Another article of me investing on another different HYIP. This next one, is the 14th HYIP that I currently invest my money on that are still paying.

The idea is to keep diversifying even though I might want to look for other industries. Like others, they offer about 2% weekly profit and have been delivering profits for almost 6 years at this point.

My current stats at this point is 6 of these programs have reached BEP. Maybe there is one more by the time this article get published.

One of them become scam and the rest are still paying. But also, this one could become scam by the time this get published.

So, who is Is legit or scam? What are the investment plans? How do we get paid?

Those are probably just a few questions that came to mind after hearing about the program. Well, in this article, I’m going to share with you my Review based on my experience and what I can find from the internet.

Hope this helps. Is going to be the best investment program out there?

Click or tab on any sections from the table of contents to jump right to that part. Use the red arrow button on the bottom right corner of the screen to head back to the top.


Type: High Yield Investment Program
Investment Plans:
Up to 9% Bi-Weekly for 994 days
999% after 90 Calendar Days
9% daily for 15 Working Days
Minimum Deposit: $30
Maximum Deposit: None
Referral Commission: 0.25% – 0.75%
Payment Method: Perfect Money
Started Since: 23 October 2015
Last Payment: June 2022

WARNING – is one of the HYIP

High Yield Investment Program (HYIP), is a program where anybody can deposit some money as investment and get a high profit in return after a duration of time. How high the profit can be very relative but still, they are not very sustainable for the long term.

They will be out of business, eventually. Not necessarily because they are scams, but sometimes just a single mistake can cause them to lose a lot of money.

Some consider this as PONZI scheme, where the first investor get paid by the next one. Eventually the last member won’t get paid at all.


Why are people still using this kind of program?

For one thing, there are still some legit programs, even though they will be out of business sooner or later. People can still make money out of them.

Another thing is that people sometimes just want some extra income right away. They can no longer afford time and energy to work and build a business in a legit way. Some even already work for two jobs.

Investing some money is their only way. Hopefully to get something in return.

Why do I still use this kind of program?

Some people would say that this is not a legit way to make money online, let alone as a business for passive income. It is a scam and we will lose the money.

I tend to agree and in general will not recommend anybody to use.

But the legit way to make money online and turn them into a business requires time and hard work even money to start that not everybody can afford. What I’m doing here on this website is exactly one of those legit way. We build website like this and fill them with helpful information, get traffic and monetize.

You can learn more about it below. There are other way to make money online that I share here on this website.

I’m here just to share my experience, observation and point of view regarding this program. To help people make decision on whether they should spend their money with this program or not.

So you can just read about my story with them. No need to follow me invest some money or even join the program because I’m not recommending this in general. Do it at your own risk.

And it is all for the sake of making money online in a legit way.

Some tips for using HYIP service

If you are still willing to give this kind of program to try, there are some tips that we can use in general for every HYIP.

First of all, consider this program not as investment but more like gambling. Which means, just think that the chances are we are going to lose the money.

Use only the money we can afford to lose. Not the money you need to pay rent or school or food. Maybe money for cigarettes, or vacation.

Do not to think about making money or even huge profit, consider it just a bonus if we get. And if we do get some profit, try to save it for another program if you want. Think about investing as a whole not just per program.

Get our investment back as soon as we can. Do not try to compound or reinvest before that. Once we get our initial investment back, we can reinvest as we please.

Do our own due diligence. Research first, read from monitor, forum, or other people’s blog or website. Try to understand which user is actually give some time to invest. Anybody can say anything on the internet, even those who doesn’t have anything to do with it.

Test first, by try using every feature from the platform. Send tickets to support, ask them anything. Make sure we understand the rule and terms, how to deposit, or withdraw.

Choose the very low minimum investment plans so we are not going to lose money that much. There are a lot of ways to earn money online for free that I share here. Maybe just a few cents but we can try investment program with very low minimum deposit.

It is very easy to be tempted to reinvest our money once we know that the program is legit or just because we get our first payment. We think that the program will keep paying.

Remember that one of the reason for them to stop paying is because they lose the money, or make a mistake. Not just because they are scam from the beginning.

We have to control ourselves, set rules that we follow.

If you have set up your mind and still want to give this a try, keep reading. If you are not ready just skip to the very end of this post.


Just by looking at their homepage, we can easily tell that this uses the same script from Gold Coders. We can check and there will be license checker. is indeed licensed. If I understand correctly, they need to pay like $166 for the script.

Typical like other similar programs, we can just ignore other part of the pages because most of them don’t even bother to update any page from this script. I think the same goes with for the most part.

This is the only thing we can find as the company profile from their page.

CYBER 9 is a long term and profitable investment company, backed up by Cryptocurrency market trading, Stock market trading, Forex market trading and investing in various funds and activities. Profits from these investments are used to enhance our investment program and increase its stability for the long term.

CYBER 9 created for people willing to achieve their financial freedom but unable to do so because they’re not financial experts. The only thing need to do is register on our website, choose an investment plan, choose the amount of money to invest, and our highly trained specialists will take care of the rest.

Not that it is going to make them a legit one. Some people might be concerned without any clear info and this is not a kind of program for them.

According to, this site has the same IP address as 2 other HYIP which are and  What that means is that there is a good chance that these 3 programs are from the same people.

If one goes down because the owner decided to stop offering their service, they other may follow shortly. I guess we should look for other programs if we really want to diversify.

We can use this link to create account with I recommend to use a valid email address and Perfect Money account. We also need to have Perfect Money account right away and it will be difficult to change them later.

We can use this link to create account with Perfect Money.

Investment Plans

Investment is the main and only feature on Anybody can make a deposit, some amount of money and after a period of lock in time, they will get profit.

Depending on the program, we can get the profit payment, daily, weekly, bi-weekly or even monthly or just one time at the end of term. For the daily, usually either based on calendar days or just weekdays.

Some can even offer hourly payment. We can make a deposit and an hour after that, we will get our first payment profit.

The lock in period or duration of the investment term can also vary. Some can offer a day, some weeks or even years before we can get the principal back.

Regarding the payment, a program can pay the profit first and return the principal at the end of investment term. Some may pay differently like each payment includes both the profit and parts of the deposit.

For the latter, the offered interest rate seems like higher than the former. This probably will matter if we try to consider how soon we can reach the BEP and start making pure profit.

As for the interest rate, usually from any HYIP, we will get a constant rate. So, the profit is not going to fluctuate depending on the program’s performance.

Some HYIP can offer just one investment plan or several different ones. In the case of, they actually offer several plans and with higher deposit amount, we can get higher interest rate.

Up to 9% Bi Weekly for 994 Days

As we can see from their homepage, they have a table with more details about the investment plan. Here are they, the deposit amount and the interest rate.

$30 – $30k: 4% Bi-Weekly Profit
$30,001 – $35k: 5% Bi-Weekly Profit
$35,001 – $40k: 6% Bi-Weekly Profit
$40,001 – $45k: 7% Bi-Weekly Profit
$45,001 – $50k: 8% Bi-Weekly Profit
$50,001 or more: 9% Bi-Weekly Profit

What do all of that mean? First, Bi-Weekly profit means that they will pay once every 2 weeks to our account.

Every payment they will pay between 4 – 10% profit. So, if we invest like $30, we will get $1.2 every 2 weeks.

For 994 days, they mean in calendar days not just business days. It really doesn’t matter since they pay bi weekly. So, it is about 2 years and 9 months.

That means there will be 71 payments, once every 2 weeks. At the end of the term, we will get $85.2 for every $30 investment.

That is just pure profit. If we check their calculator, at the end of the investment plan, they will return the deposit to our account. So, at the end of the plan, we will get a total of $115.2 with the principal.

With 4% profit every 2 weeks, we can also say 2% weekly or  0.286% daily profit. We can expect to reach the BEP with 25 payments or in 50 weeks, almost a year with the lowest rate and about 23 weeks for the highest rate.

999% after 90 Calendar Days

For this, the minimum is $20,000. There will be only one payment and that is after the plan has expired or after 3 months or so.

So, if we invest the minimum, after 90 calendar days, we will get $219,800. I think that includes the principal.

We can also say the interest rate per day is about 11.1% for this plan. With the same amount of deposit, the first plan only give us the lowest rate with 4% and that is not the daily rate.

So, if we are willing to invest that much on this site, maybe this second plan is a better option.

9% Daily for 15 Working Days

This one is a bit different as it will pay us on weekdays or working days. The minimum is $30,000 to start with no maximum.

15 Working days means it will take like 3 weeks but each working days we get that 9% profit in our account balance. With the lowest deposit, each working days, we get $2,700.

Somehow, if we check on the calculator feature, we will only get 14 payments. So, by the end of it, we will get like $37,800 just the profit. We will also get the principal back.

If I understand correctly, the term working days means it will exclude any holiday during weekdays. Either they will keep the maximum 3 weeks and we get less number of payments or they keep the 15 working days and it can take more than 3 weeks.

If we check on the calculator feature, there is an option to compound the profit. From the profit, we can set aside a percentage of that profit to be included in the next payment.

So, if we choose to compound 10% from the profit, each day, we will only get $2,700 – $270 profit payment. Those $270 will be added to the next day deposit. That means, the second day, the principal become $30,270 and 9% from that is $2,724.3.

If we choose to compound 100% each day, we will not get paid in those working days. However, by the end of it, we will get a total of $100,251.81, including the principal. We can get almost twice as much because of the compounding feature.

Comparisons to Other Investment Programs

If we are not familiar with the world of investing, specifically HYIP or online program, it is probably hard to understand the number described above. Are they a good interest rate or is it really too high or even a sign for scammers?

One way to find out is by making comparison to other similar programs. This might not be the best or the perfect way to do it but at least this can give us some perspective.

So, is the 4% bi-weekly or 2% weekly from a good and reasonable interest rate? Here are some comparisons., one of the longest paying HYIP at this time, has been paying for over 5 years, is offering only one plan with 0.28% daily calendar days or 2% weekly. Compared to that, offers about the same weekly rate and with way longer period., also one of the longest paying HYIP at this time, 5 years old as well, is offering 0.14% daily calendar days interest rate as the lowest plan or 0.28% for the higher one. We can actually say that offers the same or lower than That means, the highest plan is also the same as the lowest plan from, offers 2% weekly profit for 10 weeks which is the same as but with longer terms. That means their interest rate is also about the same as but with shorter period., offers like 0.3% daily profit for 555 business days. Or we can say it is about 0.21% calendar day profit. This is lower than the others that I have tried. So, the interest rate is lower than but with shorter term., also offers like 0.2% daily profit but for 555 business days. For a week that is just about half the weekly rate from and still take shorter time to complete., also offers 2% weekly payment but only for 364 calendar days. The weekly rate from this one is about the same as but it will take shorter time to complete., also offers 2% weekly but in bi-weekly payment and also with very long term plan of 798 calendar days. This one is actually identical to what are offering but without the possibility for higher interest rate. offers 2% weekly as well as the lowest investment plan but it will take 777 calendar days with 10% weekly as the highest. So, the lowest plan is about the same but the highest can be considered twice as much as The plan will end about a month shorter. offers 2.1% weekly profit in 700 days. That is slightly higher weekly rate than but shorter investment period. offers also 2.1% weekly profit in 798 days. That is a slightly higher weekly rate than but with shorter period. offers 4.1% profit per 2 weeks in 994 days. That is slightly higher than and the same period of time to complete., offers 2.1% weekly profit for 2 years. That is higher weekly rate than and shorter period. offers 4% profit per 2 weeks for 798 days. This is similar to but with shorter period.

Those 12 are the only HYIP programs that I’ve tried and still paying right now. I really can’t try too many of them, considering how risky the nature of HYIP and again, I wouldn’t recommend anybody to try as well.

But there are other online programs that also offers to pay some interest. Some people might think these programs are better than HYIP because the interest feature is just a secondary feature.

They have other ways as income source. Here are some of those programs., probably one of the longest paying faucet program, offers like 4.08% annual interest. That is just like 0.01% daily calendar day profit, which is already far lower than any HYIP. and their group, similar program to, also offers to give up to 6% annual interest. It is like 0.016% daily profit, just slightly higher than and obviously still way lower than any HYIP., also another faucet program that offers interest which will be compounded weekly. The interest is 5% annual or about 0.014% daily, also lower than any HYIP. also offers 0.02% fixed daily interest rate for investing in Bitcoin and several altcoins. There are also another offer with fluctuate interest rate from the Staking feature which could be up to 0.08%. is another faucet program that offers some kind of investment from their rent hardware simulation. The plan with the highest rate is about 35% for 120 days or about 106% annually. is a micro wallet service where we can also make an investment on via their saving or staking feature. The highest plan so far is to stake Tron or TRX and get an annual rate of 6%.

There are still other forms of online investment programs that are not HYIP and I haven’t got the chance to try it. We could invest on cryptocurrency mining, with hardware, or some stocks.

Comment and Suggestion

First of all, I don’t think anybody would be crazy enough to invest $20k or more in this kind of program. It’s like even the program is trying to tell people not to invest on other than the lowest possible plan.

I’m not saying it is impossible but very unlikely to happen. Even $1,000 is already too much. With that much money, they may as well just invest on real companies.

So, essentially is offering just one plan which is 4% bi-weekly profit. We can and should just ignore the others.

My complaint is that the fact they open to a big risk by just stating the offer. If somehow, even just one crazy person make a deposit for the second level or more, it will be another work load for people behind

I also don’t know why but most of these HYIP are doing the same. All of them have proven that their numbers are reasonable that they can stay in business for years. But it doesn’t change the fact that they open to a big risk.

In general, any investors probably want higher interest rate, but not me. The more profit they need to pay their investors, they more difficult for them to stay in business.

I don’t know exactly how they generate their revenue or profit but it still requires some work. If let’s say they make money by trading or forex, there is still a chance that they make bad judgement call and lose their investor’s money.

By offering lower interest rate, they can make some buffer. Also, that will give them more time to cover their lost. So, if some HYIP become scam, there is a chance that it’s not because they want to but it is just the number is not reasonable.

From the rate comparisons above, we can see that most of them offer almost the same. About 2% weekly, which is what is offering. I consider that as the reasonable rate.

The fact is that these programs that I’m currently using have been in the business for about 5 years, even more for some. A scam program will not even make it to the first month, let alone years.

Of course, it is still not a guarantee that they can keep doing that without failure. Some may say these HYIP will become scam sooner or later.

Again, this is about letting those people behind these HYIP create enough barriers. How these programs try to decrease the risk by restricting the investors.

Like limiting the number of active deposit, some minimum and maximum amount per deposit, or just lower interest rate are some of the possible options they can take.

By doing so, they will have better control and estimation. In my opinion, a weekly payment is a good amount of time for them to generate revenue and paying.

It will be more difficult, let’s say if they promise to pay us like daily or even within hours. This will be even worse with more investors and each with multiple deposit.

I think the best practice of this is They only allow us to have one active deposit per investor. There is also a limit to the maximum amount so they know exactly how much money they need to handle from the number of investors.

They also only offer one plan. With more plans and different interest rate, combined with possible multiple deposits,  it will be harder to predict and maintain.

A week term is also a good one. The investor will then occasionally forget to reinvest immediately and that give the program some room to breathe.

I guess that means and others that require years to complete is actually the opposite. Maybe long term plan can make the investors less active and tend to wait.

So, the easier the investors can send them money, the higher the work load for the program. They will make more mistakes which will deplete their income ratio or barrier.

Of course, one can argue that there is not that much investors growth for this kind of program. Still, they are opening the risk for that and this could be a bad sign for investors. Yet, almost 6 years in the business, may be they know what they are doing but the risk is still there.

The minimum, $30, is also very high compared to where we can start with just $1. Again, the more money they have to handle, the higher the risk.

They may offer almost the same rate but 2% for $30 is still 30x more than 2% for $1.  That is just from one investor and just one of their deposit.

I don’t necessarily mind the minimum because at least we can get a lot per payment. Instead of $0.02 per week we can get like $0.6 per week and that feels a lot more when we have to withdraw frequently, as soon as possible.

Still, it doesn’t really matter since we will get a full fund from the request. Thanks to the payment processor.

Nevertheless, is still one of the HYIP, highly risky program where they can suddenly turn into scam. For whatever reason, maybe the owner doesn’t want to offer their service any longer and they can just run away.

That can happen while we barely reach BEP or even the next day after we make a deposit. We will never know, except when it is already happened and all we can do is let it go.

Which is why, in general, I will not recommend just anyone to invest in here or any HYIP programs. Please do it at your own risk and only spend the money that we can afford to lose.

Referral / Affiliate Program

So, there is actually a way to earn money from without starting any investment or even making a deposit to them. It is by using the affiliate or referral feature to earn some commission.

What we need to do is we invite other people to join the program and let them use the service. In this case, the program is and the service is to invest, deposit some money to start the investment.

As the referrer, we will get some commission based on some percentage of the referral’s deposit amount. We can then withdraw the money or, if we can reach the minimum amount, we can use to start investing.

The more referrals we have, assuming they are all making a deposit will increase the commission we can get. If we focus on promoting and keep getting more referrals, then we may have a passive income source without investing.

That is the basic idea. Unfortunately, there is no further explanation on other than the one on homepage. So, I can’t say for sure how it works.

How does it work?

Like any other online program offering a referral or affiliate commission, each of their member will get a unique link with their ID attached to it. It is called a referral link or ref link and this one below is mine for

If anybody click on that link and join the program, they will become my referral. And if they use the service, make a deposit to start their investment, I will get 0.25% based on their deposit amount.

With more referrals, we are eligible to earn higher commission rate. Here is the detail that we can find from their homepage.

2 referrals or less: 0.25%
500 referrals or less: 0.5%
501 referrals or more: 0.75%

Also, we will only get the commission if the referral made a deposit from external source or in this case from Perfect Money. We will not get any commission if they only reinvest their earnings or previous deposit. This is typical for any HYIP.

What we need to do is just share the link to anybody on any online platform that we regularly use. The platforms can be our social media accounts, forums, emails, group messengers for family or friends or even blog and website that we own.

Anywhere we can post the link and the public can access it will do. Even Google Docs can work.

We can find the link from the ACCOUNT menu. The link will be similar as mine above where we just need to replace the username at the end.

The REFERRAL LINKS page itself only contains code for some promotional banners. They are just templates from the script that we need to modify a bit. Another typical thing for those who use the same script.

Aside from those tools, there is also a dedicated page for our referrals. We can click on YOUR REFERRALS menu to find a tracking system. It is not a comprehensive one but it will tell us how many people are visiting our links each day.

We can also check the total number of referrals that we have and how many of them are active, or making a deposit.

How to get (more) referrals?

Well, sharing the link is a must but how exactly? Sharing to the wrong people is like a salesman approaching stranger. People hate that.

If we try to share on our social media, people might get annoyed if they are not interested. Especially if we are spamming, sharing over and over again like multiple times within a day.

We could lose our followers, risking any network we have built. Maybe it’s better to have alternate account specifically just to share this kind of program.

We look for community or other users that we know are interested. Then we can share with them the link.

A better way might be to share on forums. Not just any forum of course, but related to online money making program and maybe investment.

The problem with using any free platform like this is that we are probably not the only one who promote the same program. We have to offer something more than just the referral link like anybody else.

Another thing is that these free platforms have rules that they can suddenly change about promotion and not to mention, shutting down their service entirely. We have to start over our campaign if they delete them.

A better way would be to have our own website. We can share anything not just one program but others with the same, similar or related topics.

Having a website is like having a shop in real life. People can always come back to and find out more programs to use.

Then we can use those free platforms, forum or social media accounts  just for promotion. A good way to get backlink or generate traffic.

Since it’s an online shop, it will stay open 24/7, no need to wait for us to wake up and can be accessed from everywhere around the world. The best part of having our own place or website is that any search engine like Google will do the promotion work non stop.

And they will show the website as a result to exactly people who are interested in it. The people that use the search engine to look for it and get the website we build as the result. No need to worry about being annoying salesman.

Those people will access the website, see what we have to offer. Maybe a review like this, other or similar program we use, sharing experience, opinion, views to let people know that we understand this kind of program.

If they are interested, they will become our referrals for any program we promote. Once we have enough referrals for or every programs we promote, we can have passive income even full time income.

That is exactly how people can build their business online. They own a website, fill the website with contents that can help promote a program, and let it work automatically.

If you are interested to know more about how to build a website and turn it into an online business, keep reading. I will share with you later about a training program that anybody can use.

In the meantime, let’s head back to for a little bit.

Comment and Suggestion

Again, in general, I would not recommend anybody to use or invest on any HYIP, including Since we have to make a deposit while we can earn money for free from other programs.

What I’m doing here is just sharing my experience and what I know about any online money making program. So, if anybody is willing to join this program and invest their money here, please do it at you own risk.

Read again the warning section above.

For some forums, HYIP is considered as total scam but they still accept other money making program. Just make sure if we want to share our links, they do accept this kind of programs, like by providing a dedicated thread or sub forum.

Maybe give rating on HYIP monitoring program and use the comment section to share the link is the way to do it, not sure though. Try to do it more passively, like wait until somebody ask for it and reply with the link and review, after we do get paid.

As I said before, we can only get commission if our referral make a deposit from outside. So, redepositing from the account balance after the previous one get expired will not get the referrer anything.

If somehow the referral is planning to make deposit and withdraw the funds completely then deposit again, not really sure but this should give some commission to the referrer. So, with my suggestion above on how to lower the risk for investing here, I can earn more commission but I still stand with my reasoning.

Again, I don’t recommend anybody to invest here or any HYIP program.

The commission rate is even lower than other similar programs. Most programs can offer like 0.5% right from the start.

Just to reach that commission rate on, we need at least 3 referrals. It is possible but I’m not really sure about getting more than 500 to reach the highest rate

Another concern about this is whether the referrals have to be active or not. If we do get some referrals, some of them will just join and do not use it at all.

So, if they also require the referrals to be active, it will take a long time before we can even increase the rate. I suggest just forget about the extra and consider the just the lowest possible rate.

If we do expect to start the investment from the commission, it will take like 400 active referrals, each make a deposit of $30 just so we can start our own. I would suggest just try to reach like $5.

Then, we can withdraw the money and start with other programs. for example where we can just start with $1. We might need extra because of the fee from payment processor.

If we do earn something from this commission, we should just withdraw them immediately. This is the good thing about Perfect Money as the sole payment processor. We don’t have to pay any fee for accepting money.

I have not tried this but I think we do can accept as low as $0.01. If we use several other programs, maybe eventually we can accumulate enough money by earning from those programs to start the investment with Not that I would recommend it in general.

The reputation about a HYIP is already bad. We could jeopardize our relationship with other people by promoting this very risky program where they could lose the money.

For those who don’t really like promoting, especially directly, we can earn more free money faster using other online earning program. That way we can start the investment sooner.

Check this article for other earning programs.

Inviting other people doesn’t always mean they will make a deposit right away, if ever. Since this is already an investment program, we can already have a passive income.

There is no need to focus on promoting this program just to build long term passive income. You can find other programs on this website with no risk, we can earn right away for free.

I suggest look for programs where they offer investment as their secondary feature. Usually from the main feature, we can earn free money. This way, people can decide later whether they want to invest or just withdraw the earnings.

Check out the COMPARISONS section of this article for programs where we can earn free money with invest. There might be more. Check out the previous link to find out the latest update.

Deposit and Withdraw

Now that we have learned about the investment and how to earn commission from, how do they handle payment? How do we make a deposit to start the investment and how do we get paid after that?

Currently, is supported by only one payment processor and that is Perfect Money. They will send the payment from our account to our Perfect Money account from which we send the deposit from.

We can use this link to create account with Perfect Money. 

Perfect Money supports multiple currencies but only accepts payment in USD. Other similar programs may offer differently.

It is very typical for this kind of program that we can’t exchange the money across different payment processor. Even though both of them use the same currency, not that there is an alternative for this one.

Back then, added an exchange feature where we can transfer between Payeer payment into Perfect Money. But that is a rare case because they want to stop using Payeer.

As far as I know, we can’t change the payment account on  We probably could but it will involve contacting the admin directly.

Also, we can’t change our email address which will be used to identify our account when contacting them. We will probably also get the reply via email. So, we have to make sure that we can access our Perfect Money account and email or we could be losing an income source.

There is no minimum, other than it has to be at least $0.01. will not charge anything so we will get the same amount as we requested.

However, if we send the payment to any account, Perfect Money will charge a fee. Depending on whether our account is verified or not, the fee can be different.

If we do not have a verified account, the fee is 1.99%. So, if we want to send a $30 payment for deposit, we probably need an extra $0.59 in our Perfect Money account for the fee.

How to invest

If this is the first time, the investment can only be done from outside the platform via the Perfect Money payment processor. Make sure we do have enough funds to pay the minimum deposit amount plus the payment fee for the processor.

After we log in to our account, we can click on the MAKE DEPOSIT menu from the left navigation widget. The page we see will be similar as the previous picture.

As we can see, there are 3 plans. With this example, I will only show how to invest with the first plan. We need to choose the plan by clicking on the empty circle before the name of the investment plan until it has a dot in it.

If this is our first time making deposit or if we have no money in our account, then SPEND FUNDS FROM PERFECT MONEY is the only way. We click the circle below that word and we will see a dot filling that circle.

At the bottom there is a field to enter the amount to spend which is by default is set to $30 as the minimum. We can click the SPEND button at the bottom to proceed. This will bring us to a confirmation page as shown by the next picture.

We can still cancel it like if we want to change the amount. The page doesn’t tell us the extra fee that will be taken by the payment processor but we still can cancel later.

To proceed, we just need to click on that PROCESS button. This will bring us to the Perfect Money page as shown by the second picture below.

As we can see, there is the account info for CYBER 9, which is U1037525173 with 72 Trust Score points.

We can either pay using the money that we have in Perfect Money account balance or use their prepaid card or e-voucher. I will be using the first one for this example as I have no experience using the second one.

We can click the MAKE PAYMENT button at the bottom to proceed. Then, we will see the next page where we have to sign in to the Perfect Money account as shown by the third picture below.

We simply need to enter our Member ID, password and the right turing number, and then the PREVIEW PAYMENT button to proceed. After we sign in, sometimes Perfect Money will ask some confirmation if we use a different IP address when accessing our account.

The confirmation page is next as shown by the fourth picture below. In this case, we need to access our email account that we used to sign up with Perfect Money to copy the PIN CODE.

The PIN CODE usually has 7 digits that we need to enter on that confirmation page. We can then click on CONTINUE to proceed with the payment preview as shown by the fifth picture below.

We can see that Perfect Money will charge an extra fee of 1.99% because I’m not a verified member. The fee will be lower for verified one. With that fee, the minimum amount of money that we need to have probably will be $30.59, for investing the minimum in

Up to this point, we can still cancel the payment without losing any money. However, once we have clicked the CONFIRM PAYMENT button, as the page suggests, it is a non reversal one.

Once we have clicked the confirm button, the next page we will see is the payment ID as shown by the next picture. At this point, we can no longer undo the payment.

We can click on the CONTINUE button at the bottom to return to as shown by the second picture below. The page will say that they have received our deposit.

We can check the YOUR DEPOSITS menu from the left navigation widget as shown by the third picture below. There, we can see how many days left before the investment expire and we will get the principal back.

That is it with how to start the investment in We will see our first payment in our account, exactly 2 weeks since the deposit.

More about withdrawing later.

How to Withdraw

We first need to access the withdraw page by clicking on WITHDRAW from the left navigation widget on The previous picture displays that page.

On that page, we just need to enter the amount we want to withdraw and click on the REQUEST button at the bottom. Then, the next page we see is a confirmation page as displayed by the next picture.

If we are sure, we can click on the CONFIRM button to have it processed. After that, we will go back to the WITHDRAW page again but at the top, the page says “WITHDRAWAL REQUEST HAS BEEN SUCCESSFULLY SAVED”.

So, unfortunately, the withdraw from is not an instant payment but it will be done manually. The homepage actually states that it will be processed WITHIN 7 CALENDAR DAYS after the request.

After we have submitted the request, we will get a notification email from about the withdraw. Once they have processed the payment, we will also get another notification from the same email address.

It is possible that these emails will end up in our Spam Folder. Do check them.

At this point, if we go to the WITHDRAW HISTORY page, there is a cancel button to cancel the request.

Based on my experience at this point, I already got my first payment within 4 days after the request. Check the next subsection for details as when I got the payment for the other request.

The last picture displays the payment report on Perfect Money. The payment account they use is U10325173 (CYBER 9), the same account as the one we made a deposit to.

My Withdraw

Here are the reports for every withdraw that I have requested and the time I got paid from As I said before each payment is processed manually and it will take up to 7 calendar days or within a week before we can see the funds on our Perfect Money account.

For this kind of program, we should expect some delay once in a while.

1st payment. Paid at 22:39, 16 July 2021 (GMT+7), about 4 days since the request. Status paying with 4% ROI.

2nd payment. Paid at 5:06, 1 August, 2021 (GMT+7), about 6 days since the request. Status paying with 8% ROI.

3rd payment. Paid at 2:03, 23 August, 2021 (GMT+7), about 7 days since the request. Status paying with 12% ROI.

4th payment. Paid at 2:56, 30 August, 2021 (GMT+7), about 7 days since the request. Status paying with 16% ROI.

5th payment. Paid at 13:30, 10 September 2021 (GMT+7), about 3 days since the request. Status paying with 20% ROI.

6th payment. Paid 14:54, 25 September 2021 (GMT+7), about 5 days since the request. Status paying with 24% ROI.

7th payment. Paid at 13:31, 13 October 2021 (GMT+7), about 9 days since the request. Status paying with 28% ROI.

8th payment. Paid at 16:30, 20 October 2021 (GMT+7), about 2 days since the request. Status paying with 32% ROI.

9th payment. Paid at 19:55, 2 November 2021 (GMT+7), about 27 hours since the request. Status paying with 36% ROI.

10th payment. Paid at 21:12, 25 November 2021 (GMT+7), which was about 10 days since the request. Status paying with 40% ROI.

11th payment. Paid at 15:34, 2 December 2021 (GMT+7), which was about 3 days since the request. Status paying with 44% ROI.

12th and 13th payments. Paid at 16:21, 28 December 2021 (GMT+7), which was about 15 days after the 12th request and 1 day after the 13th. Status paying with 52% ROI.

14th payment. Paid at 3:13, 13 January 2022 (GMT+7), which was about 3 days since the request. Status paying with 56% ROI.

15th payment. Paid at 16:02, 1 February 2022 (GMT+7), which was about 23 hours since the request. Status paying with 60% ROI.

16th payment. Paid at 5:22, 11 February 2022 (GMT+7), which was about 4 days since the request. Status paying with 64% ROI.

17th payment. Paid at 1:06, 6 March 2022 (GMT+7), which was about almost 2 weeks after the request. Status paying with 68% ROI.

18th payment. Paid at 15:46, 23 March 2022 (GMT+7), which was about 16 days since the request. So, I already made another request which they didn’t include. Status paying with 72% ROI.

19th payment. Paid at 16:15, 26 March 2022 (GMT+7), which was about 5 days since the request. Status paying with 76% ROI.

20th payment. Paid at 18:39, 4 April 2022 (GMT+7), which was about 1 hour since the request. Status paying with 80% ROI.

21st payment. Paid at 3:28, 2 May 2022 (GMT+7), which was about 15 days since the request. That means I already made another request which they didn’t include in the payment. Status paying with 84% ROI.

22nd and 23rd payments. Paid at 5:19, 19 May 2022 (GMT+7), which was about 3 days since the request. Apparently, they skipped the 21st request and paid the 22nd. So, I cancelled it and make another request along the 23rd. Status paying with 92% ROI.

24th and 25th payments. Paid at 23:36, 14 June 2022 (GMT+7), which was about 1 day since the request. This time they also skipped my 24th payment and paid along with my 25th after I combined them. It’s like the owner will process it only once a month. Status paying with 100% ROI.

That means this one has reached BEP.

The current plan will end after the 71st bi-weekly payment. I will try to update this section once every 2 weeks.

Update. It has been more than a month since I got the last payment and since then I made several requests and they didn’t process any of them. Changed the status for this to NOT PAYING / SCAM.

Comment and Suggestion

There is actually not much to say further here because there is no optional payment method. I will be just repeating myself then. Always try to withdraw as soon as possible. Perfect Money allow us not to pay the fee from multiple receiving.

This is a good way to cut the loss. Again, this HYIP program can turn into scam anytime. Before we get our money back, reach BEP, we should not try to compound. The key of investing is to diversify so it is recommended to withdraw and probably invest the earnings on something else.

That way we could still increase our investment but lowering the risk. As for the, they are not the only one to process the payment manually. Most of HYIP that I tried are manual payment.

However, from the shortest one we only need like 24 hours before we see the payments on our Perfect Money account. This is not the longest so far, but some people might prefer those with instant payment like or Even sometimes the instant payment doesn’t work.

That s also another reason why I can’t really recommend using this kind of programs. We will always wonder whether we are going to get paid or get scammed. Before we make a hasty judgement, it is recommended to check every monitoring programs, and see when was the last time they got paid.

If we are not ready to deal with that, we should look for other investment programs.

On the other hand, this is also a good way for They will have time and better estimation of how much money they need to generate.

Since Perfect Money is a third party program, there will be times when we won’t be able to access it. They get attacked a lot by hackers and when that happens, we might have to wait longer.

Ideally, it is better if they have other payment options. So far, both the HYIP and the payment method can prove that they can deliver their service for a long time. It is just that, in the past, other payment method can be taken down even by government,

When the same thing happens, these HYIP will not have a back up saving account. They probably put their money on that one payment method. At that point, becoming a scam is inevitable. So, that is another risk we have to be prepared for when investing in this kind of program.

For people who collect some free cryptocurrency and they want to invest in any program that only accept Perfect Money, we can trade those coins via to Perfect Money balance.

Read more from my Review.

Alternatively, we can try to earn free money from first. They will pay in USD to our Perfect Money account. It will take a while before we can reach the minimum to start the investment but it is one way to go if we don’t want to spend the money from our pocket.

Learn more from my Review.

Status from Monitors and Forums

Once again, I don’t recommend anybody to invest in here considering how risky this type of program can be. But some people might be willing and ready to take the risk and still want to try it. Please do it at your own risk.

I might post and report the payment I got from here. But I could be in the middle of depositing terms and need a week or several to know if they suddenly stop paying.

Or I could be just lucky while they fail to pay other users. It is best to double check other HYIP monitoring program or group discussion on any forum we can find.

I suggest doing it even right before we hit the DEPOSIT button. Below is the list of some links to forum and monitoring program that we can check about

We don’t have to trust every single website or every review on those website. For me, Goldpoll is probably the one that I can trust.

I did send Goldpoll a report of problematic program once using the form from their left navigation widget. Not long after that, they changed their status for the program and I got paid right after. Or, it could be just a coincidence.

I encourage anybody who are investing in any HYIP to do the same.

All HYIP Monitors .com – – Cyber 9 – HYIP Review. – – Cyber-9 reviews – CYBER 9 – – check all statuses – CYBER 9 – – CYBER 9 – – Investments – Cyber-9 –

Conclusion is another HYIP with Gold Coders standard script that has been around since 2015. While they are offering multiple different investment plans, the reasonable one is essentially just one plan.

With this one plan, we can start the investment with $30. They will pay us once every 2 weeks to our account for 994 calendar days. It is a very long term, probably the longest one but not the only one out there.

Based on that, we will get a total of 71 profit payments before they return the deposit. The interest rate is fixed to 4% for those two weeks or we can say that is essentially 2% weekly. Even though the plan will take more than 2.5 years to complete, we can reach the BEP in less than a year.

Because of that long term, the program barely reached their 3rd cycle at this point. Most of their investors may not even complete their first plan.

Considering that this is about the same rate as other HYIP that have been around that long, we can say that the rate is reasonable. But this is the lowest rate of all of their plans.

If we deposit higher amount like more than $30,000, the rate will be higher. At the same time, if we are willing to spend that much money here, we can also get a better deal with their other plan.

While I don’t think there are people who are crazy enough to invest that much in this kind of program, it does open themselves to a bigger risk. Then again, a lot of similar programs are doing the same. We simply just need to ignore them.

For the payment, they are only supported by Perfect Money, like other similar programs and there is no signs that they will accept cryptocurrencies. With this payment processor, we can get multiple withdraws without paying any fee.

The payment will be processed manually and they say it can take up to 7 calendar days or within a week. Based on my experience, 4 days is the fastest from this one. also offers a referral commission. The rate is not the lowest and we can increase it if we have more referrals. Even then, the highest commission rate is not the biggest and we need like more than 500 referrals.

At least, with the minimum of deposit, even with just 1 active referral, we can get $0.07 or $0.08, which is enough to withdraw the money. Technically, we can get passive income but any HYIP will have a bad reputation.

In general, I don’t recommend anybody to invest in or any HYIP program. If anybody still want to do it, they should do it at their own risk. Please read the WARNING section of this article before making that first deposit.

You can use this link to create account with and start the investment. Just make sure we have enough funds in our Perfect Money account balance in USD, for the minimum deposit amount and the transaction fees.

Final Words

HYIP is not the best way to use our money. Even if we use the free money we get from other online program that you can find here on my website.

Here is my list of all online earning programs that I have used.

HYIP is like gambling. There is a big chance that we will lose the money and people would not consider this as a legit way to make money.

Instead, we can invest on our own online business.

If you want to know more about how to start online business, there are a lot of training out there like this one. We can learn about how to set up a website and build content and how to make money online. You can read my review here about them.

Spend and invest our time and money to build a website that can generate an income for ourselves. Unlike investment on HYIP, where if we lose the money we lose everything and need to start over.

If we invest on our website, our hard work can eventually pays off. The only way to lose our investment is if we give up on it or abandon it. We just need to spend some little time everyday and it will grow.

Building a business requires time and hard work. Even Jeff Bezos need two years before Amazon reach return of investment.

The same thing can happen for us on building online business. The sooner we do it the sooner we become successful.

I realize that not everybody still have the time to do this but at least use the money to pay outsource to help you build the website. We just need to learn and understand how the it works and we can pay somebody else to do it for us.

You can learn everything there in the training. Try it, it’s for FREE.

Anybody can use it. Even for a guy without a college degree.

That’s all I can share with you regarding Maybe I missed something and if you have something to add, please use the comment section below, I would be happy to learn.

Hope this helps. Thanks for reading.


Mark M.

Leave a Reply

Your email address will not be published. Required fields are marked *

Translate »
error: Content is protected !!