS OFFER. As displayed from the picture above, there will be black dot after we click on it and we can proceed by clicking on the NEXT button at the bottom.

On the next page, we can fill in the amount of deposit and choose the payment method. It is either via Perfect Money and with USD or using Bitcoin. I haven’t tried using Bitcoin so the next step from my example will be using Perfect Money method.

There will be one more confirmation page before we can proceed to the payment method page as shown from the second picture below. We can click on CONFIRM to proceed.

The next page we will see is the Perfect Money page. We can choose whether to pay from the funds of our Perfect Money balance or via the e-voucher.

There will be some info regarding SafetyDepositary,net. Their account number is U8200112 and it is a verified account with 42.8 Trust Score Points and normal credit rating, no overdue loans.

We can click on MAKE PAYMENT button to proceed. Then we have to authorize the payment by signing in to our Perfect Money account.

We can click on PREVIEW PAYMENT to proceed. As anybody may know that Perfect Money will charge the one making the deposit to pay the fee. So, we have to make sure that we will have enough balance to pay the investment deposit and deposit fee.

For unverified account, the fee will be 1.99%. Once we have finished with the payment process, the Perfect Money page will display the transaction batch as we can see from the second picture below.

We can click on CONTINUE to return to the SafetyDepositary,net page. There will be another notification page saying that the deposit has been successfully processed, as we can see from the third picture below.

We can check out the account overview or dashboard to see the active deposit section under the FINANCIAL INFO section. Alternatively, we can click on the HISTORY menu from the left side and from the drop down click on DEPOSIT. We will see a page like the last picture above but here is the problem.

As we can see from that page that the remaining payouts is not 555 days even though it says a 555 days offer. Instead it says 396 days and that picture was taken right after the deposit. Yes, it will get lowered each business days like a countdown and when it reaches zero, it should indicate the end of the investment.

So, if we use the number from that history page, the plan should be UP TO 5% DAILY PROFIT FOR 396 BUSINESS DAYS. What it means is, that we will still get the same interest rate but the plan has shorter term. Instead of over 2 years, the plan will take like 553 calendar days or more than a year.

Comparison to similar program

If we are not familiar with the world of investing, specifically HYIP or online program, it is probably hard to understand the number described above. Are they a good interest rate or is it really too high or even a sign for scammers?

One way to find out is by making comparison to other similar programs. This might not be the best or the perfect way to do it but at least this can give us some perspective.

Based on the official investment plan, we can get 0.4% profit daily but business days only. For a week we can get 5 payments or 2% profit weekly from and as mentioned before, the total profit will be 158.4% for 396 business days.

We can also convert that number for calendar days profit. That means 158.4% total profit / 555 calendar days = 0.285% profit per calendar day. For the highest plan, we can get 3.57% daily profit per calendar day.

Even if they change the range of time for the investment, the interest rate remains the same., one of the longest paying HYIP at this time, has been paying for over 5 years, is offering only one plan with 0.28% daily calendar days. Compared to that, offers just slightly higher with the lowest plan., also one of the longest paying HYIP at this time, 5 years old as well, is offering 0.14% daily calendar days interest rate as the lowest plan or 0.28% for the higher one. We can actually say that offers the same or lower than That means, compared to this, offers with the lowest plan slightly higher than their highest plan., offering interest since 2013 (longest one at this time), has about 5% biweekly interest as their lowest plan. It is about 0.35% daily calendar days which is higher than the lowest plan from even offer up to 7.86% daily profit for the highest plan which I think very risky while the highest plan from is 3.57%., offers 2% weekly profit for 10 weeks which is the same as but with longer terms. That means this is also slightly lower than the lowest plan from, offers like 0.3% daily profit for 555 business days. Or we can say it is about 0.21% calendar day profit. This is lower than the lowest plan from

Those fives are the only HYIP programs that I’ve tried and still paying right now. I really can’t try too many of them, considering how risky the nature of HYIP and again, I wouldn’t recommend anybody to try as well.

But there are other online programs that also offers to pay some interest. Some people might think these programs are better than HYIP because the interest feature is just a secondary feature.

They have other ways as income source. Here are some of those programs., probably one of the longest paying faucet program, offers like 4.08% annual interest. That is just like 0.01% daily calendar day profit, which is already far lower than any HYIP. and their group, similar program to, also offers to give up to 6% annual interest. It is like 0.016% daily profit, just slightly higher than and obviously still way lower than any HYIP., also another faucet program that offers interest which will be compounded weekly. The interest is 5% annual or about 0.014% daily, also lower than any HYIP.

There are still other forms of online investment programs that are not HYIP and I haven’t got the chance to try it. We could invest on cryptocurrency mining, with hardware, or some stocks.

Comment and Suggestion

First of all, the reason I chose this over other HYIP is because they are the longest paying program. They have been around for several years while usually a scam will not even make it into the first month.

All of the five HYIP that I used before this one are at least about 4 years since they started. Some of the earliest investor may have reinvested their funds multiple times. Since they have been long enough offering their service, they know how to manage the funds, at least better than the others.

What they are offering as interest rate is not unreasonable because they have proven that they can deliver them for a long time. Based on the comparison above, doesn’t offer anything special, just slightly higher than the average.

The risk is still high, considering that just one single mistake and they could run out of business. For these programs to become a scam is just one step away.

However, and the previous one are exceptional because unlike the other four, these two offers long term plan. Their plans will take more than one year, while the other can conclude within weeks.

That means, there is another risk. It will take a while before we can reach 100% ROI where we get our investment back, not the principal.  Based on their lowest rate, with 0.4% profit, we can reach 100% after 250 business days or almost a year of calendar days. This is assuming we withdraw everything instead of trying to compound for another deposit.

Since the rate is not that different, other program will take the same time more or less. But with the other program, we can just do one cycle like a week or several weeks, and we can withdraw the funds. Which is why it is recommended to invest on this program or any HYIP with money that we can afford to lose.

The minimum is not that low, $25, so it is another risk. While on, we can start with just $1 so we might have less problem if we lose it. The same goes for my previous one,, we can start with just $1, but it will take 2 years.

However, I do think that $25 is good enough that we can get $0.5 per week. It is actually doesn’t matter since we will use Perfect Money where we can have multiple withdraw but we don’t have to pay extra fee. This will be different if they use like Payeer.

I don’t recommend anybody to use the Bitcoin method. First, it because the minimum is higher, where at this time we will have to invest like $800. Secondly, the nature of cryptocurrency will hurt us later if we make multiple smaller withdraws. The transaction network fee will increase the more often we make transactions even if the total amount is the same.

At this time, has been operating for more than 2,000 days or about 6 years. If each investment term will take 555 days, the earliest investor may already on their fourth cycle. That is also assuming use the same plan from the start.

With a long investment term, people won’t be able to compound their investment right away, unless they make additional separate deposit. This is actually a good thing for program with long term plan. The more money they have to manage the bigger the risk they have. Maybe more than they can handle. The interest rate maybe the same but making another dollar from $1 is probably easier than making another $1,000 from $1,000 investment.

By limiting the chance to add more funds, they can mitigate the risk a little bit. even restricts for additional deposit or we can only have one active deposit at a time. I don’t know about but I don’t recommend doing so.

Another concern with a long term plan is that they probably rely on other program that offer higher interest rate. When that other programs falls down, it is just a matter of time when they will go down as well.

I don’t know if that is the case with If they do that, they are just managing the funds while the other programs are the one making profit like from trading or so.

Their company profile only states about doing business in insurance. Usually this is just a made up just to impress the investors. They are not having business in that sector but instead like other programs, probably just trading forex and maybe cryptocurrency.

Most of the time it really doesn’t matter because this is not stocks. As long as they can deliver the profit, it is good enough.

For me I don’t look for programs that offers very high interest and then become scam right away. I would prefer a long term sustainable one even if the profit is lower. This may not be different that the other programs that I have tried but the key for investing is diversification.

By having multiple different source of investment, we can cut the loss if something bad happen to one of the programs.

Payment Method and Withdraw

As mentioned before, we can either make deposit and get paid via one of the two payment methods. Bitcoin, directly to and from our wallet or in USD via Perfect Money.

Use this link to create account with Perfect Money.

I haven’t tried using the Bitcoin method and I don’t recommend anybody to use it. The minimum is very high and if we try to withdraw multiple times, we will only increase the network transaction fee for the Bitcoin later, especially if we ask them to send lower amount. That is the nature of any cryptocurrency.

Since the risk from using HYIP is high, it is recommended to withdraw as soon as possible. They could turn into scam anytime. If we try to do that with Bitcoin, that means, each business days, we will ask for a withdraw. And each of this withdraw will increase the network fee later.

That is not the case if we use Perfect Money. We can request withdraw multiple times and there is no fee for each withdraw. The fee is just from making deposit which should be one time.

I’m not sure about the minimum, but considering we use USD currency, we may need to withdraw at least $0.01. With the minimum deposit, $25, we will get $0.1 each business day, enough to withdraw.

As for Bitcoin, I think we can go very low, but again, this will hurt us later. The fee can go very high and we will have trouble sending payment later.

Unfortunately, unlike other programs that use Perfect Money, the payment is processed manually. It will take some time before we can see the money on our PM account.

I don’t know about the Bitcoin. Usually any program can process that instantly but they can also do it manually. Even after that, it will take some time again to get network confirmation.

How to Withdraw

After we sign in to our account, we can click on WITHDRAW menu from the left navigation widget. The page we will see is similar to the previous picture.

Depending on the currency we have on our account, we can either fill the amount of USD or Bitcoin. Then, we need to click again the payment method to give a dot to the circle.

We can click on the WITHDRAW button to proceed. Apparently there is no more confirmation page like on other similar programs. So, with that one click, the request will be submitted immediately. Make sure before clicking.

There will be no notification sent to our email regarding the request. But when they do process the payment, they will send one that says the withdrawal has been successfully processed, as shown from the next picture.

We can check out our PM account to see if we do get the payment. From what I got, their ID is U8863998, different from the one we make a deposit to.

My Withdraw

Here is the report for every withdraw I have requested to SafetyDepositary,net. As I said before that the payment is processed manually and it will take a while before we can see the funds on our Perfect Money account.

1st payment. Paid at 21:24, March 7, 2020 (GMT+7), about 9 hours since the request. Status paying with 2% ROI.

2nd payment. Paid at 2:03, March 15, 2020 (GMT+7), about 13 hours since the request. Status paying with 4% ROI.

3rd payment. Paid at 1:22, March 22, 2020 (Gmt+7), about 13 hours since the request. Status paying with 6% ROI.

4th payment. Paid at 22:02, March 28, 2020 (GMT+7), about 10 hours since the request. Status paying with 8% ROI.

5th payment. Paid at 17:51, April 4, 2020 (GMT+7), about 7 hours since the request. Status paying with 10% ROI.

6th payment. Paid at 2:02, April 12, 2020 (GMT+7), about 16 hours since the request. Status paying with 12% ROI.

7th payment. Paid at 1:19, April 19, 2020 (GMT+7), about 14 hours since the request. Status paying with 14% ROI.

8th payment. Paid at 3:33, April 26, 2020 (GMT+7), about 13 hours since the request. Status paying with 16% ROI.

9th payment. Paid at 1:40, May 3, 2020 (GMT+7), about 11 hours since the request. Status paying with 18% ROI.

10th payment. Paid at 1:35, May 10, 2020 (GMT+7), about 11 hours since the request. Status paying with 20% ROI.

11th payment. Paid at 20:43, May 17, 2020 (GMT+7), about 12 hours since the request. Status paying with 22% ROI.

12th payment, Paid at 1:57, May 25, 2020 (GMT+7), about 28 hours since the request. Status paying with 24% ROI.

13th payment. Paid at 19:41, May 30, 2020 (GMT+7), about 5 hours since the request. Status paying with 26% ROI.

14th payment. Paid at 00:42, June 5, 2020 (GMT+7), about 1.5 days since the request. Status paying with 27.2% ROI. I don’t know why but I didn’t get any profit on June 4th and 5th.

15th payment. Paid at 23:44, June 14, 2020 (GMT+7), about 12 hours since the request.  Status paying with 29.3% ROI.

16th payment. Paid at 21:28, June 20, 2020 (GMT+7), about 6 hours since the request. Status paying with 31.3% ROI.

17th payment. Paid at 1:44, June 28, 2020 (GMT+7), about 11 hours since the request. Status paying with 33.3% ROI.

18th payment. Paid at 3:09, July 5, 2020 (GMT+7), about 12 hours since the request. Status paying with 35.3% ROI.

19th payment. Paid at 16:22, July 11, 2020 (GMT+7), about 22 minutes since the request. Status paying with 37.3% ROI.

20th payment. Paid at 00:53, July 18, 2020 (GMT+7), about 9 hours since the request. Status paying with 39.3% ROI.

21st payment. Paid at 02:31, July 26, 2020 (GMT+7), about 12 hours since the request. Status paying with 41.3% ROI.

22nd payment. Paid at 02:18, August 2, 2020 (GMT+7), about 12 hours since the request. Status paying with 43.3% ROI.

23rd payment. Paid at 00:39, August 9, 2020 (GMT+7), about 10 hours since the request. Status paying with 45.3% ROI.

24th payment. Paid at 00:43, August 16, 2020 (GMT+7), about 8 hours since the request. Status paying with 46.9% ROI. I think one of the business days of the past week is a holiday maybe? So, for that day, I didn’t get any profit.

25th payment. Paid at 00:02, August 23, 2020 (GMT+7), about 9 hours since the request. Status paying with 48.9% ROI.

26th payment. Paid at 23:35, August 29, 2020 (GMT+7), about 9 hours since the request. Status paying with 50.9% ROI.

27th payment. Paid at 00:51, September 6, 2020 (GMT+7), about 8 hours since the request. Status paying with 52.9% ROI.

28th payment. Paid at 3:18, September 13, 2020 (GMT+7), about 12 hours since the request. Status paying with 54.9% ROI.

29th payment. Paid at 1:06, September 20, 2020 (GMT+7), about 10 hours since the request. Status paying with 56.9% ROI.

30th payment. Paid at 4:20, September 27, 2020 (GMT+7), about 14 hours since the request. Status paying with 58.9% ROI.

31st payment. Paid at 19:47, October 3, 2020 (GMT+7) about 5 hours since the request. Status paying with 60.9% ROI.

32nd payment. Paid at 3:23, October 11, 2020 (GMT+7), about 13 hours since the request. Status paying with 62.9% ROI.

33rd payment. Paid at 2:24, October 18, 2020 (GMT+7), about 12 hours since the request. Status paying with 64.9% ROI.

34th payment. Paid at 3:05, October 25, 2020 (GMT+7), about 12 hours since the request. Status paying with 66.9% ROI.

35th payment. Paid at 3:42, November 1, 2020 (GMT+7), about 13 hours since the request. Status paying with 68.9% ROI.

36th payment. Paid at 3:47, November 8, 2020 (GMT+7), about 11 hours since the request. Status paying with 70.9% ROI.

37th payment. Paid at 1:21, November 15, 2020 (GMT+7), about 11 hours since the request. Status paying with 72.9% ROI.

38th payment. Paid at 5:05, November 22, 2020 (GMT+7), about 13 hours since the request. Status paying with 74.9% ROI.

39th payment. Paid at 00:59, November 29, 2020 (GMT+7), about 10 hours since the request. Status paying with 76.9% ROI.

40th payment. Paid at 4:40, December 6, 2020 (GMT+7), about 14 hours since the request. Status paying with 78.9% ROI.

41st payment. Paid at 4:42, December 13, 2020 (GMT+7), about 14 hours since the request. Status paying with 80.9% ROI.

42nd payment. Paid at 00:33, December 20, 2020 (GMT+7), about 10 hours since the request. Status paying with 82.9% ROI.

43rd payment. Paid at 6:44, December 27, 2020 (GMT+7), about 16 hours since the request. Status paying with 84.9% ROI.

44th payment. Paid at 2:34, January 3, 2021 (GMT+7), about 2 hours since the request. Status paying with 86.9% ROI.

45th payment. Paid at 2:38, January 10, 2021 (GMT+7), about 12 hours since the request. Status paying with 88.9% ROI.

46th payment. Paid at 00:45, January 18, 2021 (GMT+7), about 24 hours since the request. Status paying with 90.9% ROI.

47th payment. Paid at 23:24, January 23, 2021 (GMT+7), about 1 hour since the request. Status paying with 92.9% ROI.

48th payment. Paid at 5:56, January 31, 2021 (GMT+7), about 16 hours since the request. Status paying with 94.9% ROI.

49th payment. Paid at 00:12, February 7, 2021 (GMT+7), about 8 hours since the request. Status paying with 96.9% ROI.

50th payment. Paid at 1:28, February 14, 2021 (GMT+7), about 15 hours since the request. Status paying with 98.9% ROI.

51st payment. Paid at 2:44, February 21, 2021 (GMT+7), about 12 hours since the request. Status paying with 100.9% ROI.

52nd payment. Paid at 00:57, February 28, 2021 (GMT+7), about 12 hours since the request. Status paying with 102.9% ROI.

53rd payment. Paid at 23:31, March 6, 2021 (GMT+7), about 1 hour since the request. Status paying with 104.9% ROI.

54th payment. Paid at 1:41, March 14, 2021 (GMT+7), about 10 hours since the request. Status paying with 106.9% ROI.

55th payment. Paid at 2:26, March 21, 2021 (GMT+7), about 6 hours since the request. Status paying with 108,9% ROI.

56th payment. Paid at 1:27, March 28, 2021 (GMT+7), about 11 hours since the request. Status paying with 110.9% ROI.

57th payment. Paid at 3:55, April 4, 2021 (GMT+7), about 17 hours since the request. Status paying with 112.9% ROI.

58th payment. Paid at 1:33, April 11, 2021 (GMT+7), about 14 hours since the request. Status paying with 114.9% ROI.

59th payment. Paid at 3:36, April 18, 2021 (GMT+7), about 16 hours since the request. Status paying with 116.9% ROI.

60th payment. Paid at 5:37, April 25, 2021 (GMT+7), about 18 hours since the request. Status paying with 118.9% ROI.

61st payment. Paid at 2:43, May 2, 2021 (GMT+7), about 12 hours since the request. Status paying with 120.9% ROI.

62nd payment. Paid at 4:28, May 9, 2021 (GMT+7), about 18 hours since the request. Status paying with 122.9% ROI.

63rd payment. Paid at 4:12, May 16, 2021 (GMT+7), about 18 hours since the request. Status paying with 124.9% ROI.

64th payment. Paid at 3:59, May 23, 2021 (GMT+7), about 18 hours since the request. Status paying with 126.9% ROI.

65th payment. Paid at 1:59, May 30, 2021 (GMT+7), about 15 hours since the request. Status paying with 128.9% ROI.

66th payment. Paid 17:58, June 5, 2021 (GMT+7), about 8 hours since the request. Status paying with 130.9% ROI.

67th payment. Paid at 00:06, June 13, 2021 (GMT+7), about 14 hours since the request. Status paying with 132.9% ROI.

68th payment. Paid at 2:54, June 20, 2021 (GMT+7), about 17 hours since the request. Status paying with 134.9% ROI.

69th payment. Paid at 1:36, June 28, 2021 (GMT+7), about 39 hours since the request. Status paying with 136.9% ROI.

70th payment. Paid at 4:30, July 4, 2021 (GMT+7), about 18 hours since the request. Status paying with 138.9% ROI.

71st payment. Paid at 3:29, July 11, 2021 (GMT+7), about 17 hours since the request. Status paying with 140.9% ROI.

72nd payment. Paid at 2:47, July 18, 2021 (GMT+7), about 17 hours since the request. Status paying with 142.9% ROI.

73rd payment. Paid at 19:52, July 24, 2021 (GMT+7), about 10 hours since the request. Status paying with 144.9% ROI.

74th payment. Paid at 5:27, August 1, 2021 (GMT+7), about 19 hours since the request. Status paying with 146.9% ROI.

75th payment. Paid at 22:26, August 13, 2021 (GMT+7), about 6 days since the request. Status paying with 148.9% ROI.

76th payment. Paid at 22:56, August 14, 2021 (GMT+7) about 12 hours since the request. Status paying with 150.9% ROI.

77th payment. Paid at 20:11, August 21, 2021 (GMT+7), about 10 hours since the request. Status paying with 152.9% ROI.

78th payment. Paid at 23:54, August 29, 2021 (GMT+7), about 14 hours since the request. Status paying with 154.29% ROI.

79th payment. Paid at 00:36, September 5, 2021 (GMT+7), about 14 hours since the request. Status paying with 156.29% ROI. This should be the last payment of the current plan but it seems that I still have 4 daily payments to go before it gets expired. So, one more payment but not a complete week.

80th payment. Paid at 1:44, September 12, 2021 (GMT+7), about 15 hours since the request. Status paying with 157.89% ROI. I guess, this is the last payment of the plan. It seems that I was wrong about getting the deposit back. So, if we want to make reinvest, we need to deposit another one.

So, I did reinvest another deposit, because I thought they will not return the principal. It turns out, after I contacted them, they processed it, which took a while as well and I got my previous principal back.

But the new plan is offering only half the rate from what I stated in this article. I will start withdrawing again next week. Status is still 157.89% ROI.

1st payment of the new plan with lower interest rate. Paid at 3:04, 3 October 2021 (GMT+7), about 16 hours since the request. Status paying with 158.89% ROI.

2nd payment. Paid at 2:29, 10 October 2021 (GMT+7), about 16 hours since the request. Status paying with 159.89% ROI.

3rd payment. Paid at 1:55, 17 October 2021 (GMT+7), about 15 hours since the request. Status paying with 160.89% ROI.

4th payment. Paid at 1:45, 24 October 2021 (GMT+7), about 15 hours since the request. Status paying with 161.89% ROI.

The current plan should end after 79th weekly payment.

I will try to update this section once a week.

Comment and Suggestion

Even though they support two payment methods, unfortunately, we can’t switch the payment from one method to another. This is typical among similar programs. We can only withdraw the funds to the same payment method as the one we use to make deposit.

However, as far as I know we can still change the payment ID of the same payment method. In this case, we can get paid to a different Perfect Money account from the one we use to make deposit.

We can access the SETTING menu to change the ID. Just remember that it will require a PIN to change that we got from the registration. Not every similar program will allow us to do so.

It is unfortunate that there is no setting to get notification about the withdraw request. So, we need to check the member dashboard or the HISTORY page for pending withdrawals to make sure that the request has been submitted.

I think it will be great if they can add more payment method, possibly with other cryptocurrency altcoins where we can make lower amount of deposit. But the problem will be the same like Bitcoin.

I’m not sure if there are other payment method for fiat money that we can use. Even recently stopped using Payeer which usually the alternative for any HYIP program.

Since Perfect Money is a 3rd party program, there is another risk on using or other supported programs. They could suddenly freeze the account either the user’s or the investment program’s.

Or, the government could also do that like what happened to LibertyReserve back then if they consider the payment method as fraud. However, Perfect Money has been and still offering their service since 2007.

But they got attacked a lot. There will be times when we can’t withdraw or make any deposit. At least, we have to wait.

The worst thing that could happen is that the HYIP will lose their money or their account. Then, they will become scam very soon. It is very unlikely for such program to try retriving the money that they have lost. Hopefully that is not the case, since has proven to stay in business for years.

But it is still another possible risk which I can’t recommend just anybody to invest on such program. If we are not ready to lose the money, consider looking for another way to invest.

Referral / Affiliate Program

On any investment program, we need to make deposit first before we can earn any profit from the interest. However, also offers an affiliate or referral commission which we can then use to invest.

That means, we can start the investment for free if we can get the commission. To earn the commission we need to invite other people to join the program and let them use the service. In this case, the program is and the service is the investment plan.

If those people make a deposit, we will get commission based on some percentage of the deposit amount. The more referrals we have and the more of them making a deposit, the more commission we will earn. Eventually it will become enough to start the investment.

That is the basic idea. However, since there is no further detail explanation on SafetyDepositary,net regarding this feature, I really can’t say how it works.

Again, in general, I don’t really recommend anybody to invest here or any HYIP program.

How does it work?

Usually on any other online program offering an affiliate or referral commission, each member will get a unique link with their ID attached to it. It is called a referral link or ref link. On it is called a partner link and this one below is mine for

If anybody click on that link, and join the program, they will become my referral. And if they use the service, make a deposit to invest, I will get some commission. I can’t find how much but based on other program, usually we can get like 1% from the referral’s deposit.

Also, we will only get commission if they make a deposit from external source, not from reinvesting their previous earning. That is typical among any HYIP program.

What we need to do is just share the link to anybody on any online platform that we regularly use. The platform can be our social media accounts, forums, group messengers for family or friends, or even blog or website that we own.

Anywhere we can post the link and it can be accessed publicly like even Google Docs can work.

We can find the link by accessing the PROMO TOOLS menu from the left side widget of There are three more sub menus and each of them has the link.

Maybe it will be easier from the Email Invites menu. Basically the link will be similar to mine except for the username at the end.

Other than the link, also provides their user with some promotional banners, each with HTML code, ready to be used. There is no share button on the SOCIAL MEDIA LINK menu unfortunately but we can invite other people via email from the EMAIL INVITES menu.

There are overall statistic we can see from the dashboard or BACK OFFICE menu. Maybe the history page, specifically about the REFERRAL and COMMISSION will give more detail info.

I really can’t tell much because I don’t have any referral yet at this point.

How to get (more) referrals?

Well, sharing the link is a must but how exactly? Sharing to the wrong people is like a salesman approaching stranger. People hate that.

If we try to share on our social media, people might get annoyed if they are not interested. Especially if we are spamming, sharing over and over again like multiple times within a day.

We could lose our followers, risking any network we have built. Maybe it’s better to have alternate account specifically just to share this kind of program.

We look for community or other users that we know are interested. Then we can share with them the link.

A better way might be to share on forums. Not just any forum of course, but related to online money making program and maybe investment.

The problem with using any free platform like this is that we are probably not the only one who promote the same program. We have to offer something more than just the referral link like anybody else.

Another thing is that these free platforms have rules that they can suddenly change about promotion and not to mention, shutting down their service entirely. We have to start over our campaign if they delete them.

A better way would be to have our own website. We can share anything not just one program but others with the same, similar or related topics.

Having a website is like having a shop in real life. People can always come back to and find out more programs to use.

Then we can use those free platforms, forum or social media accounts  just for promotion. A good way to get backlink or generate traffic.

Since it’s an online shop, it will stay open 24/7, no need to wait for us to wake up and can be accessed from everywhere around the world. The best part of having our own place or website is that any search engine like Google will do the promotion work non stop.

And they will show the website as a result to exactly people who are interested in it. The people that use the search engine to look for it and get the website we build as the result. No need to worry about being annoying salesman.

Those people will access the website, see what we have to offer. Maybe a review like this, other or similar program we use, sharing experience, opinion, views to let people know that we understand this kind of program.

If they are interested, they will become our referrals for any program we promote. Once we have enough referrals for or every programs we promote, we can have passive income even full time income.

That is exactly how people can build their business online. They own a website, fill the website with contents that can help promote a program, and let it work automatically.

If you are interested to know more about how to build a website and turn it into an online business, keep reading. I will share with you later about a training program that anybody can use.

In the meantime, let’s head back to for a little bit.

Comment and Suggestion

Again, in general, I would not recommend anybody to use or invest on any HYIP, including Since we have to make a deposit while we can earn money for free from other programs.

What I’m doing here is just sharing my experience and what I know about any online money making program. So, if anybody is willing to join this program and invest their money here, please do it at you own risk.

Read again the warning section above.

For some forums, HYIP is considered as total scam but they still accept other money making program. Just make sure if we want to share our links, they do accept this kind of programs, like by providing a dedicated thread or sub forum.

Maybe give rating on HYIP monitoring program and use the comment section to share the link is the way to do it, not sure though. Try to do it more passively, like wait until somebody ask for it and reply with the link and review, after we do get paid.

As I said before, we can only get commission if our referral make a deposit from outside. So, redepositing from the account balance after the previous one get expired will not get the referrer anything.

If somehow the referral is planning to make deposit and withdraw the funds completely then deposit again, not really sure but this should give some commission to the referrer. So, with my suggestion above on how to lower the risk for investing here, I can earn more commission but I still stand with my reasoning.

Again, I don’t recommend anybody to invest here or any HYIP program.

I don’t know the commission rate on but just as comparison, here are the rate from other similar programs., and offer just 1% from the deposit. even offer lower like 0.5%. While offers the highest like 4%.

Assuming offers 1% like the average, that means we need like 100 referrals that will deposit the minimum amount before we can use the commission to invest. Maybe it will be faster if we just earn from other program and use them to invest here on

There is no share button so we have to be careful when copying the link to share. Missing just one character from the referral link means missing the entire income potential. If it helps for double checking, they use our username as part of the ID on referral link, so it is easier to check.

The banners are nice but they don’t actually display any info regarding the program. I would not recommend anybody to use them either. Not only because it is bad, but some says that it is better to use referral link as part of the sentence instead of using an image.

Most people hate ads and those promotional banner images will be considered as part of them. If we really one to use an image, I suggest creating a new one just for you, a unique one so people might think it as a new program.

As I said before, with referral feature, we can invest without making any deposit to by inviting other people to make a deposit. But, considering how bad the reputation for any HYIP, this might not be a good thing to focus on building as passive income.

For those who don’t really like promoting, especially directly, we can earn more free money faster using other online earning program. That way we can start the investment sooner.

Check this article for other earning programs.

Inviting other people doesn’t always mean they will make a deposit right away, if ever. Since this is already an investment program, we can already have a passive income.

There is no need to focus on promoting this program just to build long term passive income. You can find other programs on this website with no risk, we can earn right away for free.

Status from Monitors and Forums

Once again, I don’t recommend anybody to invest in here considering how risky this type of program can be. But some people might be willing and ready to take the risk and still want to try it. Please do it at your own risk.

I might post and report the payment I got from here. But I could be in the middle of depositing terms and need a week or several to know if they suddenly stop paying.

Or I could be just lucky while they fail to pay other users. It is best to double check other HYIP monitoring program or group discussion on any forum we can find.

I suggest doing it even right before we hit the DEPOSIT button. Below is the list of some links to forum and monitoring program that we can check about

We don’t have to trust every single website or every review on those website. For me, Goldpoll is probably the one that I can trust. There are a lot of website or monitors who invest in These are just a few of them.

Conclusion is one of the HYIP program, very high risky which some people consider them as scam. However, they have been delivering their service, making profit and pay their user since 2014 and they are still around.

We can start our investment on with $25 but they do accept Bitcoin with higher minimum amount. I don’t recommend it because it is way higher than using USD and they are not suited for HYIP program.

There is only one plan which they will pay each business day for 396 business days or the total of 555 calendar days term. Even though they offer higher interest rate for higher deposit amount, the lowest plan is 0.4% daily profit.

Compared to other similar programs, this rate is just slightly higher than the average. So, there is nothing special from their offer but we can consider this as alternative to diversify our investment portfolio. Based on that number, we can reach the BEP after 250 business days or about almost a year since the deposit.

The unique thing about is probably the registration process. They will generate some passwords that we can choose one from and we can still use recovery phrase and PIN. Hopefully this can help them secure their website and probably some work for the user.

Unlike other program that use Perfect Money as the payment method, they still process the payment manually. It will take probably like within a day before we can see the funds on our PM account. They will send the notification once they have processed the payment via email.

Like other HYIP program, they also offer an affiliate or referral commission. Aside from the link, other tools we can use to help us promote the program are promotional banners, and email campaign but no share button or copy button.

We can also see the statistic not just overall referral’s activity. The problem is, that there is no further explanation about the commission rate. If they follow the typical policy like other HYIP, we would probably get like 1% of the deposit from external only.

Once again, this is a high risk program that can turn into scam anytime. They could be paying right now, but they could also stop before we reach the BEP or even sooner. When that happens, there is nothing we can do.

In general, I will not recommend just anybody to invest here or any HYIP. If you still want to invest, please do it at your own risk. Read the WARNING section of this article again before making that first deposit.

You can start your investment with via this link. Just make sure you have enough funds for the deposit and the fee to pay via Perfect Money.

Final Words

HYIP is not the best way to use our money. Even if we use the free money we get from other online program that you can find here on my website.

Here is my list of all online earning programs that I have used.

HYIP is like gambling. There is a big chance that we will lose the money and people would not consider this as a legit way to make money.

Instead, we can invest on our own online business.

If you want to know more about how to start online business, there are a lot of training out there like this one. We can learn about how to set up a website and build content and how to make money online. You can read my review here about them.

Spend and invest our time and money to build a website that can generate an income for ourselves. Unlike investment on HYIP, where if we lose the money we lose everything and need to start over.

If we invest on our website, our hard work can eventually pays off. The only way to lose our investment is if we give up on it or abandon it. We just need to spend some little time everyday and it will grow.

Building a business requires time and hard work. Even Jeff Bezos need two years before Amazon reach return of investment.

The same thing can happen for us on building online business. The sooner we do it the sooner we become successful.

I realize that not everybody still have the time to do this but at least use the money to pay outsource to help you build the website. We just need to learn and understand how the it works and we can pay somebody else to do it for us.

You can learn everything there in the training. Try it, it’s for FREE.

Anybody can use it. Even for a guy without a college degree.

That’s all I can share with you regarding Maybe I missed something and if you have something to add, please use the comment section below, I would be happy to learn.

Hope this helps. Thanks for reading.



Mark M.

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