I keep saying that we have to diversify the investment portfolio but at the same time find a reasonable interest rate. Usually that means another program that offers 2% weekly profit.

If the next one offers higher than that, it can be a bad sign because of higher risk. Otherwise, it is still not a guarantee but the point is how can we reduce the risk.

For this next one, I went for the one with a bit higher interest rate. offers 2.1% weekly as their main plan. From the previous ones, they can offer something higher but those are not their main plan like this one.

With just that additional 0.1%, they manage to attract more investors than those with lower rate. Definitely, this is not a good idea but I gave it a try.

So, who is Is legit or scam? What are the investment plans? How do we get paid?

Those are probably just a few questions that came to mind after hearing about the program. Well, in this article, I’m going to share with you my Review based on my experience and what I can find from the internet.

Hope this helps. Is going to be the best investment program out there?

Click or tab on any sections from the table of contents to jump right to that part. Use the red arrow button on the bottom right corner of the screen to head back to the top.


Type: High Yield Investment Program (HYIP)
Investment Plan: 2.1% Weekly Profit for 700 days
Minimum Deposit: $30
Maximum Deposit: none
Referral Commission: 0.5%
Payment Method: Perfect Money Cryptocurrency Wallet
Started Since: 27 September 2015
Last Payment: March 2022

News and Update

June 2022. It seems this one is no longer paying since last month. They updated the interface and offer new plan with higher interest rate a couple of months before and it turns out, those become the sign of this kind of program to become scam. I managed to get 134% return from this.

January 2022. has decided to stop using Perfect Money as a payment method. They suggest converting any balance from Perfect Money to USDT (TRC network), with the ratio of 1:1. To withdraw, the minimum is 5 USD. No additional fee for withdrawing.

December 2021. recently changed their interface. I’m not sure if they are still using the same script but different look. It seems they also changed some of the plans where we can no longer earn profit weekly. Instead, the plan is to pay every business days.


High Yield Investment Program (HYIP), is a program where anybody can deposit some money as investment and get a high profit in return after a duration of time. How high the profit can be very relative but still, they are not very sustainable for the long term.

They will be out of business, eventually. Not necessarily because they are scams, but sometimes just a single mistake can cause them to lose a lot of money.

Some consider this as PONZI scheme, where the first investor get paid by the next one. Eventually the last member won’t get paid at all.


Why are people still using this kind of program?

For one thing, there are still some legit programs, even though they will be out of business sooner or later. People can still make money out of them.

Another thing is that people sometimes just want some extra income right away. They can no longer afford time and energy to work and build a business in a legit way. Some even already work for two jobs.

Investing some money is their only way. Hopefully to get something in return.

Why do I still use this kind of program?

Some people would say that this is not a legit way to make money online, let alone as a business for passive income. It is a scam and we will lose the money.

I tend to agree and in general will not recommend anybody to use.

But the legit way to make money online and turn them into a business requires time and hard work even money to start that not everybody can afford. What I’m doing here on this website is exactly one of those legit way. We build website like this and fill them with helpful information, get traffic and monetize.

You can learn more about it below. There are other way to make money online that I share here on this website.

I’m here just to share my experience, observation and point of view regarding this program. To help people make decision on whether they should spend their money with this program or not.

So you can just read about my story with them. No need to follow me invest some money or even join the program because I’m not recommending this in general. Do it at your own risk.

And it is all for the sake of making money online in a legit way.

Some tips for using HYIP service

If you are still willing to give this kind of program to try, there are some tips that we can use in general for every HYIP.

First of all, consider this program not as investment but more like gambling. Which means, just think that the chances are we are going to lose the money.

Use only the money we can afford to lose. Not the money you need to pay rent or school or food. Maybe money for cigarettes, or vacation.

Do not to think about making money or even huge profit, consider it just a bonus if we get. And if we do get some profit, try to save it for another program if you want. Think about investing as a whole not just per program.

Get our investment back as soon as we can. Do not try to compound or reinvest before that. Once we get our initial investment back, we can reinvest as we please.

Do our own due diligence. Research first, read from monitor, forum, or other people’s blog or website. Try to understand which user is actually give some time to invest. Anybody can say anything on the internet, even those who doesn’t have anything to do with it.

Test first, by try using every feature from the platform. Send tickets to support, ask them anything. Make sure we understand the rule and terms, how to deposit, or withdraw.

Choose the very low minimum investment plans so we are not going to lose money that much. There are a lot of ways to earn money online for free that I share here. Maybe just a few cents but we can try investment program with very low minimum deposit.

It is very easy to be tempted to reinvest our money once we know that the program is legit or just because we get our first payment. We think that the program will keep paying.

Remember that one of the reason for them to stop paying is because they lose the money, or make a mistake. Not just because they are scam from the beginning.

We have to control ourselves, set rules that we follow.

If you have set up your mind and still want to give this a try, keep reading. If you are not ready just skip to the very end of this post.


Just by looking at their homepage, we can easily tell that this uses the same script from Gold Coders. We can check and there will be license checker. is indeed licensed. If I understand correctly, they need to pay like $166 for the script.

Typical like other similar programs, we can just ignore other part of the pages because most of them don’t even bother to update any page from this script. The same goes with

Obviously, there is no company profile page. The information about who they are and what they do can be found on the homepage. They say that their business is backed by trading in stock, forex and cryptocurrency.

That is very typical but we cannot find out more who they are. There is a support section page that we can try to see if they reply or not. That is probably a good idea before we send them any money at all.

Not that it is going to make them a legit one. Some people might be concerned without any clear info and this is not a kind of program for them.

One thing that I noticed is that this site is hosted on Singapore, not the typical US based. I’m not sure but this one could be related to that I have tried previously. That will explain the use of “.biz” for the domain.

We can use this link to create account with I recommend to use a valid email address and Perfect Money account. We also need to have Perfect Money account right away and it will be difficult to change them later.

We can use this link to create account with Perfect Money.

Investment Plan

Investment is the main and only feature on Anybody can make a deposit, some amount of money and after a period of lock in time, they will get profit.

Depending on the program, we can get the profit payment, daily, weekly, bi-weekly or even monthly or just one time at the end of term. For the daily, usually either based on calendar days or just weekdays.

Some can even offer hourly payment. We can make a deposit and an hour after that, we will get our first payment profit.

The lock in period or duration of the investment term can also vary. Some can offer a day, some weeks or even years before we can get the principal back.

Regarding the payment, a program can pay the profit first and return the principal at the end of investment term. Some may pay differently like each payment includes both the profit and parts of the deposit.

For the latter, the offered interest rate seems like higher than the former. This probably will matter if we try to consider how soon we can reach the BEP and start making pure profit.

As for the interest rate, usually from any HYIP, we will get a constant rate. So, the profit is not going to fluctuate depending on the program’s performance.

Some programs may offer different plans of investments but on, there is only one plan.

The plan is to get 2.1% weekly profit for 700 days with the minimum deposit of $30 and no maximum.

What it means is that if we invest $30, a week after that, we will get the first profit, which is $0.63. The 700 days is for calendar days, which makes it 100 weeks or 100 profit payments in almost 2 years. It is exactly 2 years minus 30 days.

At the end of the investment, we will get $63 profit. However, will then return the principal. So, that means we get a total of $93 in our account which we can withdraw or reinvest again.

Of course we can withdraw weekly as well after each time we get the profit payment. After 48th week, we will have reached 100% ROI or break even point or less than a year.

More about withdraw later.

How to invest

To invest, we can sign in to our account, and click on MAKE DEPOSIT menu from the left side navigation widget. The previous image displays that deposit page.

There is only one plan and there is a calculator that will tell us any date when we reached certain ROI if we are going to start investment now. Otherwise we can proceed by entering the amount of money we want to start the investment with the minimum of $30.

If this is our first time, the payment option is only from Perfect Money directly. Once we have some balance, there will be an option to make deposit using the balance that we need to click on.

Otherwise, as shown by the picture above, the dot is already in the only payment option. We can click on the SPEND button to proceed.

Then, we will see something similar to the next picture below. The page will tell us more details about the plan we are about to purchase.

As we can see, there is no additional deposit fee. However, that is no fee from Perfect Money as the payment option will charge some fee for sending money.

The minimum is $30 but we will have to pay some extra for the fee. We can click on PROCESS button to proceed or just cancel it. This will bring us to the Perfect Money page to process the payment. So, at this point, we still haven’t spent any money.

As we can see from the second picture below, we are in the Perfect Money page. It will tell us that we will be sending the payment to DollarBill account with U9726896 as the payment ID. The account has VERIFIED status, currently with 265.3 as Trust Score point and no overdue loans.

At the bottom of that page, we will see 2 options. We can pay from the balance of existing Perfect Money account or we can pay with e-Voucher or Prepaid card.

For this example, I chose the first one and I have not tried the second method. We can click on MAKE PAYMENT to proceed or cancel it. At this point we still haven’t spent any money yet.

The next page, as shown by the next image will ask us to authorize the payment by signing in to our Perfect Money account. We just need to enter the account ID, password and the turing number.

We can click on the PREVIEW PAYMENT button to proceed or cancel it. At this point we still have not spent any money.  Also, we may have to confirm our identity if we use different IP address to access Perfect Money account at this point.

We have to copy a PIN code that they will send via email and paste it during this process as shown by the second picture below. We can then click on CONTINUE button to proceed to the preview page as shown by the third picture.

As we can see there are further information for this transaction. Because I’m not a verified member, Perfect Money will charge 1.99% fee which will be lower if we are verified.

So, for $30 deposit, as shown below, I have to pay $30.59. We can then click on the CONFIRM PAYMENT button to proceed or cancel it.

THIS IS WHERE WE ACTUALLY MAKE THE PAYMENT. After confirming it, we cannot cancel it again.

As we can see from the next picture, it will display the payment report. There is a transaction batch number which we can use to find it again on our Perfect Money account.

We can click on CONTINUE button to proceed and this will bring us back to page. The second picture below is what we will see from that page. They will say that they have received the payment.

We can then check from the account DASHBOARD or DEPOSIT HISTORY page, that there is now an active deposit. We can use the time on the LAST DEPOSIT section which I think is in UTC, to figure out when exactly a week which we will get the profit.

After this, all we need to do is wait for the first profit payment. We can withdraw or keep it in our account balance. More about withdrawing later.

Comparisons to Other Investment Programs

If we are not familiar with the world of investing, specifically HYIP or online program, it is probably hard to understand the number described above. Are they a good interest rate or is it really too high or even a sign for scammers?

One way to find out is by making comparison to other similar programs. This might not be the best or the perfect way to do it but at least this can give us some perspective.

For, they only have one plan, which is 2.1% weekly profit. If we convert that into daily interest rate, that is equal to about 0.3% per calendar days.

So, is that a good interest rate? Here are some comparisons., one of the longest paying HYIP at this time, has been paying for over 5 years, is offering only one plan with 0.28% daily calendar days or 2% weekly. Compared to that, offers slightly higher rate., also one of the longest paying HYIP at this time, 5 years old as well, is offering 0.14% daily calendar days interest rate as the lowest plan or 0.28% for the higher one. We can actually say that offers the same or lower than That means, the highest plan is also slightly lower than but with shorter term as well., offers 2% weekly profit for 10 weeks which is the same as but with longer terms. That means their interest rate is also slightly lower than but with shorter term., offers like 0.3% daily profit for 555 business days. Or we can say it is about 0.21% calendar day profit. This is lower than the other that I have tried and so lower than and shorter term as well., also offers like 0.4% daily profit but for business days only for the lowest plan. For a week that is equal to 2% weekly or we can say that is also slightly lower than, also offers 2% weekly payment but only for 364 calendar days. It is also slightly lower than but about half the investment period., also offers 2% weekly but in bi-weekly payment and also with very long term plan of 798 calendar days. This one is 3 months longer than but slightly lower interest rate. offers 2% weekly as well as the lowest investment plan but it will take 777 calendar days with 10% weekly as the highest. offers just slightly higher interest rate than the lowest from this.

Those 8 are the only HYIP programs that I’ve tried and still paying right now. I really can’t try too many of them, considering how risky the nature of HYIP and again, I wouldn’t recommend anybody to try as well.

But there are other online programs that also offers to pay some interest. Some people might think these programs are better than HYIP because the interest feature is just a secondary feature.

They have other ways as income source. Here are some of those programs., probably one of the longest paying faucet program, offers like 4.08% annual interest. That is just like 0.01% daily calendar day profit, which is already far lower than any HYIP. and their group, similar program to, also offers to give up to 6% annual interest. It is like 0.016% daily profit, just slightly higher than and obviously still way lower than any HYIP., also another faucet program that offers interest which will be compounded weekly. The interest is 5% annual or about 0.014% daily, also lower than any HYIP. also offers 0.02% fixed daily interest rate for investing in Bitcoin and several altcoins. There are also another offer with fluctuate interest rate from the Staking feature which could be up to 0.08%.

There are still other forms of online investment programs that are not HYIP and I haven’t got the chance to try it. We could invest on cryptocurrency mining, with hardware, or some stocks.

Comment and Suggestion

So, this is the first HYIP with higher interest rate than most that I have tried previously as their main plan. People might consider that as a good thing but I would disagree.

The higher the rate means they will have bigger obligation or burden to pay their investors. Then it will be easier for them to lose some money and the sooner they become scam.

There will be a point where it will be too much for them to handle and they will start to lose money. Sure, this is just slightly higher than the other programs that I’m currently using and clearly they have managed to survive like over 5 years to stay in business.

We can probably say that the number or rate is probably a reasonable one as well. Still, with just offering slightly higher rate, they already attract more investors than others.

We can see that from other monitoring programs. They have higher number of monitoring programs than those who offer just 2% weekly like about 50 for and just less than 10 for the lower rate.

With more investors, it is not necessarily going to make their work easier unless if it is a ponzi scheme. They are not technically a scam because scammers will not be able to pass even their first few months and yet this one has done it over 5 years.

So, the rate maybe reasonable but the fact that they increase the risk is still there. For me, the harder they make for investors to add more money, the more likely they can survive but of course there is always exception.

Also, it is not a guarantee but the point is to reduce the probability for higher or more risk.

The rate is just one thing that can contribute to their failure. Another aspect is the plan that they are offering. I think it is a good sign if they only offer one plan.

This way,  it will be easier for them to predict how much money they need to make each week. With more plans and the possibility for anybody to just add more money, it will be more difficult to do so, and thus, higher risk.

The problem is that they don’t set any maximum amount. While we can argue that no one is crazy enough to invest that much money in this kind of program, it still opens the possibility.

Another problem is that they allow us to have multiple investments which anybody can suddenly invest more money. This will add another complexity of predicting how much profit they need to make.

The good thing is that this is a weekly payment which give them enough time to make profit, unlike those who pay hourly or within a few days. But the additional investments can happen any day during the week.

So far only will do this, not allowing multiple active deposits. They even set a maximum amount per deposit.

I think is probably the best one so far. They even only offer a one week term. People can always reinvest, but there will be times when we forget to do that. This practice will give the program more times.

While here with programs like, both the program and the investors have to commit at least 2 years. Even though they have been delivering profit for over 5 years, that is just 2 investment cycles.

That is also assuming the investors started the investment the day the program was launched. There is a chance that a lot of investors may not even reach full cycle or even the BEP.

Two years is a long time. The additional 0.1% weekly profit doesn’t really help reaching the BEP. We still need almost a year.

The minimum is also very high, $30 while most programs that I have used  can start with $25. On, we can start with just $1. However, this higher amount is really not that bad.

With around 2% rate, each profit payment will get us at least $0.6. If we start with just $1, the profit is $0.02. If we keep withdrawing the money and reinvest again via Perfect Money, we might have to pay a lot of deposit fee.

Luckily we don’t have to pay for receiving any payment. And it will take a while before we can reach the minimum to start another investment.

Also with the 2% rate, we might want to add another $0.5 for each investment because that will give us extra$0.01 for each profit payment.

Nevertheless, is still one of the HYIP, highly risky program where they can suddenly turn into scam. For whatever reason, maybe the owner doesn’t want to offer their service any longer and they can just run away.

That can happen while we barely reach BEP or even the next day after we make a deposit. We will never know, except when it is already happened and all we can do is let it go.

Which is why, in general, I will not recommend just anyone to invest in here or any HYIP programs. Please do it at your own risk and only spend the money that we can afford to lose.

Referral / Affiliate Program

So, there is actually a way to earn money from without starting any investment or even making a deposit to them. It is by using the affiliate or referral feature to earn some commission.

What we need to do is we invite other people to join the program and let them use the service. In this case, the program is and the service is to invest, deposit some money to

As the referrer, we will get some commission based on some percentage of the referral’s deposit amount. We can then withdraw the money or, if we can reach the minimum amount, we can use to start investing.

The more referrals we have, assuming they are all making a deposit will increase the commission we can get. If we focus on promoting and keep getting more referrals, then we may have a passive income source without investing.

That is the basic idea. Unfortunately, there is no further explanation on other than the on on homepage. So, I can’t say for sure how it works.

How does it work?

Like any other online program offering a referral or affiliate commission, each of their member will get a unique link with their ID attached to it. It is called a referral link or ref link and this one below is mine for

if anybody click on that link and join the program, they will become my referral. And if they use the service, make a deposit to start their investment, I will get 0.5% based on their deposit amount.

Also, we will only get the commission if the referral made a deposit from external source or in this case from Perfect Money. We will not get any commission if they only reinvest their earnings or previous deposit. This is typical for any HYIP.

What we need to do is just share the link to anybody on any online platform that we regularly use. The platforms can be our social media accounts, forums, emails, group messengers for family or friends or even blog and website that we own.

Anywhere we can post the link and the public can access it will do. Even Google Docs can work.

We can find our own unique link by accessing the REFERRAL LINKS menu from the left navigation widget of The previous picture displays that specific page.

The page is actually for promotional banners. We can click on the any of the links above the HTML code, and it will bring us to the homepage of However, if we look at the browser, there is an additional code with our username at the end of it.

Alternatively, just use my links above and replace my username “homeofmark” with your username for I don’t think the HTML code for each banner from that page is correct.

Aside from those tools, there is also a dedicated page for our referrals. We can click on YOUR REFERRALS menu to find a tracking system. It is not a comprehensive one but it will tell us how many people are visiting our links each day.

We can also check the total number of referrals that we have and how many of them are active, or making a deposit.

How to get (more) referrals?

Well, sharing the link is a must but how exactly? Sharing to the wrong people is like a salesman approaching stranger. People hate that.

If we try to share on our social media, people might get annoyed if they are not interested. Especially if we are spamming, sharing over and over again like multiple times within a day.

We could lose our followers, risking any network we have built. Maybe it’s better to have alternate account specifically just to share this kind of program.

We look for community or other users that we know are interested. Then we can share with them the link.

A better way might be to share on forums. Not just any forum of course, but related to online money making program and maybe investment.

The problem with using any free platform like this is that we are probably not the only one who promote the same program. We have to offer something more than just the referral link like anybody else.

Another thing is that these free platforms have rules that they can suddenly change about promotion and not to mention, shutting down their service entirely. We have to start over our campaign if they delete them.

A better way would be to have our own website. We can share anything not just one program but others with the same, similar or related topics.

Having a website is like having a shop in real life. People can always come back to and find out more programs to use.

Then we can use those free platforms, forum or social media accounts  just for promotion. A good way to get backlink or generate traffic.

Since it’s an online shop, it will stay open 24/7, no need to wait for us to wake up and can be accessed from everywhere around the world. The best part of having our own place or website is that any search engine like Google will do the promotion work non stop.

And they will show the website as a result to exactly people who are interested in it. The people that use the search engine to look for it and get the website we build as the result. No need to worry about being annoying salesman.

Those people will access the website, see what we have to offer. Maybe a review like this, other or similar program we use, sharing experience, opinion, views to let people know that we understand this kind of program.

If they are interested, they will become our referrals for any program we promote. Once we have enough referrals for or every programs we promote, we can have passive income even full time income.

That is exactly how people can build their business online. They own a website, fill the website with contents that can help promote a program, and let it work automatically.

If you are interested to know more about how to build a website and turn it into an online business, keep reading. I will share with you later about a training program that anybody can use.

In the meantime, let’s head back to for a little bit.

Comment and Suggestion

Again, in general, I would not recommend anybody to use or invest on any HYIP, including Since we have to make a deposit while we can earn money for free from other programs.

What I’m doing here is just sharing my experience and what I know about any online money making program. So, if anybody is willing to join this program and invest their money here, please do it at you own risk.

Read again the warning section above.

For some forums, HYIP is considered as total scam but they still accept other money making program. Just make sure if we want to share our links, they do accept this kind of programs, like by providing a dedicated thread or sub forum.

Maybe give rating on HYIP monitoring program and use the comment section to share the link is the way to do it, not sure though. Try to do it more passively, like wait until somebody ask for it and reply with the link and review, after we do get paid.

As I said before, we can only get commission if our referral make a deposit from outside. So, redepositing from the account balance after the previous one get expired will not get the referrer anything.

If somehow the referral is planning to make deposit and withdraw the funds completely then deposit again, not really sure but this should give some commission to the referrer. So, with my suggestion above on how to lower the risk for investing here, I can earn more commission but I still stand with my reasoning.

Again, I don’t recommend anybody to invest here or any HYIP program.

The commission is just 0.5%, the highest one. Other similar programs can offer like 1% but it is not that different. Since the minimum is $30, that means if our referral make a deposit, we will immediately get $0.15 as commission.

Every additional $2 deposit by the referral will get us extra $0.01. I don’t know if they are going to round up for each $1 though.

With that rate, we can start investment for free if we get about 200 referrals who are willing to invest on It is really not that worth it.

That is also assuming all of them are investing at least the minimum amount. In reality, maybe just 1 every 10 will actually make a deposit.

We can probably earn faster by using other earning programs than wasting our time like that. If we do get something, I  would recommend just use or spend it somewhere else.

Considering that doesn’t even bother to modify the link or add more info regarding this referral feature, it is not really something we can rely on. This is typical for similar programs.

The reputation about a HYIP is already bad. We could jeopardize our relationship with other people by promoting this very risky program where they could lose the money.

For those who don’t really like promoting, especially directly, we can earn more free money faster using other online earning program. That way we can start the investment sooner.

Check this article for other earning programs.

Inviting other people doesn’t always mean they will make a deposit right away, if ever. Since this is already an investment program, we can already have a passive income.

There is no need to focus on promoting this program just to build long term passive income. You can find other programs on this website with no risk, we can earn right away for free.

I suggest look for programs where they offer investment as their secondary feature. Usually from the main feature, we can earn free money. This way, people can decide later whether they want to invest or just withdraw the earnings.

Check out the COMPARISONS section of this article for programs where we can earn free money with invest. There might be more. Check out the previous link to find out the latest update.

Payment and Withdraw

After we get our profit from the investment, how do we withdraw the funds from This is not just about withdrawing the profit but the principal as well.

The only payment method they use is Perfect Money. So, to withdraw, there is no other way but to have it sent to the same account we made a deposit from.

We can use this link to create account with Perfect Money. 

It is very typical for this kind of program that we can’t exchange the money across different payment processor. Even though both of them use the same currency, USD, in this case.

Recently added an exchange feature where we can transfer between Payeer payment into Perfect Money. But that is a rare case because they want to stop using Payeer.

As far as I know, we can’t change the payment account on  We probably could but it will involve contacting the admin directly.

Also, we can’t change our email address which will be used to identify our account when contacting them. We will probably also get the reply via email. So, we have to make sure that we can access our Perfect Money account and email or we could be losing an income source.

There is no minimum, other than it has to be at least $0.01. will not charge anything so we will get the same amount as we requested.

How to Withdraw

We first need to access the withdraw page by clicking on WITHDRAW from the left navigation widget on The previous picture displays that page.

On that page, we just need to enter the amount we want to withdraw and click on the REQUEST button at the bottom. Then, the next page we see is a confirmation page as displayed by the next picture.

If we are sure, we can click on the CONFIRM button to have it processed. After that, we will go back to the WITHDRAW page again but at the top, the page says “WITHDRAWAL REQUEST HAS BEEN SUCCESSFULLY SAVED”.

So, unfortunately, the withdraw from is not an instant payment but it will be done manually. The homepage actually states that it will be processed WITHIN 7 CALENDAR DAYS after the request.

After we have submitted the request, we will get a notification email from about the withdraw. Once they have processed the payment, we will also get another notification from the same email address.

Based on my experience, I did get my first payment less than 24 hours after the request. Maybe I was lucky. Check the next subsection for details as when I got the payment for the other request. We also get another email after they sent the payment.

The last picture displays the payment report on Perfect Money. The payment account they use is U9726896 (DollarBill), the same account as the one we made a deposit to.

My Withdraw

Here are the reports for every withdraw that I have requested and the time I got paid from As I said before each payment is processed manually and it will take up to a week or 7 calendar days before we can see the funds on our Perfect Money account. For this kind of program, we should expect some delay once in a while.

1st withdraw. Paid at 16:39, 19 December 2020 (GMT+7), about 22 hours since the request. Status paying with 2% ROI.

2nd withdraw. Paid at 14:03, 29 December 2020 (GMT+7), about 3 days since the request. Status paying with 4% ROI.

3rd withdraw. Paid at 5:46, 5 January 2021 (GMT+7), about 3 days since the request. Status paying with 6% ROI.

4th withdraw. Paid at 21:05, 10 January 2021 (GMT+7), about 33 hours since the request. Status paying with 8% ROI.

5th withdraw. Paid at 7:27, 18 January 2021 (GMT+7), about 31 hours since the request. Status paying with 10% ROI.

6th withdraw. Paid at 6:50, 24 January 2021 (GMT+7), about 8 hours since the request. Status paying with 12% ROI.

7th withdraw. Paid at 6:50, 31 January 2021 (GMT+7), about 16 hours since the request. Status paying with 14% ROI.

8th withdraw. Paid at 19:23, 6 February 2021 (GMT+7), about 5 hours since the request. Status paying with 16% ROI.

9th withdraw. Paid at 6:45, 14 February 2021 (GMT+7), about 20 hours since the request. Status paying with 18% ROI.

10th withdraw. Paid at 4:04, 21 February 2021 (GMT+7), about 14 hours since the request. Status paying with 20% ROI.

11th withdraw. Paid at 5:07, 28 February 2021 (GMT+7), about 16 hours since the request. Status paying with 22% ROI.

12th withdraw. Paid at 15:01, 7 March 2021 (GMT+7), about 17 hours since the request. Status paying with 24% ROI.

13th withdraw. Paid at 20:09, 13 March 2021 (GMT+7), about 5 hours since the request. Status paying with 26% ROI.

14th withdraw. Paid at 4:50, 21 March 2021 (GMT+7), about 9 hours since the request. Status paying with 28% ROI.

15th withdraw. Paid at 6:24, 28 March 2021 (GMT+7), about 16 hours since the request. Status paying with 30% ROI.

16th withdraw. Paid at 20:37, 4 April 2021 (GMT+7), about 32 hours since the request. Status paying with 32% ROI.

17th withdraw. Paid at 15:00, 10 April 2021 (GMT+7), about 4 hours since the request. Status paying with 34% ROI.

18th withdraw. Paid at 17:40, 18 April 2021 (GMT+7), about 7 hours since the request. Status paying with 36% ROI.

19th withdraw. Paid at 3:29, 25 April 2021 (GMT+7), about 16 hours since the request. Status paying with 38% ROI.

20th withdraw. Paid at 5:01, 2 May 2021 (GMT+7), about 15 hours since the request. Status paying with 40% ROI.

21st withdraw. Paid at 00:36, 9 May 2021 (GMT+7), about 14 hours since the request. Status paying with 42% ROI.

22nd withdraw. Paid at 5:55, 17 May 2021 (GMT+7), about 2 days since the request. Status paying with 44% ROI.

23rd withdraw. Paid at 18:51, 23 May 2021 (GMT+7), about 32 hours since the request. Status paying with 46% ROI.

24th withdraw. Paid at 5:36, 30 May 2021 (GMT+7), about 19 hours since the request. Status paying with 48% ROI.

25th withdraw. Paid at 23:42, 5 June 2021 (GMT+7), about 13 hours since the request. Status paying with 50% ROI.

26th withdraw. Paid at 17:34, 12 June 2021 (GMT+7), about 7 hours since the request. Status paying with 52% ROI.

27th withdraw. Paid at 6:08, 20 June 2021 (GMT+7), about 20 hours since the request. Status paying with 54% ROI.

28th withdraw. Paid at 2:21, 27 June 2021 (GMT+7), about 16 hours since the request. Status paying with 56% ROI.

29th withdraw. Paid at 4:39, 4 July 2021 (GMT+7), about 18 hours since the request. Status paying with 58% ROI.

30th withdraw. Paid at 21:57, 10 July 2021 (GMT+7), about 12 hours since the request. Status paying with 60% ROI.

31st withdraw. Paid at 2:50, 18 July 2021 (GMT+7), about 17 hours since the request. Status paying with 62% ROI.

32nd withdraw. Paid at 5:26, 25 July 2021 (GMT+7), about 19 hours since the request. Status paying with 64% ROI.

33rd withdraw. Paid at 20:01. 31 July 2021 (GMT+7), about 10 hours since the request. Status paying with 66% ROI.

34th withdraw. Paid at 16:46, 7 August 2021 (GMT+7), about 7 hours since the request. Status paying with 68% ROI.

35th withdraw. Paid at 14:24, 14 August, 2021 (GMT+7), about 4 hours since the request. Status paying with 70% ROI.

36th withdraw. Paid at 5:17, 22 August 2021 (GMT+7), about 19 hours since the request. Status paying with 72% ROI.

37th withdraw. Paid at 5:41, 29 August, 2021 (GMT+7), about 19 hours since the request. Status paying with 74% ROI.

38th withdraw. Paid at 14:48, 4 September 2021 (GMT+7), about 4 hours since the request. Status paying with 76% ROI.

39th withdraw. Paid at 3:36, 12 September 2021 (GMT+7), about 17 hours since the request. Status paying with 78% ROI.

40th withdraw. Paid at 17:14, 18 September 2021 (GMT+7), about 6 hours since the request. Status paying with 80% ROI.

41st withdraw. Paid at 5:46, 26 September 2021 (GMT+7), about 19 hours since the request. Status paying with 82% ROI.

42nd withdraw. Paid at 3:57, 3 October 2021 (GMT+7), about 17 hours since the request. Status paying with 84% ROI.

43rd withdraw. Paid at 3:21, 10 October 2021 (GMT+7), about 16 hours since the request. Status paying with 86% ROI.

44th withdraw. Paid at 4:38, 17 October 2021 (GMT+7), about 18 hours since the request. Status paying with 88% ROI.

45th withdraw. Paid at 3:45, 24 October 2021 (GMT+7), about 17 hours since the request. Status paying with 90% ROI.

46th withdraw. Paid at 6:18, 31 October 2021 (GMT+7), about 20 hours since the request. Status paying with 92% ROI.

47th withdraw. Paid at 23:26, 6 November 2021 (GMT+7), about 13 hours since the request. Status paying with 94% ROI.

48th withdraw. Paid at 23:03, 13 November 2021 (GMT+7), which was about 12 hours since the request. Status paying with 96% ROI.

49th withdraw. Paid at 2:54, 21 November 2021 (GMT+7), which was about 16 hours since the request. Status paying with 98% ROI.

50th withdraw. Paid at 00:56, 28 November 2021 (GMT+7), which was about 15 hours since the request. Status paying with 100% ROI.

That means I already reached BEP from this investment.

51st withdraw. Paid at 22:38, 4 December 2021 (GMT+7), which was about 12 hours since the request. Status paying with 102% ROI.

52nd withdraw. Paid at 4:15, 12 December 2021 (GMT+7), which was about 18 hours since the request. Status paying with 104% ROI.

53rd withdraw. Paid at 1:11, 19 December 2021 (GMT+7), which was about 15 hours since the request. Status paying with 106% ROI.

54th withdraw. Paid at 00:57, 26 December 2021 (GMT+7), which was about 15 hours since the request. Status paying with 108% ROI.

55th withdraw. Paid at 23:37, 1 January 2022 (GMT+7), which was about 13 hours since the request. Status paying with 110% ROI.

56th withdraw. Paid at 16:36, 8 January 2022 (GMT+7), which was about 6 hours since the request. Status paying with 112% ROI.

57th withdraw. Paid at 17:22, 15 January 2022 (GMT+7), which was about 7 hours since the request. Status paying with 114% ROI.

58th withdraw. Paid at 17:17, 22 January 2022 (GMT+7), which was about 7 hours since the request. Status paying with 116% ROI.

Apparently, has decided to stop using Perfect Money as the one of the payment method. They suggest converting and start using USDT as the alternative but with the minimum of 5 USD to withdraw.

Because of that, I can no longer withdraw from this weekly. I haven’t tried it and probably have to wait for about 9 weeks for each payment. Probably around 26 March 2022.

59th withdraw. Paid at 15:18, 26 March 2022 (GMT+7), which was about 5 hours since the request. Status paying with 134% ROI. This is the first payment using the new payment system, USDT. It turns out didn’t charge additional fee.

Comment and Suggestion

There is actually not much to say further here because there is no optional payment method. I will be just repeating myself then. Always try to withdraw as soon as possible. Perfect Money allow us not to pay the fee from multiple receiving.

This is a good way to cut the loss. Again, this HYIP program can turn into scam anytime. Before we get our money back, reach BEP, we should not try to compound. The key of investing is to diversify so it is recommended to withdraw and probably invest the earnings on something else.

That way we could still increase our investment but lowering the risk. As for the, they are not the only one to process the payment manually. Half of HYIP that I tried are manual payment.

However, usually we only need like 24 hours before we see the payments on our Perfect Money account. This is not the longest so far, but some people might prefer those with instant payment like or Even sometimes the instant payment doesn’t work.

That s also another reason why I can’t really recommend using this kind of programs. We will always wonder whether we are going to get paid or get scammed. Before we make a hasty judgement, it is recommended to check every monitoring programs, and see when was the last time they got paid.

If we are not ready to deal with that, we should look for other investment programs.

On the other hand, this is also a good way for They will have time and better estimation of how much money they need to generate.

Since Perfect Money is a third party program, there will be times when we won’t be able to access it. They get attacked a lot by hackers and when that happens, we might have to wait longer.

Ideally, it is better if they have other payment options. So far, both the HYIP and the payment method can prove that they can deliver their service for a long time. It is just that, in the past, other payment method can be taken down even by government,

When the same thing happens, these HYIP will not have a back up saving account. They probably put their money on that one payment method. At that point, becoming a scam is inevitable. So, that is another risk we have to be prepared for when investing in this kind of program.

For people who collect some free cryptocurrency and they want to invest in any program that only accept Perfect Money, we can trade those coins via to Perfect Money balance.

Read more from my Review.

Status from Monitors and Forums

Once again, I don’t recommend anybody to invest in here considering how risky this type of program can be. But some people might be willing and ready to take the risk and still want to try it. Please do it at your own risk.

I might post and report the payment I got from here. But I could be in the middle of depositing terms and need a week or several to know if they suddenly stop paying.

Or I could be just lucky while they fail to pay other users. It is best to double check other HYIP monitoring program or group discussion on any forum we can find.

I suggest doing it even right before we hit the DEPOSIT button. Below is the list of some links to forum and monitoring program that we can check about

We don’t have to trust every single website or every review on those website. For me, Goldpoll is probably the one that I can trust.

I did send Goldpoll a report of problematic program once using the form from their left navigation widget. Not long after that, they changed their status for the program and I got paid right after.

I encourage anybody who are investing in any HYIP to do the same.

All HYIP Monitors .com – – DollarBill.

GoldPoll – DollarBill – HYIP details

DollarBill Paying since 03-10-2017 (

Форум MMGP – DollarBill – | –

Conclusion is another HYIP program that has been around since 2015. Unlike several programs that I have tried so far, this one offers slightly higher interest rate with 2.1% weekly profit.

This is definitely open to higher risk as it attracts more people than similar programs that offers just 2%. The fact that they have been deliver their service for so long, it means the rate is still reasonable but the risk is there.

This is a typical HYIP website with a script from Gold Coders. Like most of them, they don’t even update some of their pages, except for their essential parts.

The minimum is $30, so a bit high and we can only use Perfect Money to make the first deposit. They only offer one investment plan but with no maximum limit.

The plan is for 700 calendar days so we will get 100 payments within almost 2 years. With that fixed interest rate, we can reach BEP within 48 weeks or less than a year.

So, even though they have been around for 5 years but technically at this point, the first investor may only get 2 cycles. A lot of other investors may not even reach their BEP yet.

The payment are processed manually and they say it can take up to 7 calendar days after the request has been submitted. So, it should be less than a week and I got my first within 24 hours.

While they do offer referral commission as well which has the typical 0.5% commission rate. Unlike several similar programs, there is no higher level rate based on having certain number of referrals.

With the minimum amount of deposit, we will get enough to withdraw by just inviting one investor. We need like 200 active referrals if we want to start the investment just from the commission.

In general, I don’t recommend anybody to invest in or any HYIP program. If anybody still want to do it, they should do it at their own risk. Please read the WARNING section of this article before making that first deposit.

You can use this link to create account with and start the investment. Just make sure we have enough funds in our Perfect Money account balance in USD, for the minimum deposit amount and the transaction fees.

Final Words

HYIP is not the best way to use our money. Even if we use the free money we get from other online program that you can find here on my website.

Here is my list of all online earning programs that I have used.

HYIP is like gambling. There is a big chance that we will lose the money and people would not consider this as a legit way to make money.

Instead, we can invest on our own online business.

If you want to know more about how to start online business, there are a lot of training out there like this one. We can learn about how to set up a website and build content and how to make money online. You can read my review here about them.

Spend and invest our time and money to build a website that can generate an income for ourselves. Unlike investment on HYIP, where if we lose the money we lose everything and need to start over.

If we invest on our website, our hard work can eventually pays off. The only way to lose our investment is if we give up on it or abandon it. We just need to spend some little time everyday and it will grow.

Building a business requires time and hard work. Even Jeff Bezos need two years before Amazon reach return of investment.

The same thing can happen for us on building online business. The sooner we do it the sooner we become successful.

I realize that not everybody still have the time to do this but at least use the money to pay outsource to help you build the website. We just need to learn and understand how the it works and we can pay somebody else to do it for us.

You can learn everything there in the training. Try it, it’s for FREE.

Anybody can use it. Even for a guy without a college degree.

That’s all I can share with you regarding Maybe I missed something and if you have something to add, please use the comment section below, I would be happy to learn.

Hope this helps. Thanks for reading.



Mark M.

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