Most of the HYIP that we can find on the internet always use the same or similar script from one developer: Gold Coders. Well, the script clearly works and they are good enough to attract investors.
Sadly, aside from the investment plans, usually the HYIP don’t update the other part. Of course, as long as they keep paying, who cares?
But then, this next one, Stable Investment, with their site, St-Inv.pro actually did it differently. With this one, no need to create account and the site is much simpler. There are a couple of things that work differently without having member’s account.
So, who is this Stable Investment Team? Is St-Inv.pro legit or scam? What are the investment plans? How do we get paid?
Those are probably just a few questions that came to mind after hearing about the program. Well, in this article, I’m going to share with you my Stable Investment, St-Inv.pro Review based on my experience and what I can find from the internet.
Hope this helps. Is St-Inv.pro going to be the best investment program out there?
Click or tab on any sections from the table of contents to jump right to that part. Use the red arrow button on the bottom right corner of the screen to head back to the top.
Table of Contents
Overview
Website: st-inv.pro
Type: High Yield Investment Program (HYIP)
Investment Plan:
5 – 30% Weekly for 30 Weeks (Including Deposit)
Minimum Deposit: $10
Maximum Deposit: $10,000
Referral Commission: none
Payment Method: Perfect Money, Cryptocurrencies
Started Since: October 2021
My Status: NOT PAYING / SCAM
Last Payment: April 2023
WARNING – St-Inv.pro is one of the HYIP
High Yield Investment Program (HYIP), is a program where anybody can deposit some money as investment and get a high profit in return after a duration of time. How high the profit can be very relative but still, they are not very sustainable for the long term.
They will be out of business, eventually. Not necessarily because they are scams, but sometimes just a single mistake can cause them to lose a lot of money.
Some consider this as PONZI scheme, where the first investor get paid by the next one. Eventually the last member won’t get paid at all.
IF YOU ARE NOT SURE ABOUT THIS PROGRAM JUST CLOSE THIS PAGE OR SKIP TO THE BOTTOM TO LEARN ABOUT ALTERNATIVE WAY TO MAKE MONEY ONLINE.
Why are people still using this kind of program?
For one thing, there are still some legit programs, even though they will be out of business sooner or later. People can still make money out of them.
Another thing is that people sometimes just want some extra income right away. They can no longer afford time and energy to work and build a business in a legit way. Some even already work for two jobs.
Investing some money is their only way. Hopefully to get something in return.
Why do I still use this kind of program?
Some people would say that this is not a legit way to make money online, let alone as a business for passive income. It is a scam and we will lose the money.
I tend to agree and in general will not recommend anybody to use.
But the legit way to make money online and turn them into a business requires time and hard work even money to start that not everybody can afford. What I’m doing here on this website is exactly one of those legit way. We build website like this and fill them with helpful information, get traffic and monetize.
You can learn more about it below. There are other way to make money online that I share here on this website.
I’m here just to share my experience, observation and point of view regarding this program. To help people make decision on whether they should spend their money with this program or not.
So you can just read about my story with them. No need to follow me invest some money or even join the program because I’m not recommending this in general. Do it at your own risk.
And it is all for the sake of making money online in a legit way.
Some tips for using HYIP service
If you are still willing to give this kind of program to try, there are some tips that we can use in general for every HYIP.
First of all, consider this program not as investment but more like gambling. Which means, just think that the chances are we are going to lose the money.
Use only the money we can afford to lose. Not the money you need to pay rent or school or food. Maybe money for cigarettes, or vacation.
Do not to think about making money or even huge profit, consider it just a bonus if we get. And if we do get some profit, try to save it for another program if you want. Think about investing as a whole not just per program.
Get our investment back as soon as we can. Do not try to compound or reinvest before that. Once we get our initial investment back, we can reinvest as we please.
Do our own due diligence. Research first, read from monitor, forum, or other people’s blog or website. Try to understand which user is actually give some time to invest. Anybody can say anything on the internet, even those who doesn’t have anything to do with it.
Test first, by try using every feature from the platform. Send tickets to support, ask them anything. Make sure we understand the rule and terms, how to deposit, or withdraw.
Choose the very low minimum investment plans so we are not going to lose money that much. There are a lot of ways to earn money online for free that I share here. Maybe just a few cents but we can try investment program with very low minimum deposit.
It is very easy to be tempted to reinvest our money once we know that the program is legit or just because we get our first payment. We think that the program will keep paying.
Remember that one of the reason for them to stop paying is because they lose the money, or make a mistake. Not just because they are scam from the beginning.
We have to control ourselves, set rules that we follow.
If you have set up your mind and still want to give this a try, keep reading. If you are not ready just skip to the very end of this post.
About Stable Investment (St-Inv.pro)
From what I understand, initially, the domain name of their site was Stable-Inv.xyz. We can still see that at the bottom of their current website. One of the HYIP monitoring programs still has this on their list with the old name.
As I said above, this site doesn’t use a script from Gold Coders. We don’t even need to create account. The site is just to tell us about the investment plan and a template link of how to send the money to them, to start the investment.
The site itself doesn’t have any contact form but they do post an email address for support. We can open a support ticket by sending email to support@st-inv.pro, according to their website.
Personally, I like this one for not using the typical script. It is straight forward. Even the homepage, they don’t claim to be some kind of financial expert like those typical HYIP as their profile page.
Of course, this doesn’t mean that they won’t be a scam. At least, they just don’t try to hide it by trying to impress with irrelevant data.
The problem is, without having an account, they are not offering any referral commission. That thing alone doesn’t necessarily make them worse than other HYIP. It’s just nobody is interested in promoting, advertising or talking about them as there is no benefit. This then leads to less number of people giving it a try.
Actually, on their homepage, they put a link to a list of various HYIP monitoring programs that are currently testing Stable Investment. However, I think only one major program is giving this one a try, which is Goldpoll. The funny thing is that I found 3 of the monitors are almost identical, except for just the name.
So, unfortunately, with less exposure to the public, I couldn’t find more information about this one. At least, not as much as with other HYIP.
Investment Plan
Investment is the main and only feature on Stable Investment or St-Inv.pro. Anybody can make a deposit, some amount of money and after a period of lock in time, they will get profit.
Depending on the program, we can get the profit payment, daily, weekly, bi-weekly or even monthly or just one time at the end of term. For the daily, usually either based on calendar days or just weekdays.
Some can even offer hourly payment. We can make a deposit and an hour after that, we will get our first payment of profit.
The lock in period or duration of the investment term can also vary. Some can offer a day, some weeks or even years before we can get the principal back.
Regarding the payment, a program can pay the profit first and return the principal at the end of investment term. Some may pay differently like each payment includes both the profit and parts of the deposit.
For the latter, the offered interest rate seems like higher than the former. This probably will matter if we try to consider how soon we can reach the BEP and start making pure profit.
As for the interest rate, usually from any HYIP, we will get a constant rate. So, the profit is not going to fluctuate depending on the program’s performance.
Some HYIP can offer just one investment plan or several different ones. In the case of St-Inv.pro, they are offering just one type of plan but with higher deposit, we can get higher interest rate for the same amount of time.
5 – 30% Weekly for 30 Weeks
In this plan, there are 3 groups based on the amount of deposit. Here are the breakdowns.
Bronze Plan, $10 to $749: 5% weekly for 30 Weeks
Silver Plan, $750 to $1,999: 15% Weekly for 30 Weeks
Gold Plan, $2,000 to $10,000: 30% Weekly for 30 Weeks
As we can see, higher amount of deposit means we will automatically get higher interest rate. Based on the numbers above, if we make a 10 USD deposit, every week, we will get 0.5 USD or 15 USD after 30 weeks. For 10,000 USD deposit, we will get 3,000 USD per week with a total of 90,000 USD at the end of the plan.
From what I understand, they won’t return the deposit at the end of each plan. So, those numbers are not just the profit but includes the deposit as well.
The interest rate after 30 weeks would be 50% for Bronze plan, 350% for Silver and 800% for the Gold plan. For weekly rate, the interest rates are 1.667%, 11.67% and 26.67% in that respective order.
Using those payment rate, we can actually reach 100% return or BEP after 20 weeks for Bronze, 7 weeks for Silver and 4 weeks for Gold. After that, the rest of the payments will be pure profit. At this point, we can make another deposit to start a new plan or spend them on other platforms.
To invest safely, it is recommended to just wait for reaching BEP just using the profit before making any deposit or until the plan is over. In that case, we need 2 Bronze plans or 60 weeks, about 14 weeks with the Silver and 7 weeks for the Gold. At that point, we don’t have to worry about getting scammed as we already get our deposit back and only the profit will keep generating more.
Well, that’s the investment plan on Stable Investment or St-Inv.pro.
Comparisons to Other Investment Programs
If we are not familiar with the world of investing, specifically HYIP or online program, it is probably hard to understand the number described above. Are they a good interest rate or is it really too high or even a sign for scammers?
One way to find out is by making comparison to other similar programs. This might not be the best or the perfect way to do it but at least this can give us some perspective.
As I said above, the interest rate from Stable Investment or St-Inv.pro is about 1.667% per week at least. That is the lowest plan.
Here are some comparisons. The numbers are based on the current rate at the time of writing. Each of them may change their plan anytime.
Crypto7.com, since 2015, offers like 0.07% daily profit for 777 days. In a week we will get like 0.49% profit. That weekly rate is even lower than the lowest one from RoyalCasinoFunds.com.
SafetyDepositary.net, since 2014, also offers like 0.2% daily profit but for 555 business days. In a week this will only give 1% profit per week. That weekly rate is even lower than the lowest one from RoyalCasinoFunds.com.
TopTradeCapital.com, since 2015, also offers 2% weekly payment but only for 364 calendar days. That weekly rate is even lower than the lowest one from RoyalCasinoFunds.com.
Funds-Broker.com, since 2015, offers also 2.1% weekly profit in 798 days. That weekly rate is even lower than the lowest one from RoyalCasinoFunds.com.
UCTraders.com, since 2019, offers 2% weekly for 2 years. That weekly rate is even lower than the lowest one from RoyalCasinoFunds.com.
LuxioProfit.com, since 2019, offers 2% weekly for 777 calendar days. That weekly rate is even lower than the lowest one from RoyalCasinoFunds.com.
BitcoBid.com, operated since 2020, is offering 2% weekly profit for 1 year as the only plan. That weekly rate is even lower than the lowest one from RoyalCasinoFunds.com.
BitcoinWealth.biz, operated since 2019, is offering 2% weekly profit for 1 year as the only plan. That weekly rate is even lower than the lowest one from RoyalCasinoFunds.com.
Bit-Hit.com, operated since 2020, is offering between 1% profit per day up to 2.5% for the reasonable minimum. The lowest is still higher than the lowest from RoyalCasinoFunds.com while the highest is not higher than the 3rd plan.
Those 9 are the only HYIP programs that I’ve tried and I’m still testing at the moment. It’s possible that some have stopped paying but are still accepting deposit.
I really can’t try too many of them, considering how risky the nature of HYIP and again, I wouldn’t recommend anybody to try as well.
But there are other online programs that also offers to pay some interest. Some people might think these programs are better than HYIP because the interest feature is just a secondary feature.
They have other ways as income source. Here are some of those programs.
Freebitco.in, probably one of the longest paying faucet programs, offers like 4.08% annual interest. That is just like 0.01% daily calendar day profit, which is already far lower than any HYIP.
Free-Litecoin.com and their group, similar program to Freebitco.in, also offers to give up to 6% annual interest. It is like 0.016% daily profit, just slightly higher than Freebitco.in and obviously still way lower than any HYIP.
Cointiply.com, also another faucet program that offers interest which will be compounded weekly. The interest is 5% annual or about 0.014% daily, also lower than any HYIP.
CryptoWin.io is another one where we can invest Bitcoin. They offer 0.7% daily rate but include the principal for 180 days. That means the interest rate is about 0.144% profit per day. This is just half of the rate from most HYIP.
There are still other forms of online investment programs that are not HYIP and I haven’t got the chance to try it. We could invest on cryptocurrency mining, with hardware, or some stocks.
Comment and Suggestion
Clearly this one is totally different from all previous HYIP that I have tried that mostly used script from Gold Coders. The site itself is only to show the plan. We send the money directly to their Perfect Money account and they will also send the profit directly back to our Perfect Money account.
We don’t create any account and therefore the money won’t get stuck because we haven’t reached the minimum. No need to make any withdrawal request because they will send automatically. Well, that is supposed to happen every Sunday but not exactly. More about this below, in my withdraw report section.
Does this mean, this HYIP model is better than the typical Gold Coders? I think so, even if just slightly better. I mean, they can still just stop paying anyway, not refill their balance on their PM account, which is the same as other HYIP.
One obvious thing that they don’t have like those from Gold Coders is the payment history. With script from Gold Coders, at least, we can find out how long before the active investment plan is expired.
It is unfortunate since Stable Investment could have implemented it easily. Just put a note on every payment telling the investors that this is payment number something out of 30 weeks.
Another downside is probably the referral commission. With other programs, we can also offer the referral commission back to whoever sign up and make deposit as our referral. This can help cut some losses if the HYIP is not going to stick around.
We cannot have that with Stable Investment. There is no point on even promoting this as we won’t get something in return. I guess that’s not entirely true. There is still benefit that with more exposure, more investors will come and sustain the business. More users will keep an eye, monitoring and let us know if they suddenly stop paying, instead of just us.
At this moment, from what I know, only Goldpoll has this HYIP on their list. Maybe there are others but this is the only big one. So, there is a risk on that.
I don’t know how significant this will be a problem. With the way we make deposit and get paid, the investment is then tied to the PM account. If we lose the access to that account, we probably lose the money.
To be fair, I think this works the same as with HYIP using those Gold Coders script. However, I keep thinking that it is possible to contact the HYIP to help us change the account as long as we can tell the email address. With this, I don’t know how tied the payments are since they say it is automatic. Can we still change it or not?
One solution that I can think to prevent this issue is to just make multiple deposits of smaller amounts. So, if we want to switch to using different PM account, it is possible. The problem is then we cannot invest with the higher interest rate if we break the deposit to the smallest one. Well, it’s not that we need to change the account everytime and there is a flexible option for that.
Other HYIP with Gold Coder script can offer a compounding option, but I don’t really recommend using such feature. We can still do it but only if we invest higher amount. For example, if we invest 200 USD, 5% of that is 10 USD, and we can immediately make another deposit of that 10. So, not automatic but the compounding is still possible.
As for the interest rate, I mentioned in every previous review that I consider 2% weekly profit is probably a reasonable rate. Some of the longest paying HYIPs are offering this rate. There are a few that can even give slightly higher rate.
Offering something higher is still possible but if it is too high, either they just blatantly lie or they won’t survive that long. Which is why scammers will be gone in less than 6 months or so.
After all, this is still a business. It’s not like HYIP suddenly make money out of nowhere. They also need to pay some operational cost along the way.
I don’t know exactly how they generate profit but usually HYIP relies on trading, either stock or nowadays, cryptocurrencies. The market itself is already volatile and there is a chance they do make some mistake in their business decision.
They will need money to cover some losses. For that, they probably make more money than what they are offering to the investors. They keep some for their reserve as a barrier. If they are offering too high like all of their revenue, then they have no room for mistakes. In that case, they will become scam even faster.
In more difficult business climate, we probably should expect that they will offer lower rate. Adjusting to a lower rate is actually a good way to stay in business for HYIP. Even that is not always a guarantee that the HYIP will stay.
The lowest plan of Stable Investment is offering just 1.67% weekly profit. That is lower than my standard 2%. So, in a way, that should help them stay in business longer. Unless they make really stupid decision and suddenly lose the money, this is a reasonable plan.
My problem with this HYIP is the higher plans with higher deposit. Those rates are definitely way higher than my reasonable 2% standard. On other HYIP usually those plans require unreasonable amount of deposit which makes them a joke plan.
I don’t know the majority of investors but I suspect most people will only invest like 500 USD or less, mostly like 200 to 300 at most. But at the same time, maybe there are still one or 2 crazy investors that will immediately start with 1,000 USD.
I doubt anything higher than that but I could be wrong. If that is the case, then, at least the highest plan is probably just a joke. While the second we can expect maybe a couple of investors. Most will stay with just the lowest plan. which is good but with still a bit of risk.
10 USD is also not that high to start. Some may require like 50. While the rate remains the same but losing 50 to losing 10 is still worse. It is also nice that with that minimum amount and the lowest plan, we can get paid every week.
This supports the best way to invest in any HYIP. Try to get the money out as soon as possible. That way even if they suddenly become scam, we still get something back, not a total loss.
30 weeks is also not very long. Compared to some other HYIP, the investment can take at least 1 year, mostly over 2 years before the plan expires. Of course, there are some shorter ones.
Stable Investment is also accepting deposit using Bitcoin, Ethereum and Litecoin. I haven’t tried it but I think I won’t recommend it.
The page only says about where to send the coin but not exactly how they will send the payment later. Is that mean, we can only send using coin from our direct wallet? What will happen if I send from other platform that supports payments using cryptocurrencies? Will they send the payment back to that platform’s wallet?
They also don’t say the minimum or which plan. We can only see the deposit address. Even that has a risk since we need to copy the address manually.
Usually on other HYIP, we still need to invest a minimum as stated by the USD value or in this case the 10 USD. We need to send the amount of coin that matches with that minimum value. With the volatile price of each coin, there is a chance that we will get different amount of coins for the same value.
For me, unless they give more information to further clarify how they will calculate the deposit and the investment, I suggest not making any deposit to Stable Investment using cryptocurrencies.
Will they convert the coin to USD value or will they keep the amount of coin and pay the interest using the same rate?
Overall, Stable Investment, St-Inv.pro or any HYIP is already a risky investment. Offering higher interest rate makes them even worse.
They can become scam anytime. Maybe right before we reach BEP or even right after we make the deposit. We will never know, except when it is already happened and all we can do is let it go.
Even some of the programs that I mentioned above have been considered as SCAM or STOP PAYING. This is after they have to switch from using Perfect Money to cryptocurrencies.
Which is why, in general, I do not recommend anybody to invest in any HYIP. Please do it at your own risk and only spend the money that we can afford to lose.
Payment Method
Now that we have learned about the investment and how to earn commission from St-Inv.pro or Stable investment, how do they handle payment? How do we make a deposit to start the investment and how do we get paid after that?
Currently, Stable Investment is offering two payment methods: either with Cryptocurrencies directly via the network or using Perfect Money. I already mentioned above that I don’t recommend using the former as how they handle the payment afterwards is not very clear.
At least I can share my experience with the latter. We can use this link to create account with Perfect Money.
Since we don’t create account with Stable Investment, we will be sending the payment directly to the owner’s PM account. Every week, they will then send the payment back to our PM account until the plan expire. We don’t need to manually submit a withdrawal request.
All of the payments via this method will be handled in USD value.
How to Make Deposit
Making a deposit to Stable Investment means we will immediately start the investment. So, it’s not like we just make a deposit and then make decision on what to do with the money later.
We can first go to their website and click on the plan. In this example, I chose the BRONZE PLAN tab and we should see a page similar to the previous picture above.
As we can see there is a button or icon for Perfect Money. We can click on that and it will send us to the Perfect Money page as shown by this next picture below.
That is the payment order page. The payment will be delivered to Stable Investment and we can see their account number, which is U9608990. After that we can enter the amount of money in USD value we want to send.
We can enter any amount but as the investment page says, the minimum should be 10 USD. If we send anything lower than that, I assume that they will not process it and we will lose the money. Maybe we can ask the owner like if we make additional payment until it reaches the minimum but I don’t recommend doing something like that.
I also assume that if we enter higher than the highest for lower plan, they will automatically assign us for the higher plan. But just to be safe, we should just access it from the page for each plan. The receiving PM account remains the same though.
I also don’t recommend sending any money directly to that account from our PM account instead from this payment gateway. Maybe it’s the same, but they already set a template.
After entering the right amount, we can click on the MAKE PAYMENT button to proceed. The next page we see should be similar to this second picture below.
As we can see from this page, we can find more details about this HYIP PM account. At this moment, this PM account is NOT VERIFIED but it has 293.3 Trust Score Points. The credit rating is NORMAL with no overdue loans.
Right below that, we can choose to pay from 3 different funds supported by Perfect Money. I don’t have any experience with the other two so I’m just showing how it works with the first option.
We can click on the MAKE PAYMENT button again to proceed. As we can see from this next image below, we need to authorize the payment by signing in to our PM account. Before that, there is a field called MEMO.
The template says that we should enter the email address. I think this is important if we want to contact them later, related to our investment. So, I suggest entering a valid email address that we can properly use.
In the bottom portion, we need to enter our Member ID from PM, the password and the turing number. Once they are done, we can proceed by clicking on the PREVIEW PAYMENT button at the bottom.
As shown by the second picture below, the preview page will tell us the additional fee we have to pay for sending this payment. Since I’m also not using a verified account, the fee is 1.99% from the amount I’m sending. In this example, I’m sending 10 USD and I need to pay extra 0.19 USD fee.
The bottom portion is to choose which balance we want to pay from. I don’t know if we can also pay with the EUR balance or not. For this example, I can only share how to pay with the USD.
Once we have chosen the right methods, we can proceed with the CONFIRM PAYMENT button at the bottom. This will be the last time to cancel the payment if we are not sure. Once we click the button the system will transfer the payment and we probably cannot take it back.
The third picture below is the next page we see after that confirm button. It will tell us the batch number of that transaction, should we need it in the future. We can then click on the CONTINUE button at the bottom. It will just send us back to St-Inv.pro page.
That is is with how to make deposit and start investment with Stable Investment using Perfect Money.
How to Withdraw
As I already mentioned, there is nothing to do to withdraw the payment. They will automatically send the payment directly to the PM account we used to make the deposit.
This next picture is the payment report on my PM account. One of the entry says payment from RDR, with a memo that says Payment from St-Inv.pro. I got exactly 0.5 USD for my 10 USD investment as my first payment.
That first payment happened right the next weekend, which was 2 days since the deposit. So, no need to wait for 7 days to get the first payment.
At this moment, I already got 2 payments from them out of 30. More details about each payment below. That’s how to get paid from St-Inv.pro or Stable Investment.
My Withdraw
Here are the reports for every payment that I got from St-Inv.pro. They say that the payment will be automatic every Sunday. So far, the exact time is always different. Let’s see how it goes with the rest of the payments.
1st payment. Paid at 16:53, 2 April 2023 (GMT+7) on Sunday. Status PAYING with 5% ROI.
2nd payment. Paid at 23:39, 10 April 2023 (GMT+7), on Monday. Status PAYING with 10% ROI.
3rd payment. Paid at 16:30, 17 April 2023 (GMT+7) on Monday. Status paying with 15% ROI.
4th payment. Paid at 17:51, 24 April 2023 (GMT+7) on Monday. Status paying with 20% ROI.
The current plan should end after 30 weekly payments. I usually update this section after each payment.
Pending payment since the last day of April 2023. Changed the status to PROBLEMATIC. Usually this is a bad sign.
I already gave them a couple more days in May 2023 and no update. Changed the status for this to NOT PAYING / SCAM.
Comment and Suggestion
Well, there is not much I can say related to the payment method. Usually I will say that the best way to invest in any HYIP is to get the money out of the platform as soon as possible.
But this one doesn’t really have a platform and we will get the money automatically, assuming they keep paying. I mean with other HYIP, there is a chance that the money can get stuck because they set some minimum before we can withdraw.
In that case, even though they already send us the payment to our account, we cannot get them out. If then they become scam, then we lose all of those money. On other platforms where the withdraw request must be submitted manually, there is a chance that we still need to wait even longer. I’ve used some where they will pay me like more than a week after the request.
I thought that would give a time for the HYIP to just make more money. Unfortunately, the delayed payment more often than not is an indication that they are becoming scam. I guess, I was being too nice. Well, that’s the risk in using this type of investment.
Does that mean that this one is better and legit? Well, I don’t think it’s that simple. I only got 2 payments so far, and it takes 20 just to get the investment back. At least, they don’t hold the money for long, not enough room for them to play. But the risk is still there. They can still become scam before we get 100% BEP or even right after the deposit.
Before we make a hasty judgement and send a deposit, it is recommended to check every monitoring programs, and see when was the last time they got paid. If we are not ready to deal with that, we should look for other investment programs.
Since Perfect Money is a third party program, there will be times when we won’t be able to access it. They get attacked a lot by hackers and when that happens, we might have to wait longer.
Ideally, it is better if they have other payment options. So far, both the HYIP and the payment method can prove that they can deliver their service for a long time. It is just that, in the past, other payment method can be taken down even by government,
When the same thing happens, these HYIP will not have a back up saving account. They probably put their money on that one payment method. At that point, becoming a scam is inevitable. So, that is another risk we have to be prepared for when investing in this kind of program.
It’s a good thing that St-Inv.pro offers a lot of option. However, with multiple cryptocurrencies, they opened themselves to more problems. Just like the investors, they need to handle each currency separately and maintain funds for each of them.
Of course, not every currency will be used equally but it gives more workload. Another problem with cryptocurrency is the volatile value of each. While they handle the investment using USD, they still have to pay in cryptocurrency from time to time where the value might drastically and suddenly change.
If the value of the coin goes up then, the HYIP might have to pay more to buy those coins to pay the profit to investors. The same when the value goes down, they suddenly have to release more coins for the same USD value.
This could happen with every single cryptocurrency, maybe except the stablecoins. That can become extra operational cost which can lead them to going bankrupt.
For that same reason, I cannot recommend anybody investing with non stablecoin cryptocurrency. Even with USDT, it’s best to use the option for TRC network and not the ERC because of the network fee.
Even with that, the minimum is higher than the PM option. So, that either we have to wait for more profit or invest higher deposit amount. It defeats the idea of getting the money as soon as possible.
On the other hand, since 2021, PM has started to stop working with several HYIP. I won’t be surprised if St-Inv.pro will stop using them as well. If that happens, then USDT is probably the best choice to replace and it’s already available.
The problem is that the investors don’t have any account. Unlike other typical HYIP, they cannot just suddenly add an option to exchange between different methods. That will require extra database which I doubt the owner of Stable Investment is willing to add.
That means, if something happened with Perfect Money, the investors will probably lose the money.
Status from Monitors and Forums
Once again, I don’t recommend anybody to invest in here considering how risky this type of program can be. But some people might be willing and ready to take the risk and still want to try it. Please do it at your own risk.
I might post and report the payment I got from St-Inv.pro here. But I could be in the middle of depositing terms and need a week or several to know if they suddenly stop paying.
Or I could be just lucky while they fail to pay other users. It is best to double check other HYIP monitoring program or group discussion on any forum we can find.
I suggest checking the other monitors even right before we hit the DEPOSIT button. Below is the list of some links to forum and monitoring program that we can check about RoyalCasinoFunds.com.
We don’t have to trust every single website or every review on those websites but at least get used to some of them and check regularly. Back then, I used to recommend checking Goldpoll as the first source since it is one of the oldest HYIP monitors.
Nowadays, there are better options. I usually check on HYIP.biz which also has summary of other monitors. They have EVENT data about each HYIP.
In that page, we can see if other monitors suddenly change the status for the HYIP. Maybe from Paying to Scam or Not Paying status and vice versa. A lot of users are also sharing on the Review section for the HYIP everytime they got a payment from the HYIP.
I encourage anybody who are investing in any HYIP to do the same. Do research, report to any monitor if we get some problems with payments. I also open my comment section below for those who want to share their experience with the HYIP, whether it’s a good one or bad one.
Here are some monitors for Stable Investment or St-Inv.pro. Unfortunately, there are not many monitors investing in this one.
InvestFilters.com: Review of st-inv.pro.
Goldpoll: Stable Investments – HYIP details
HYIPsInfo.com: Stable Investments HYIP
BestHYIPs.Shop: Stable Investment
advhyipstat.com: Stable Investments st-inv.pro reviews and status.
BesteMoneys.com: Invest-stable-inv.xyz summary.
HYIPsInfo.com: Stable Investments HYIP monitor
HYIP-Agency.Best: Stable Investment.
Conclusion
Stable Investment, with their website St-Inv.pro is a different HYIP than most that I have discussed so far. With this one, we don’t need to create account on their website and only need Perfect Money.
The website only tells us the plan, like the interest rates, minimum deposit and how long the plan will take before expire. To start the investment, we will be sending the deposit directly to their PM account. This probably should be done via the links on their website just to make it safe.
After that, every weekend, they specified on Sunday, they will send the payment. All of the plans will give us 30 weekly payments with the rates between 5% to 30% based on the deposit. For higher rates, we need of course, higher deposit amount.
From what I understand, the payments already include the deposit. They won’t return them again at the end of each plan. Because of that the actual interest rate is actually lower.
The lowest one, is about 1.67% weekly profit which is lower than the 2% standard that I considered as reasonable rate. Most investors will be using this one as we can start with just 10 USD. The higher one requires like 750 USD and 2,000 USD for the highest.
It’s possible that there is one crazy investor that is willing to invest with the 2nd plan. Not impossible with the third but very unlikely. With the highest plan, the interest rate is about 26.67% per week.
If investors are indeed stick with only the first plan than this one has a better chance to stay longer in business. With the higher one, the risk is also higher and they will likely to go bankrupt even faster.
They said that the payment would be automatic. Automatic in the sense that we don’t need to submit a withdraw request. The problem is that, based on the 2 payments I got at this point, the paying time were not the same. One of them were on Monday, my time, instead of on Sunday, as advertised.
Without having any account, obviously, this one doesn’t offer any referral commission. On one hand, maybe it can help them to stay in business for not having to pay commissions. The downside is that nobody is actually monitoring this.
At this point, only one major HYIP monitor is actively investing on this. The reason is because there is no benefit for even advertising this one. Compared to other HYIP that do offer commissions, we can check multiple different monitoring programs and see when they got their last payment. Which helps regular investors to know that the HYIP is still paying or not.
With how they works, does it make them better than the others? I don’t think so. They can still become scam any time while we only got like less than 20 payments or even just made the deposit.
Another problem with no account on the HYIP site is, there is no chance to switch to a different payment system if Perfect Money goes wrong. The other typical HYIP can offer an exchange on their website to USDT to continue the investment. With this one, we probably should expect to lose the money completely.
What makes this one better is it supports the idea to get the money out of HYIP as fast as possible. But then again, it is still in their control.
Stable Investment actually also offers to accept investment using 3 different cryptocurrencies: BTC, LTC and ETH. I think they can elaborate more on their page as how it is supposed to work. They don’t ask for the wallet address to send the payment to or even specify the interest rate for different amount.
I guess I could just ask them but then again I also don’t recommend using cryptocurrencies to invest in any HYIP. Unless if it is a stablecoins.
In general, I don’t recommend anybody to invest in Stable Investment or any HYIP program. If anybody still want to do it, they should do it at their own risk. Please read the WARNING section of this article before making that first deposit.
Other Investment Programs
Last Update: April 2023
For the latest update, check out this investment program section in this article. I probably have tried more programs but haven’t written a review for.
Also find out more about alternative way to earn online on that article.
Here are other investment programs that I am currently using. Some of them are also HYIP with rather high interest rate with the same level of risk.
But there are also other investment programs that are not HYIP programs but with lower interest rate and probably less risky.
Please read the article to find out the latest update of each program. There is a chance that they are no longer available and I forget to update this section by the time anybody read this.
Billion-Stars.com (HYIP, 2% Weekly profit, USD)
BitcoBid.com (HYIP, 2% Weekly Profit, USD)
BitcoinWealth.biz (HYIP, 2% weekly Profit, USD)
Bit-Hit.com (HYIP, 7% Weekly Profit, USD)
Crypto7.com (HYIP, 0.07% daily profit, USD)
Funds-Broker.com (HYIP, 2.1% Weekly Profit, USD)
LuxioProfit.com (HYIP, 2% Weekly Profit, USD)
SafetyDepositary.net (HYIP, 1% Weekly Profit, USD)
TopTradeCapital.com (HYIP, 1% Weekly Profit, USD)
UCTraders.com (HYIP, 2% Weekly Profit, USD)
FreeBitco.in (Cryptocurrency Faucet and Investment, 0.01% Daily Profit, Bitcoin)
Cointiply.com (Cryptocurrency Faucet and Investment, 0.014% Daily Profit, Bitcoin)
Free-Litecoin.com and group (Cryptocurrency Faucet and Investment, 0.02% Daily Profit, Multi Coins)
CryptoWin.io (Cryptocurrency Staking and Investment, about 0.14% Daily Profit, Bitcoin)
Final Words
HYIP is not the best way to use our money. Even if we use the free money we get from other online program that you can find here on my website.
Here is my list of all online earning programs that I have used.
HYIP is like gambling. There is a big chance that we will lose the money and people would not consider this as a legit way to make money.
Instead, we can invest on our own online business.
If you want to know more about how to start online business, there are a lot of training out there like this one. We can learn about how to set up a website and build content and how to make money online. You can read my review here about them.
Spend and invest our time and money to build a website that can generate an income for ourselves. Unlike investment on HYIP, where if we lose the money we lose everything and need to start over.
If we invest on our website, our hard work can eventually pays off. The only way to lose our investment is if we give up on it or abandon it. We just need to spend some little time everyday and it will grow.
Building a business requires time and hard work. Even Jeff Bezos need two years before Amazon reach return of investment.
The same thing can happen for us on building online business. The sooner we do it the sooner we become successful.
I realize that not everybody still have the time to do this but at least use the money to pay outsource to help you build the website. We just need to learn and understand how the it works and we can pay somebody else to do it for us.
You can learn everything there in the training. Try it, it’s for FREE.
Anybody can use it. Even for a guy without a college degree.
That’s all I can share with you regarding Stable Investment or St-Inv.pro. Maybe I missed something and if you have something to add, please use the comment section below, I would be happy to learn.
Hope this helps. Thanks for reading.
Mark M.